The 3G Ramblings & General Discussion Thread (Trois)
03-20-2015, 12:51 PM
#4561
I would never buy a house where I would need to rely on a tenant in order to pay the bills. That's just asking for it. Also, these people need to build some skills. I can develop a completely bare basement into a 1000sqft 2 bedroom rental with kitchen and bathroom for 23.5k. Sure it takes me longer but I'm also not dumping another 30k just to have someone in 5 months sooner.
03-20-2015, 12:52 PM
#4562
Team Owner
Lol shit I've been doing the math all wrong!
03-20-2015, 12:55 PM
#4564
Registered Bunny
I put the condo on 30 years and put 5% down to start on 5 years terms when I bought it and after settling I realize I had no issue paying almost double and since it was an open mortgage there was no problem/penalty doing that. Technically shortcut my mortgage from 30 to a bit under 20 yet have the flexibility of paying less if for some reason I couldn't afford it at some point. The added flexibility was in my opinion a great safety feature. Heck, I could even freeze my variable rate at any time until the end of the term if I foresaw the rates going up with the bank I was, which would have been pretty easy considering I work in the real estate world.
Last edited by polobunny; 03-20-2015 at 01:01 PM.
03-20-2015, 01:02 PM
#4566
Chapter Leader (Southern Region)
Thread Starter
Can anyone explain how stuff like this happens? Uneven downforce?
EKanooRacing's Lexus ISF Twin Turbo Crash - YouTube
EKanooRacing's Lexus ISF Twin Turbo Crash - YouTube
That's a 7 second twin turbo IS-F btw.
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Abe_Froman (03-20-2015)
03-20-2015, 01:04 PM
#4567
Chapter Leader (Southern Region)
Thread Starter
It's the biggest thing to worry about at that threshold.. used to happen in the salts a lot. There's a fine line between going fast and taking flight.
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Abe_Froman (03-20-2015)
03-20-2015, 01:05 PM
#4568
Registered Bunny
Can anyone explain how stuff like this happens? Uneven downforce?
EKanooRacing's Lexus ISF Twin Turbo Crash - YouTube
EKanooRacing's Lexus ISF Twin Turbo Crash - YouTube
Light with too much air that goes under = lift off!
Doesn't help if you put a lot of pressure on the back and rely on the motor weight to keep yourself on the ground.
Happens "more often" with racecars obviously. If you check pictures of the front of the car there's some aero work done but apparently not enough.
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Abe_Froman (03-20-2015)
03-20-2015, 01:07 PM
#4569
Chapter Leader (Southern Region)
Thread Starter
Has nothing to do with a stripped interior. A few hundred lbs is nothing in comparison to the force that is being exerted while accelerating. It's the pressure that builds beneath the car.
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Abe_Froman (03-20-2015)
03-20-2015, 01:19 PM
#4571
Chapter Leader (Southern Region)
Thread Starter
03-20-2015, 01:22 PM
#4572
Chapter Leader (Southern Region)
Thread Starter
I'd lower the front end and put some functional diffusers front and rear to balance out the rear down force. Also a possible culprit is the rear tires spun before flight. Traction is very important in keeping the nose in it at that speed.. back off and there's nothing working against the drag force.
03-20-2015, 01:31 PM
#4574
Team Owner
You used to be able to put 5% down and take 35 years, and while I understand the implications of having a long ass mortgage like this for some people it was the only way to have a place of their own. I take example on my mom who's barely making ends meet yet she'd be just fine if it wasn't of the new rules.
I put the condo on 30 years and put 5% down to start on 5 years terms when I bought it and after settling I realize I had no issue paying almost double and since it was an open mortgage there was no problem/penalty doing that. Technically shortcut my mortgage from 30 to a bit under 20 yet have the flexibility of paying less if for some reason I couldn't afford it at some point. The added flexibility was in my opinion a great safety feature. Heck, I could even freeze my variable rate at any time until the end of the term if I foresaw the rates going up with the bank I was, which would have been pretty easy considering I work in the real estate world.
I put the condo on 30 years and put 5% down to start on 5 years terms when I bought it and after settling I realize I had no issue paying almost double and since it was an open mortgage there was no problem/penalty doing that. Technically shortcut my mortgage from 30 to a bit under 20 yet have the flexibility of paying less if for some reason I couldn't afford it at some point. The added flexibility was in my opinion a great safety feature. Heck, I could even freeze my variable rate at any time until the end of the term if I foresaw the rates going up with the bank I was, which would have been pretty easy considering I work in the real estate world.
People also seem to want to 'keep up with the Jones'' by buying bigger and bigger homes. I lived in a 1300sqft home until the age of 7, and then my parents upgraded to a 1700sqft for a family of 4. And it was plenty of room for us. Back in 1992, 1700sqft was considered a decently large house. These days it's considered as "way too small".
I have a friend who's building a 2500sqft home right now for just two people. Why? He even admits it's way more than they need but they do it anyway. And he now has fears of being laid off. Oh boy.
03-20-2015, 01:57 PM
#4576
Registered Bunny
Fair enough, but the rules were changed so that people don't have crazy long mortgages for the rest of their lives. It gives people the opportunity (at least in theory) to save for retirement if the house is paid off faster. I'd imagine if someone struggles with a 25 year mortgage as opposed to a 35 year one, they likely wouldn't be saving much, if anything, if they're on that longer interval. Fact of the matter is that most people can't afford to retire these days.
