The 3G Ramblings & General Discussion Thread (Part 2)

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Old 10-20-2014 | 10:37 AM
  #33801  
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That's not yearly tax, that's monthly. Even when he owns the house outright, he'll be paying nearly 10k a year just on property tax.
Old 10-20-2014 | 10:37 AM
  #33802  
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Y'all need to invest in robots. Like me.

I'm going to be riiiiiiiiiiiiiich, b*tch!
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Old 10-20-2014 | 10:39 AM
  #33803  
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From: Waffles, BU
Originally Posted by TacoBello
True, however, the housing market always rebounds, just depends on how long. Canada has never had and never will have a housing crash like the US had in 2008- our banks are much more regulated here. That's not to say the market won't crash- it did back in the early 80s here, for different reasons, but it took about 8 years and it completed rebounded.

My parents built their house in '93 for 170k. After 20 years, they sold it last year for 422k. Granted, if you're moving into another house, you're paying just as much to get into it, so technically you're not exactly making anything. However, if you have income properties and sell them off, you can do quite well. Everything comes with risk though.
Indeed. The trend is usually up, especially in a market like yours. But look at the extreme, Detroit. I can go there and buy a whole neighborhood for $5k.
Old 10-20-2014 | 10:39 AM
  #33804  
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Originally Posted by Majofo
J, you also have to understand that property tax in TX is astronomical. Say crabs buys a house out in Sugar Land for $250k @ 4.5% w/ 20% down. His mortgage will roughly be $1013.

His property tax will be $730.

Still think it's an investment? Now that value will fluctuate based on appraised value, but it's more than likely going to trend higher than lower for that area.
My property tax is almost $2900 here, lol. Average size house. There's a town 2 minutes away and their taxes are double that. It's all relative though when you compare salaries here.
Old 10-20-2014 | 10:40 AM
  #33805  
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Originally Posted by TacoBello
True, however, the housing market always rebounds, just depends on how long. Canada has never had and never will have a housing crash like the US had in 2008- our banks are much more regulated here. That's not to say the market won't crash- it did back in the early 80s here, for different reasons, but it took about 8 years and it completed rebounded.

My parents built their house in '93 for 170k. After 20 years, they sold it last year for 422k. Granted, if you're moving into another house, you're paying just as much to get into it, so technically you're not exactly making anything. However, if you have income properties and sell them off, you can do quite well. Everything comes with risk though.
I dunno...where I'm at, there are idiots putting down the bare minimum and buying $1M+ homes left and right...and you KNOW they can't afford them.

The percentage of peeps living paycheck to paycheck is pretty astounding in a recent study from what I heard over the radio.



And these peeps are not the rich@$$ living in Vancouver who truly CAN afford the nice cars and $$$$$ homes. We're talking white people. Sorry, not trying to be racist even if I'm wacist 99.9999% of the time.
Old 10-20-2014 | 10:40 AM
  #33806  
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Originally Posted by Yumcha
Y'all need to invest in robots. Like me.

I'm going to be riiiiiiiiiiiiiich, b*tch!
Too much..

Not enough room..
Old 10-20-2014 | 10:40 AM
  #33807  
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Originally Posted by Majofo
That's not yearly tax, that's monthly. Even when he owns the house outright, he'll be paying nearly 10k a year just on property tax.
Oh wow. I thought that was yearly. Wooooow.
Old 10-20-2014 | 10:41 AM
  #33808  
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Originally Posted by Majofo
Too much..

Not enough room..
That's why I'm starting to dig a hole in the basement. I'll extend my storage capacity.
Old 10-20-2014 | 10:42 AM
  #33809  
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Yep.. people always like to live beyond their means or at least right on the edge of it. Maybe they think they want to buy where they think they'll be and now where they're at..
Old 10-20-2014 | 10:43 AM
  #33810  
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Originally Posted by Yumcha
I dunno...where I'm at, there are idiots putting down the bare minimum and buying $1M+ homes left and right...and you KNOW they can't afford them.

The percentage of peeps living paycheck to paycheck is pretty astounding in a recent study from what I heard over the radio.



And these peeps are not the rich@$$ living in Vancouver who truly CAN afford the nice cars and $$$$$ homes. We're talking white people. Sorry, not trying to be racist even if I'm wacist 99.9999% of the time.
Van is definitely expensive to live in- everyone I know who moved there ended coming back eventually lol. Edmonton is trending towards that, with house prices climbing year by year, however there is obviously more draw to picturesque Vancouver. I couldn't imagine having to drop a cool million on a house, lol.

Edmonton is close to Ft. Crack, the oil capital of alberta, where lots of money is made by lots of people. As such, it keeps driving Edmonton prices up.
Old 10-20-2014 | 10:44 AM
  #33811  
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Originally Posted by Yumcha
That's why I'm starting to dig a hole in the basement. I'll extend my storage capacity.
You already have a basement.. and you're digging deeper.. sub-basement?

