General Car Talk Discussion Thread

Thread Tools
 
Search this Thread
 
Old 07-12-2019, 10:22 PM
  #19761  
Moderator
 
cu2wagon's Avatar
 
Join Date: Aug 2014
Location: Dirty H-Town, Amerikkka
Posts: 28,432
Received 7,772 Likes on 5,045 Posts
But sheiiiit... Monthly is still $1000?

Damn them Jonses and the incessant need to keep up with them!
Old 07-12-2019, 10:23 PM
  #19762  
Moderator
iTrader: (1)
 
justnspace's Avatar
 
Join Date: Feb 2010
Posts: 86,295
Received 16,260 Likes on 11,971 Posts
probably making over $200k combined, still poor as shit tho
Old 07-12-2019, 10:24 PM
  #19763  
Moderator
iTrader: (1)
 
justnspace's Avatar
 
Join Date: Feb 2010
Posts: 86,295
Received 16,260 Likes on 11,971 Posts
not even that cool of a car, either
Old 07-12-2019, 10:26 PM
  #19764  
Moderator
 
ttribe's Avatar
 
Join Date: Aug 2006
Location: Phoenix, AZ
Posts: 15,270
Received 5,885 Likes on 2,900 Posts
Originally Posted by justnspace
rhetorical question; but i'll bite.

because poor credit
probably has $70k in credit card debt as well


"as long as we can make the monthly payments, hunny!"
21.5% is the kind of rate you get from a title loan place, not a legitimate lender.
The following users liked this post:
charliemike (07-13-2019)
Old 07-12-2019, 10:30 PM
  #19765  
Moderator
iTrader: (1)
 
justnspace's Avatar
 
Join Date: Feb 2010
Posts: 86,295
Received 16,260 Likes on 11,971 Posts
a 2019 tho? with $1000 payments?
they must at least have some serious cash flow

i've heard of like 21% for a 1999 piece of shit for like $5k that ends up being like $30k(i suck at math) but a 2019 tho?

no down payment

wtf that shit getting repo'd before the first payment

Last edited by justnspace; 07-12-2019 at 10:33 PM.
The following users liked this post:
charliemike (07-13-2019)
Old 07-12-2019, 11:19 PM
  #19766  
Chapter Leader (Southern Region)
 
Majofo's Avatar
 
Join Date: Sep 2008
Location: Waffles, BU
Posts: 88,888
Received 11,841 Likes on 8,573 Posts
Reminds me of that unicorn fucker
Old 07-12-2019, 11:21 PM
  #19767  
Chapter Leader (Southern Region)
 
Majofo's Avatar
 
Join Date: Sep 2008
Location: Waffles, BU
Posts: 88,888
Received 11,841 Likes on 8,573 Posts
22% on a VW Tiguan tho
STS V / CTS V.. worth it
Old 07-12-2019, 11:47 PM
  #19768  
Whats up with RDX owners?
iTrader: (9)
 
civicdrivr's Avatar
 
Join Date: Jul 2008
Location: VA
Age: 35
Posts: 35,947
Received 8,145 Likes on 4,812 Posts
I can't believe the purchase price on a Tiguan is $41k.

I can't believe someone would agree to a 21% loan either. This is like putting it on a shitty credit card.
The following users liked this post:
charliemike (07-13-2019)
Old 07-13-2019, 01:42 AM
  #19769  
Your Friendly Canadian
 
Aman's Avatar
 
Join Date: Dec 2007
Location: Toronto, Ontario
Age: 31
Posts: 17,428
Received 1,484 Likes on 1,048 Posts
It's likely the kind of person who accepts a 21.5% interest rate is the kind of person who's earned it.

Can you just imagine the depreciation on a new $41k Tiguan too? That deal is almost as bad as CP3's contract. Almost.
The following 3 users liked this post by Aman:
charliemike (07-13-2019), civicdrivr (07-13-2019), Costco (07-13-2019)
Old 07-13-2019, 12:32 PM
  #19770  
Senior Moderator
 
Yumcha's Avatar
 
Join Date: Dec 2001
Posts: 167,238
Received 22,653 Likes on 13,892 Posts
Originally Posted by srika
seen this on the channel........ good gravy

Dafuq.





