Help Gatr find not a Traverse
10-10-2018, 03:08 PM
#321
Moderator
yeah heard this is good strategy....secure financing at low rate from local credit union/local bank..bring rate to dealer...see if dealer/oem financing arm can beat it...if they can so be it, then pay off early anyway! heh
unless you get 0% apr
but feds been raising prime rates for a while now...i see mortgage and car rates going up steadily....maybe era of the super low rates are over...
unless you get 0% apr
but feds been raising prime rates for a while now...i see mortgage and car rates going up steadily....maybe era of the super low rates are over...
Same C.U. for the Mercedes, rates have gone up to 2.99%.
Any term available for both, 24-75 mos. Credit score 740+ the only requirement.
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nist7 (10-11-2018)
10-10-2018, 03:23 PM
#322
Moderator
Regional Coordinator (Southeast)
Regional Coordinator (Southeast)
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10-10-2018, 03:25 PM
#325
Moderator
Regional Coordinator (Southeast)
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Yeah I got a 2.4% on the V loan but that is not happening anymore.
10-10-2018, 03:49 PM
#327
Moderator
10-10-2018, 03:53 PM
#328
Senior Moderator
10-10-2018, 03:59 PM
#329
Team Owner
10-10-2018, 04:42 PM
#332
Chapter Leader (Southern Region)
Where? Houston? 
10-10-2018, 04:43 PM
#333
Azine Jabroni
10-10-2018, 04:44 PM
#334
Chapter Leader (Southern Region)
Too big
10-10-2018, 04:47 PM
#335
Azine Jabroni
10-10-2018, 05:15 PM
#336
Ex-OEM King
I remember reading that. Scary AF. What happens when the water heater craps out? Or the transmission in their car shits the bed? Or....??
Credit cards, I guess? Way to rack up more debt!
I sometimes envy homies with the toys they buy and the money they spend. Always wondering how they can afford some of the stuff they do. And then I realize they’re probably living pay check to pay check. I then go to sleep not worrying about what would happen if I lost my job tomorrow
Credit cards, I guess? Way to rack up more debt!
I sometimes envy homies with the toys they buy and the money they spend. Always wondering how they can afford some of the stuff they do. And then I realize they’re probably living pay check to pay check. I then go to sleep not worrying about what would happen if I lost my job tomorrow
While I wouldn't really lump the house in there, we all probably have that same thing going, the $45k in student loan and $15k in credit card is ridiculous. I'm not even sure what constitutes the other $100k.
10-10-2018, 05:27 PM
#338
Team Owner
that’s crazy. Here, you can pay out a car loan whenever you want with zero penalties whatsoever. I think it’s by law like that, here. I guess once in a blue moon we do get lucky up here.
10-10-2018, 05:30 PM
#339
Team Owner
By the way Gatr, you’ve been a champ in this thread, enduring our general asshole selves. 
10-10-2018, 05:32 PM
#340
Azine Jabroni
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TacoBello (10-10-2018)
10-10-2018, 05:42 PM
#341
Team Owner
For the record, it was all meant with love. The kind that hurts your anus after. 
10-10-2018, 07:15 PM
#344
The Third Ball
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I purchased my Durango sight unseen. Made the deal over the phone, they brought me the car on a flat bed with the paperwork to sign. 0% financing.
Win win baby.
Win win baby.
10-10-2018, 11:29 PM
#346
Your Friendly Canadian
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10-11-2018, 07:22 AM
#349
I know inside I would be a little disappointed with the Highlander. It's fatter, weighs 245 pounds more than the MDX, gets worse gas mileage, and has a shorter range. I really want the MDX. I may just go look at the MDX tomorrow.
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kurtatx (10-11-2018)
10-11-2018, 07:54 AM
#351
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Plus, "it's that kind of thrill." 
10-11-2018, 09:32 AM
#352
Team Owner
10-11-2018, 10:08 AM
#354
Chapter Leader (Southern Region)
10-11-2018, 10:12 AM
#355
Team Owner
Just sell your 17k pinky ring to cover the moving and selling fees
10-11-2018, 10:14 AM
#356
Chapter Leader (Southern Region)
Never
10-11-2018, 10:17 AM
#357
Moderator
Didn't even think of an RX, is that an option? Even without the 3rd row that the Hlander & MDX have.
Does the RX have swamp coolers?
Does the RX have swamp coolers?
10-11-2018, 10:18 AM
#358
Ex-OEM King
It varies by state. You can pay off a car loan whenever you want without penalty here too.
10-11-2018, 12:58 PM
#359
Chapter Leader (Southern Region)
You can pay off a car loan whenever, unless the loan you sign stipulates penalties doing so (some being all the interest).
Where state laws come in is the protection of your rights to pay off early without penalty.
I don't believe any state says you can't pay off a debt.
Some lenders may make it difficult for you to pay off the principle by stating principle payment only (not early / advanced loan payment).
It's asinine, but check with the lender. Last thing you want to do is have your 30k check be advanced and the bank says you still owe 3k... in 2020.
All that being said, read the fine print before signing.
Where state laws come in is the protection of your rights to pay off early without penalty.
I don't believe any state says you can't pay off a debt.
Some lenders may make it difficult for you to pay off the principle by stating principle payment only (not early / advanced loan payment).
It's asinine, but check with the lender. Last thing you want to do is have your 30k check be advanced and the bank says you still owe 3k... in 2020.
All that being said, read the fine print before signing.
10-11-2018, 01:05 PM
#360
Azine Jabroni
Is it too late to suggest a Traverse?