People also seem to want to 'keep up with the Jones'' by buying bigger and bigger homes. I lived in a 1300sqft home until the age of 7, and then my parents upgraded to a 1700sqft for a family of 4. And it was plenty of room for us. Back in 1992, 1700sqft was considered a decently large house. These days it's considered as "way too small".
I have a friend who's building a 2500sqft home right now for just two people. Why? He even admits it's way more than they need but they do it anyway. And he now has fears of being laid off. Oh boy.
People also seem to want to 'keep up with the Jones'' by buying bigger and bigger homes. I lived in a 1300sqft home until the age of 7, and then my parents upgraded to a 1700sqft for a family of 4. And it was plenty of room for us. Back in 1992, 1700sqft was considered a decently large house. These days it's considered as "way too small".
I have a friend who's building a 2500sqft home right now for just two people. Why? He even admits it's way more than they need but they do it anyway. And he now has fears of being laid off. Oh boy.
American dream though. Big house, big car, big debts. I see some houses with no furniture inside. House worth $600,000, 2 Merces in the garage, flatscreen TV in the living room but bed on the floor and tiny bistro table in the dining room. Empty rooms everywhere. Education is important. Big biceps are importanter, know what I mean? Flashy living empty of any meaning.
Condo was 1000sq ft, twas all fine for a couple and a kid. Family house 2200 sq ft, family of 6. Never complained it felt cramped. This ain't even close to Europe or Asia in terms of small...
03-20-2015, 02:18 PM
#4577
Team Owner
Speaking of small living spaces- My father in law has a 600sqft apartment in Frankfurt with his gf, lol. I'd be borderline claustrophobic living there!
03-20-2015, 02:34 PM
#4578
Registered Bunny
Oh I don't doubt that it does remove flexibility, but where do you draw the line? Eventually some people would be saying "well if I could have a 60 year mortgage with 1% down, I could be able to do much better for myself". People need to take a good look at what they want and what they need.
Speaking of small living spaces- My father in law has a 600sqft apartment in Frankfurt with his gf, lol. I'd be borderline claustrophobic living there!
Speaking of small living spaces- My father in law has a 600sqft apartment in Frankfurt with his gf, lol. I'd be borderline claustrophobic living there!
I'm gonna become a fucking hermit at some point in my life. Fuck people.
I just moved the ex-gf from a ~325sq ft studio. That shit was boring. 1 room, little ass kitchen, bathroom. D:
03-20-2015, 02:45 PM
#4579
Confusing Name Guy
At the end of the day it all depends on the person right? I'd be perfectly comfortable living in a very small space (as I already do for that matter), 400 - 600 sq ft seems fine to me. All I need really is enough space for my bookshelves and computers lol
03-20-2015, 02:52 PM
#4580
Team Owner
Are you related to Jamie, per chance?
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TacoBello (03-20-2015)
03-20-2015, 02:55 PM
#4582
Chapter Leader (Southern Region)
Thread Starter
you wouldn't like living in a small space so much if I needed to take a shit in it. 
03-20-2015, 02:59 PM
#4584
Chapter Leader (Southern Region)
Thread Starter
03-20-2015, 03:07 PM
#4586
Chapter Leader (Southern Region)
Thread Starter
My ghost would haunt your dreams.
would haunt your dreams.
03-20-2015, 03:08 PM
#4587
Chapter Leader (Southern Region)
Thread Starter
I always see crabs lurkin' never whorin'
03-20-2015, 03:35 PM
#4588
Chapter Leader (Southern Region)
Thread Starter
Have a good weekend gents 
03-20-2015, 03:39 PM
#4590
Team Owner
03-20-2015, 04:09 PM
#4592
Team Owner
Guilty as charged. 
03-20-2015, 06:09 PM
#4596
Senior Moderator
My hero...
03-20-2015, 06:15 PM
#4597
Chapter Leader (Southern Region)
Thread Starter
Gym.. I'm at home drinking a beer. 
03-20-2015, 06:23 PM
#4598
Three Wheelin'
Join Date: Sep 2014
Location: Shreveport, La.
Age: 43
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Why do y'all have to give me so much shit? 
Well, I dropped my car off at the body shop earlier (not that anyone cares because y'all are too worried about workout playlist and whining about words that Yumcha uses)
Anyhow, I rented a new VW Passat. As soon as I got in it and started driving it, I hated it. Now, a VW CC on the other hand may be a different story. But, an 08 TL is better than a 15 Passat all day long. Hope you guys have a great weekend!
Well, I dropped my car off at the body shop earlier (not that anyone cares because y'all are too worried about workout playlist and whining about words that Yumcha uses)
Anyhow, I rented a new VW Passat. As soon as I got in it and started driving it, I hated it. Now, a VW CC on the other hand may be a different story. But, an 08 TL is better than a 15 Passat all day long. Hope you guys have a great weekend!
Last edited by Jamie's 08 TL; 03-20-2015 at 06:26 PM.
03-20-2015, 06:34 PM
#4600
Team Owner