Um...#winning economy per the Monkeys in R&P, right?
The following 2 users liked this post by Yumcha:
charliemike (07-13-2019), civicdrivr (07-13-2019)
Old 07-15-2019, 11:54 AM
  #19771  
Team Owner
 
oonowindoo's Avatar
 
Join Date: Feb 2001
Location: Los Angeles
Posts: 23,362
Received 4,273 Likes on 3,050 Posts
Is that even legal? I mean if you have poor credit, then most of the bank will just say No...

They probably will get a better rate from loan sharks... i mean if they could afford 1000 a month payment comfortably *assuming*. Then i dont see why they can just pay cash if they have bad credit....
Old 07-15-2019, 11:56 AM
  #19772  
Moderator
 
ttribe's Avatar
 
Join Date: Aug 2006
Location: Phoenix, AZ
Posts: 15,270
Received 5,885 Likes on 2,900 Posts
Originally Posted by oonowindoo
Is that even legal? I mean if you have poor credit, then most of the bank will just say No...

They probably will get a better rate from loan sharks... i mean if they could afford 1000 a month payment comfortably *assuming*. Then i dont see why they can just pay cash if they have bad credit....
Is it legal? Depends on the state; usury laws vary quite a bit.
Old 07-15-2019, 01:05 PM
  #19773  
Chapter Leader (Southern Region)
 
Majofo's Avatar
 
Join Date: Sep 2008
Location: Waffles, BU
Posts: 88,888
Received 11,841 Likes on 8,573 Posts
Originally Posted by oonowindoo
Is that even legal? I mean if you have poor credit, then most of the bank will just say No...

They probably will get a better rate from loan sharks... i mean if they could afford 1000 a month payment comfortably *assuming*. Then i dont see why they can just pay cash if they have bad credit....
Could be someone here on work Visa with no credit history but verifiable income
Or some dipshit from Acurazine who makes $10/hr but their dreamcar is a STS-V VW Tiguan
Probably going to race friends CTS-V VW Atlas later on a wet freeway
The following users liked this post:
00TL-P3.2 (07-15-2019)
Old 07-15-2019, 01:28 PM
  #19774  
Moderator
 
cu2wagon's Avatar
 
Join Date: Aug 2014
Location: Dirty H-Town, Amerikkka
Posts: 28,432
Received 7,772 Likes on 5,045 Posts
Ha! I understood that reference...
Old 07-17-2019, 10:46 PM
  #19775  
Fahrvergnügen'd
 
charliemike's Avatar
 
Join Date: Mar 2001
Location: Maryland
Age: 52
Posts: 13,494
Received 1,568 Likes on 985 Posts
What happens (or is going to happen) to cars like the $264K S65 Coupe when it gets to 125K miles and people start getting terrified of them breaking? Just crushed? Exported? Stripped for parts?
Old 07-18-2019, 09:00 AM
  #19776  
Moderator
 
00TL-P3.2's Avatar
 
Join Date: Aug 2010
Location: Spring, TX
Age: 38
Posts: 25,716
Received 5,298 Likes on 3,632 Posts
Sold for pennies on the dollar, just like the W140 V12s
Old 07-18-2019, 09:43 AM
  #19777  
Fahrvergnügen'd
 
charliemike's Avatar
 
Join Date: Mar 2001
Location: Maryland
Age: 52
Posts: 13,494
Received 1,568 Likes on 985 Posts
Originally Posted by 00TL-P3.2
Sold for pennies on the dollar, just like the W140 V12s
I saw a thread on Reddit about a 2014 S550 with 194K miles and everyone was like “fuck THAT.”