Going to be hard digging through that thick tundra
Old 10-20-2014 | 10:46 AM
  #33812  
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Originally Posted by TacoBello
Van is definitely expensive to live in- everyone I know who moved there ended coming back eventually lol. Edmonton is trending towards that, with house prices climbing year by year, however there is obviously more draw to picturesque Vancouver. I couldn't imagine having to drop a cool million on a house, lol.

Edmonton is close to Ft. Crack, the oil capital of alberta, where lots of money is made by lots of people. As such, it keeps driving Edmonton prices up.
Edmonton is what I call the FULL-RETARD "major" city of the world.

Has the worst weather, worst drivers, worst roads, and generally poorly-educated population I've ever seen. Only reason why it's $$$$ is because of its proximity to the oilsands. I've never seen a city more poorly planned from a civic engineering perspective either.

There is ZERO reason why any city with those factors has property that averages $500K for "starter home". Give me a break...

At least in Calgary, it's more justifiable as it's significantly more picturesque, has better roads, better city planning, and overall amenities...sure, the driving there sucks too but, I'd take that over the whole package from Edmonton.




And oh. Oilers.
Old 10-20-2014 | 10:47 AM
  #33813  
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Originally Posted by Majofo
Yep.. people always like to live beyond their means or at least right on the edge of it. Maybe they think they want to buy where they think they'll be and now where they're at..
I'm pretty damn cheap myself, lol. I don't understand how people can live beyond their means, or right on the edge, and not shit bricks at night. Definitely not the lifestyle for me.

I realized a long time ago that I'll never get rich working for someone else. I'm trying to slowly find my own way lol

But hey, I'm only 29, so there's still time
Old 10-20-2014 | 10:48 AM
  #33814  
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And Taco Times...I apologize in advance if I've offended you about Deadmonton. I know many Deadmontonians are very...proud of their city.





Then...I ask...have they ever traveled outside of the province? Almost always: No.
Old 10-20-2014 | 10:49 AM
  #33815  
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Originally Posted by Majofo
You already have a basement.. and you're digging deeper.. sub-basement?

Going to be hard digging through that thick tundra
I miss Asia. Digging my way to Ching-chong-chan-wong-land.
Old 10-20-2014 | 10:50 AM
  #33816  
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Originally Posted by Yumcha
Edmonton is what I call the FULL-RETARD "major" city of the world.

Has the worst weather, worst drivers, worst roads, and generally poorly-educated population I've ever seen. Only reason why it's $$$$ is because of its proximity to the oilsands. I've never seen a city more poorly planned from a civic engineering perspective either.

There is ZERO reason why any city with those factors has property that averages $500K for "starter home". Give me a break...

At least in Calgary, it's more justifiable as it's significantly more picturesque, has better roads, better city planning, and overall amenities...sure, the driving there sucks too but, I'd take that over the whole package from Edmonton.




And oh. Oilers.
155% agreed. Full retard here. There's more brain dead, monster truck suspension F350, Dodge 3500 or Chevy 3500 here, spewing clouds of black diesel smoke from their "sweet" smoke stack exhausts than all other modded cars combined.

And yes, oilers. Sigh....
Old 10-20-2014 | 10:51 AM
  #33817  
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Originally Posted by Majofo
Yep.. people always like to live beyond their means or at least right on the edge of it. Maybe they think they want to buy where they think they'll be and now where they're at..
Always worthy of a snarky chuckle...Quick, raise your hand if you know peeps who can't afford that $$$$$$$ house...and how do you know? Cuz, 3 years later, the house is still barely furnished...where there IS furniture, it's from IKEA or plastic folding chairs...

It's freezing inside...and there are no PROPER window coverings...still those taped ones you buy for $10 at Home Depot...


Oh...wait...NICE Mercedes, bro! What? You're not using premium gas? And you have not gone in for a servicing in 18 months?




Old 10-20-2014 | 10:52 AM
  #33818  
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Hate to be wacist...but, all those examples? Gwai-ros.
Old 10-20-2014 | 10:53 AM
  #33819  
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Originally Posted by Yumcha
And Taco Times...I apologize in advance if I've offended you about Deadmonton. I know many Deadmontonians are very...proud of their city.





Then...I ask...have they ever traveled outside of the province? Almost always: No.
None taken whatsoever. Born and raised here, however, we've contemplated moving to Calgary, for many reasons. It's in the 5 year plan. Still close to family, however, a WAY nicer city.
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Old 10-20-2014 | 11:00 AM
  #33820  
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Originally Posted by TacoBello
None taken whatsoever. Born and raised here, however, we've contemplated moving to Calgary, for many reasons. It's in the 5 year plan. Still close to family, however, a WAY nicer city.
Completely agree about Calgary. And yeah, move there. The proximity to the mountains, overall better weather...roads...Why the eff not?!?

There is this apparent rivalry between Edmonton and Calgary? I don't even see how it's a competition!

