rockstar143

iTrader: (6)

Take the money you'd spend in TAXES alone and buy yourself a fun little project on the side. ILX is a perfect daily!

justnspace

iTrader: (1)

would be a stupid way to blow cash.

Trying to get into the real estate game, multi-family units is where it's at

rockstar143

iTrader: (6)

Justin, I was saying that in general.
Trust me, I know I don't need to tell YOU how to manage money. You're good.
#Wutang Financial.

justnspace

iTrader: (1)

I know, but just telling jon it would be super dumb

cu2wagon

Should buy a motorcycle. That's the best bang for the buck.

usdmJON

Id be more worried about the common sense part over the monetary side of it.

I'm quickly being reminded why I stopped posting here.

Thanks for the advice yall.
In a few weeks Ill be test driving after the house is refinanced. I want the bank to see a nearly paid off ILX on record verse a more expensive car with a few more years of payments.

I wont lie I dont plan on posting in this thread again as it obviously has gone off course. Thanks for the input.

thoiboi

Common sense dictates you don't buy more of a car than you can afford...


it up Mods

rockstar143

iTrader: (6)

Dude, definitely do NOT make any big financial changes until the refi...
ANY.
No big payoffs, no credit card ups or downs...they want to see consistency otherwise they think you're on the verge of a financial mutiny.

PS...I'm not gonna state the obvious by ensuring you're not refinancing the house at all to get cash out to buy this car in any way shape or form?

Also, I think the responses have been pretty tame...and mostly on topic...people are just trying to give you good financial advice which may not be what you wanted to hear.

JT4

24, college grad, internship / part time job during school turned into full time job, so with his company for approx 3 + plus years with two promotions in that time. He has no problem spending money but always puts money in savings, he's been like this since his early teens.. A little over a year ago I made sure he signed up for his company's 401K with company match so his financial situation is solid, 790 credit score last time we checked.

Funny because he got my youngest son (16) a summer job at his company, and two weeks ago I just had the conversation with him about putting money in savings. So we agreed, his first check was his to do what he wants, and then after that he's putting most (70%) of it away since @ 16 he has no bills and I am not going to let him piss it away on nonsense.

Sorry for the long winded response.

justnspace

iTrader: (1)

Brotherman, I am not afraid or embarrassed about my fuck ups.
If anything, I messed up by using a block on the jack that slipped, while lowering. I had the correct jacking point.

And all we're trying to do is guide you. I want you to succeed!!!

cu2wagon

Lighten up, Francis.

You came in saying you wanted a $40k RC. You sounded excited and pretty set on it. That's cool.

Almost everyone pointed out that, given what is known of your situation (that you yourself have put out there, no sleuthing required), that might not be the best idea. To note, most if not all of the guys giving you that advice are older, financially stable, and have experienced a thing or two in the past. Their (our) advice is really trying to prevent you from arriving at a(nother) undesirable auto/financial situation.

Then you came back with "nah, I mean a $20k car, and this other stuff too..." And that's cool too.

But if you're asking for advice but then not listening to any of it given, then I think you'll find everyone giving the advice is as frustrated as you are with hearing it.

Good luck. You'll be fine.

Love,
cul0 (as seen on #Acra #Instagram #Static #YOLOWagon)

AZuser

Miata? He can start going to the track or canyon runs with @JS + BRZ

rockstar143

iTrader: (6)

honestly, YES!

thoiboi

poor @JS + BRZ


SLG

Majofo

Where's the dash table going to go? Tsuna knot?
#bikelyfe #stance #rip

Excellent JT.. I expected as much.
Take notes OP.

cu2wagon

It's a little bit of a stretch ($$ wise), but I'm seeing a bunch of Civic Si on autotrader in the sub $22k range.

That could be a fun little car.

rockstar143

iTrader: (6)

that is a fun little car...
although I'd look for a clean RSX-S instead.

Majofo

So what you're trying to say is Jon should have gone with the 2.4.. got it.

rockstar143

iTrader: (6)

I don't think that the .4L of displacement would have satisfied whatever itch he has now anyway...
I'd say enjoy that gas mileage!

TacoBello

I've alway$ wanted to be a $erver/bar tender at the chee$ecake factory.

Big Bang Theory taught me that'$ where you make hella chee$e. No pun intended.

Majofo

That's high brow mang.. Only the finest establishment.

wackjum

If the ILX is near paid off, just keep it and get a pure sports car.

Majofo

Jon.. I drove the Q50 3.0T.. it was peppy and handled pretty well.
I went up and down a mountain in one going xxx (vin diesel) speeds.
It was super cheap inside and the dual screens are a fucking gimmick.

Seriously, screen design is complete horseshit. I'm sure owners get used to it, but bleh.
Anyways.. if ILX is luxe to you, Q50 will fit the bill.
From a performance aspect, it's fun.. lots of passing power.

thoiboi

It's a lease

Majofo

It was a lease.. he bought it out.
Almost a 400 bill a month.. on a lease buyout.. on an ILX.

cu2wagon

That's the truth. As we know it.

TacoBello

What's wrong with that? Maybe he's paying it off in 24 months. Maybe.

TylerT

iTrader: (1)

But, he isn't going to post here anymore because he remembered quickly why he wouldn't post here anymore.

He won't lie, he won't post here anymore.

cu2wagon

@usdmJON, @ssjoeboe9 is selling his right sick TSX.

It's in your budget and would leave a few dollars over for some crisps and a couple tanks of gas:

https://columbus.craigslist.org/cto/6160383937.html

You can even read his build thread to know the full history. If you buy it, then two AZine bros would get what they want. That's kismet.

TacoBello

Wheels aren't legit though

cu2wagon

Don't the ILX and TSX share bolt pattern? Swap'em.

thoiboi

my quick google says yes

cu2wagon

Also, if this deal does go through, I think I should get a buyers AND a sellers commission for bringing the happy couple together. Until death do they part.

Majofo

I doubt the ILX is near paid off.
I'm guessing the lease buyout was around 20k

20k @ 3.5% for 60 months is about $364

Baseline the buyout period 1.5 years ago..
If the ILX really is 12k.. I'd say he owes more than it's worth currently.

justnspace

iTrader: (1)

I believe that was my idea.

svtmike

He was probably under water when he agreed to buy the car.

cu2wagon

Not in this thread. And oh, would you look at that... A mod seems to have deleted the instance that never existed anywhere else either.

evillaugh.jiff

Fer Reals though... I was just thinking as I was getting a drink of water: how about a Fusion Sport?

I got a Fusion for a rental a while back and totally didn't hate it. I didn't know about the Sport until a coworker pointed it out... But that might be a nice ride.

TacoBello

That, and he would likely get 7-8k on trade in, if the car is worth 12k.

justnspace

iTrader: (1)

the problem is the Fusion sport is new and expensive. Right back in the same boat

cu2wagon

Ohhh. I didn't know the Sport trim was new. I thought I had just overlooked it previously. Hrm. Well. Maybe not.