I have to imagine someone is going to buy it I guess. I just wonder what the market for those cars are once a reputable dealership won’t touch them.
Old 07-18-2019, 10:07 AM
  #19778  
Moderator
 
00TL-P3.2's Avatar
 
Join Date: Aug 2010
Location: Spring, TX
Age: 38
Posts: 25,716
Received 5,298 Likes on 3,632 Posts
At least the S550 should be fairly reliable, as it seems most modern Benzes are.
My grandmother's '15 S550 is her 7th S-Class (89 420SEL, 95 S420, 01 S430, 05 S430, 07 S550, 14 S550, 15 S550)
The '01 is the only one I recall her having any issues with. A small (expensive) accident & she traded it on the '05 which was trouble-free
The '14 was replaced with the '15 due to flood damage from Hurricane Garvey (water up to at least the top of the center armrest).

I'd be a little leery of a tired W220, but the W221 & newer, or back to the W140/W126 I'd be a bit less concerned with, at least in V8 or diesel, non-AMG configurations.

Quite old now, but my W126 300SD & W123 240D were extremely reliable, at over 300k miles. Both diesels, I5T & I4 N/A respectively.
The W123 had reverse fail & trans replaced, and a heater core problem, no problems on the W126.

Last edited by 00TL-P3.2; 07-18-2019 at 10:10 AM.
Old 07-18-2019, 11:32 AM
  #19779  
Ex-OEM King
 
SamDoe1's Avatar
 
Join Date: Dec 2013
Location: Minnesnowta
Posts: 15,900
Received 5,832 Likes on 3,853 Posts
Originally Posted by charliemike
I saw a thread on Reddit about a 2014 S550 with 194K miles and everyone was like “fuck THAT.”

I have to imagine someone is going to buy it I guess. I just wonder what the market for those cars are once a reputable dealership won’t touch them.
The market is already there. Look at all the old Bangle era 7 series models and E60 M5's sitting on buy here pay here lots for next to nothing. There's a sizable part of the market that wants the badge but don't want to or have the money to pay for it, they are the ones who are buying these and always have been.
The following users liked this post:
civicdrivr (07-18-2019)
Old 07-18-2019, 12:05 PM
  #19780  
Whats up with RDX owners?
iTrader: (9)
 
civicdrivr's Avatar
 
Join Date: Jul 2008
Location: VA
Age: 35
Posts: 35,947
Received 8,145 Likes on 4,812 Posts
Old 07-18-2019, 01:19 PM
  #19781  
Your Friendly Canadian
 
Aman's Avatar
 
Join Date: Dec 2007
Location: Toronto, Ontario
Age: 31
Posts: 17,428
Received 1,484 Likes on 1,048 Posts
I wonder what the export market is like for vehicles like that.
Old 07-18-2019, 01:40 PM
  #19782  
Team Owner
 
Doom878's Avatar
 
Join Date: Feb 2002
Location: Miami, FL
Age: 45
Posts: 27,883
Received 1,287 Likes on 952 Posts
Originally Posted by SamDoe1
The market is already there. Look at all the old Bangle era 7 series models and E60 M5's sitting on buy here pay here lots for next to nothing. There's a sizable part of the market that wants the badge but don't want to or have the money to pay for it, they are the ones who are buying these and always have been.
The maintenance and repair costs have to be killer vs say a similar year Honda correct? That's what has always deterred me away from Euros.
The following 2 users liked this post by Doom878:
charliemike (07-18-2019), nist7 (07-18-2019)
Old 07-18-2019, 01:46 PM
  #19783  
Moderator
 
Costco's Avatar
 
Join Date: Jun 2006
Posts: 29,869
Received 3,489 Likes on 2,089 Posts
Originally Posted by Doom878
The maintenance and repair costs have to be killer vs say a similar year Honda correct? That's what has always deterred me away from Euros.
No way, the similar year Honda will be exponentially higher in terms of running costs. Like times a bajillion
The following users liked this post:
nist7 (07-18-2019)
Old 07-18-2019, 01:54 PM
  #19784  
Fahrvergnügen'd
 
charliemike's Avatar
 
Join Date: Mar 2001
Location: Maryland
Age: 52
Posts: 13,494
Received 1,568 Likes on 985 Posts
Originally Posted by Costco
No way, the similar year Honda will be exponentially higher in terms of running costs. Like times a bajillion
Did you forget the sarcasm tag or are you serious? I’m sincerely curious. A three-year old S550 coupe is like my unicorn.
Old 07-18-2019, 01:54 PM
  #19785  
Ex-OEM King
 