I mean, SURE...it's one-sided for Edmonton. Calgary has stopped caring maybe what? 10 years ago?
Old 10-20-2014 | 11:11 AM
  #33821  
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At least you guys have the Edmonton Mall..
Old 10-20-2014 | 11:12 AM
  #33822  
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I was there like 20 years ago.. is it still a mecca of malls or has it gone to shit?
Old 10-20-2014 | 11:14 AM
  #33823  
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Originally Posted by Majofo
At least you guys have the Edmonton Mall..
Ask TacoNacho...but, IMO West Edmonton Mall am the suck.
Old 10-20-2014 | 11:20 AM
  #33824  
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You going to take lil Cha there? You can stay in a Robot themed room.. go surf the yellow sea at the water park then ride the galaxy butt blaster in the amusement park.
Old 10-20-2014 | 11:22 AM
  #33825  
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I'm just wondering because there are themed casinos like circus circus in Vegas that were really nice years ago, and now on the verge of being bought out. Just wondering if the mall has kept up it's pristine.
Old 10-20-2014 | 11:24 AM
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Lmao circus circus. That shit needs to be blown up.
Old 10-20-2014 | 11:26 AM
  #33827  
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Old 10-20-2014 | 11:27 AM
  #33828  
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I may take Little Cha to West Edmonton Mall when I want him to see a zoo.
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Old 10-20-2014 | 11:27 AM
  #33829  
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Went down to SoCal over the weekend. Had some BOMB dimsum. Cheap too. Freaking $60 for 4 hungry Asians and a messican

And then some king taco

And then some japonés food

Steamed bun food truck with pork belly, short rib and fried chicken
Old 10-20-2014 | 11:31 AM
  #33830  
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my mom has been making cha-siew bao every weekend.
shes trying to perfect the bun.
Old 10-20-2014 | 11:36 AM
  #33831  
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Mmm...cha siu bao.
Old 10-20-2014 | 11:37 AM
  #33832  
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Originally Posted by Mizouse
Went down to SoCal over the weekend. Had some BOMB dimsum. Cheap too. Freaking $60 for 4 hungry Asians and a messican

And then some king taco

And then some japonés food

Steamed bun food truck with pork belly, short rib and fried chicken
Dayum...sounds like some fine eating.

Had Viet-syle wraps for supper on Saturday and Sunday. Saturday was with lemongrass chicken...yesterday was with baked rainbow trout...
Old 10-20-2014 | 01:12 PM
  #33833  
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that sounds like Jersey, Maj...Chip was telling me his taxes are about 10K too! In Florida, we're at 3K and we still have to do our Homestead Exemption for next year to get taxed even less. Jeez...that sounds nuts...I think I'd rent forever, or have to get a mortgage that's super low to accommodate the taxes. Or live with parents

Our goal with this down payment, the price range we were in and getting approved on only HER income was so that we'd set ourselves up to NOT live paycheck to paycheck and to know we'd have the ability to pay the bills no matter what comes up in the future.
Old 10-20-2014 | 01:14 PM
  #33834  
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Back from -ing...
Old 10-20-2014 | 01:14 PM
  #33835  
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no pants yumcha working out in an all guy gym...
Old 10-20-2014 | 01:15 PM
  #33836  
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^ smart J. Best way to do it IMHO.
Old 10-20-2014 | 01:15 PM
  #33837  
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i'm assuming you meant that for 2 posts up, Joe?

thanks!

I was helladumb before getting a little smart.
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Old 10-20-2014 | 01:19 PM
  #33838  
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Originally Posted by rockstar143
i'm assuming you meant that for 2 posts up, Joe?

thanks!

I was helladumb before getting a little smart.
No, he was talking about working out without pants.
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Old 10-20-2014 | 01:28 PM
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Originally Posted by Majofo
At least you guys have the Edmonton Mall..
Originally Posted by Yumcha
Ask TacoNacho...but, IMO West Edmonton Mall am the suck.
Originally Posted by Majofo
You going to take lil Cha there? You can stay in a Robot themed room.. go surf the yellow sea at the water park then ride the galaxy butt blaster in the amusement park.
Honestly, I don't overly like going to that mall. When it comes to the weekend, good luck finding parking. It boggles my mind how every weekend that mall is as busy as it is during the Christmas season. Just goes to show that Albertans either have too much money, or too much debt

The waterpark is cool if you've never been there before, but kinda gross also. Last time I was there they kicked everybody out of the pool because someone dropped a bomb in there. I've also heard there's a shit ton of mice and cockroaches due to the warm weather and high humidity. Pretty nasty. The amusment park is cool if you're 8 or under. Maybe 10, at the most. The big roller coaster is good for giving whiplash, lol. Other than that one ride, they're all kiddie rides.

The mall itself isn't in bad shape. They do renos there every so often to keep things fairly fresh. There are some good stores, but really, you can find the same stores in any other mall. They even have doubles of some stores there. Why? Is it too far to walk across the mall?

Lots of hood rats hang out at the mall too. It's cool to see once or twice, but beyond that it's nothing all that special. I can feel my blood pressure rising when walking through that mall because of the hoards of people.

Last edited by TacoBello; 10-20-2014 at 01:30 PM.
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Old 10-20-2014 | 01:32 PM
  #33840  
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Browsing at the directory, mmmm...I'd go to the Boss store, Gemoro, Harry Rosen, HS, Simons, and the T&T Supermarket.

Tear down the rest of the stores. All crap.


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