The LEASE PAYMENT Thread

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Old Jul 10, 2006 | 08:09 PM
  #1  
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The LEASE PAYMENT Thread

OK, I've searched and all, but all I can find is what people are financing their TL's for. What I want to know is that people are leasing their TL's for.

Please put, as per example:

'03 TL-S, no navi
0 down, 36 months, 15K/year
$520/month + T/T/T
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Old Jul 10, 2006 | 08:39 PM
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2004 Acura TL AT no navi
$3000 down, 42 months, 15k miles/year
$410/month, including taxes and such

Joe
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Old Jul 10, 2006 | 08:47 PM
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So thats about $500 a month/42 months with no money down, about what the dealer told me today we could get on an '06.
Keep 'em coming...

Oh yea, and I guess you pay tax in the payments, just the tag/title/delivery in the first payment. Don't bother listing what you payed for tag/title, it's somewhat irrelevant.
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Old Jul 10, 2006 | 09:10 PM
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2006 TL nonNav 5AT Lease

$1500 down (incl first month's payment, tax, tag, sec dep)
$399/mo 36 months
12k miles
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Old Jul 10, 2006 | 11:52 PM
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2005 TL NonNav 5AT Lease
$0 DOWN
$2000 T/T/ETC
$365/mo 32 months
12k miles/yr
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Old Jul 11, 2006 | 08:29 PM
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A few more please guys... this way I know more where I can stand with the dealer.
Also it is interesting to see how some people manage to get much better deals than others...
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Old Jul 11, 2006 | 11:11 PM
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I don't know how yall have such low payments. I have an '05 TL and my payments are $613.99 a month for 60 months!
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Old Jul 12, 2006 | 01:16 AM
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From: seattle
1500 down
36 months/12k a year
322 a month ttl included.

Posted in case someone wants to a accord.
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Old Jul 12, 2006 | 08:28 AM
  #9  
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Originally Posted by KatyTL
I don't know how yall have such low payments. I have an '05 TL and my payments are $613.99 a month for 60 months!

Making it longer sometimes increases the payments. This is usually because the resale drops off quite a lot in the last 1 or 2 years of that 5 year lease I think.
Best thing is to get the number of months that makes it cheapest (usually about 36 I think) and then the lease company will often offer you a year extension at the same rate at the end of the lease.
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Old Jul 12, 2006 | 09:02 AM
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Smile Lease payments

ZERO down/48 months/$399 per month/including all taxes, etc.
2005 TL/Non Navi/Anthracite/Quartz/12,000 miles per year
Hard to beat this deal!
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Old Jul 12, 2006 | 09:30 AM
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How the Fudge did you get a deal like that? That's like Accord payments!

I think I will try and push for $450/month non navi, $490 w/ navi, w/ 15K a year and 0 down.
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Old Jul 12, 2006 | 01:54 PM
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Wow, I bought a used Tl and I'm paying to own the prices you guys are paying to lease. SOme of you might want to look into buying them instead of leasing, too much taxes involved in certain states
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Old Jul 12, 2006 | 02:19 PM
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From: staten island, ny
2005 TL with NAV

$1500 down - 1st month's payment, tax, tag, sec dep
$449/month, 27 months
10k miles
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Old Jul 12, 2006 | 02:56 PM
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I actually purchased and financed mine with the following:

1000 down, $492/month, 72 months


Just another option to consider.
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Old Jul 12, 2006 | 02:59 PM
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Originally Posted by KatyTL
I don't know how yall have such low payments. I have an '05 TL and my payments are $613.99 a month for 60 months!
Katy, that sounds like a purchased/financed amount not a lease?
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Old Jul 12, 2006 | 03:27 PM
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Originally Posted by sweetride01
A few more please guys... this way I know more where I can stand with the dealer.
Also it is interesting to see how some people manage to get much better deals than others...
Some people have better credit than others.

http://www.leaseguide.com/

For your viewing pleasure...
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Old Jul 12, 2006 | 03:49 PM
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Originally Posted by Tripp11
Some people have better credit than others.

http://www.leaseguide.com/

For your viewing pleasure...
I pay $0 down, $450 a month for a 05 TL with Navi (36 months 12k miles)

You need to know what the money factor, purchase price, lease acquisition fee, and residual are before you can compare lease payments

Check out my site www.googlejeff.com if you need help figuring it out.
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Old Jul 12, 2006 | 03:56 PM
  #18  
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Originally Posted by Tripp11
Some people have better credit than others.

http://www.leaseguide.com/

For your viewing pleasure...
Thanks for that. Pretty cool. But then I don't see where other people are getting so good payments. B/c of sales tax, it's going to add a good $40/month to our lease rate.
For a navi, the calculator said $565/month + tax for 36 months with 0 down. A bit high.
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Old Jul 12, 2006 | 03:59 PM
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$495.00 per month with all taxes, $1000 down with 20,000 Miles per year for 42 months
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Old Jul 12, 2006 | 05:09 PM
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Originally Posted by sweetride01
Thanks for that. Pretty cool. But then I don't see where other people are getting so good payments. B/c of sales tax, it's going to add a good $40/month to our lease rate.
For a navi, the calculator said $565/month + tax for 36 months with 0 down. A bit high.
I wouldn't put a whole lot of stock into what "others are paying" as you don't know the particulars of their deal and their situation.

Want a fair deal? Pick out your TL and then contact dealers within a set radius that you are willing to travel to buy the car. In my case, it was 150 miles. I contacted 5-6 dealers and gave them each an opportunity to earn my business. 3 out of those 6 were willing to play and were responsive to my requests. I ended up going with a dealer in Cincy that gave me the best deal.

As long as you compare "apples to apples" (i.e. car, lease term, money down, etc..) between dealers, you'll be fine.

Like SonicDark indicated, there are too many unknowns with people just giving you their deal.

Read the info off that leaseguide website and then contact some dealers and ALWAYS have them give you the details of the lease: MSRP, cap cost, money factor, residual, etc... With that info, you'll be able to run your own numbers and determine if they are "playing with you".

Good luck!
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Old Jul 12, 2006 | 07:09 PM
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Good point, Tripp, there are many things to consider.
Seeing what some others are paying gives you somewhat of an idea of what to look for though if you get similar lease terms and have similar credit.
...waitin to see the '07
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Old Jul 27, 2006 | 03:25 PM
  #22  
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Yes mine is a purchase not a lease - sorry 'bout that. 613.99 a month but I own the car Well worth it.
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Old Jul 27, 2006 | 04:13 PM
  #23  
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From: Miami, FL
2004 Tl No Nav
2000 Down (incl. T/t/t)
48 Month Lease
$555.00 Month
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Old Jul 28, 2006 | 12:05 PM
  #24  
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From: Tampa = Tampon
Originally Posted by GunnmeTaLCURA04
2004 Tl No Nav
2000 Down (incl. T/t/t)
48 Month Lease
$555.00 Month
Ouch that's high.

The other day my dealer sounded like he was ALMOST ready to offer an '06 TL NAVI, 36months, 15K/yr, 0 down for $520 a month.
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