SamDoe1's Avatar
 
Join Date: Dec 2013
Location: Minnesnowta
Posts: 15,900
Received 5,832 Likes on 3,853 Posts
Originally Posted by Doom878
The maintenance and repair costs have to be killer vs say a similar year Honda correct? That's what has always deterred me away from Euros.
Are you trolling? Not sure if srs...
Old 07-18-2019, 01:59 PM
  #19786  
Moderator
 
00TL-P3.2's Avatar
 
Join Date: Aug 2010
Location: Spring, TX
Age: 38
Posts: 25,716
Received 5,298 Likes on 3,632 Posts
Tech-laden German luxo-barge, compared to a mass-market Japanese econobox.
Pretty sure the only costly thing on a J-series Accord would be the timing belt.

Doom & Costco clearly forgot red text
The following users liked this post:
charliemike (07-18-2019)
Old 07-18-2019, 02:16 PM
  #19787  
Fahrvergnügen'd
 
charliemike's Avatar
 
Join Date: Mar 2001
Location: Maryland
Age: 52
Posts: 13,494
Received 1,568 Likes on 985 Posts
Originally Posted by 00TL-P3.2
Tech-laden German luxo-barge, compared to a mass-market Japanese econobox.
Pretty sure the only costly thing on a J-series Accord would be the timing belt.

Doom & Costco clearly forgot red text
Haha, Tapatalk doesn’t show text colors.
Old 07-18-2019, 02:17 PM
  #19788  
Turd Polisher
iTrader: (1)
 
TylerT's Avatar
 
Join Date: Jul 2007
Location: San Diego
Age: 35
Posts: 6,802
Received 3,006 Likes on 1,514 Posts
Originally Posted by 00TL-P3.2
Tech-laden German luxo-barge, compared to a mass-market Japanese econobox.
Pretty sure the only costly thing on a J-series Accord would be the timing belt.

Doom & Costco clearly forgot red text
And depending on the year ... a transmission
The following 3 users liked this post by TylerT:
00TL-P3.2 (07-18-2019), charliemike (07-18-2019), civicdrivr (07-18-2019)
Old 07-18-2019, 02:58 PM
  #19789  
Ex-OEM King
 
SamDoe1's Avatar
 
Join Date: Dec 2013
Location: Minnesnowta
Posts: 15,900
Received 5,832 Likes on 3,853 Posts
Originally Posted by TylerT
And depending on the year ... a transmission
Which isn't bad when you consider the alternatives are bad:
- Rod bearings
- Cooling systems
- Suspension bushings
- Hydraulic springs
- Pneumatic springs
- VANOS systems
- Timing chain guides

etc...

Old 07-18-2019, 03:14 PM
  #19790  
Turd Polisher
iTrader: (1)
 
TylerT's Avatar
 
Join Date: Jul 2007
Location: San Diego
Age: 35
Posts: 6,802
Received 3,006 Likes on 1,514 Posts
Originally Posted by SamDoe1
Which isn't bad when you consider the alternatives are bad:
- Rod bearings
- Cooling systems
- Suspension bushings
- Hydraulic springs
- Pneumatic springs
- VANOS systems
- Timing chain guides

etc...

At the end of the day ... you're still be driving an Accord

They're dreary econoboxes for a reason ... that's why I drive a 220k mile Honda Fit 80+ miles a day
The following users liked this post:
SamDoe1 (07-19-2019)
Old 07-18-2019, 11:32 PM
  #19791  
Moderator
 
Costco's Avatar
 
Join Date: Jun 2006
Posts: 29,869
Received 3,489 Likes on 2,089 Posts
Originally Posted by charliemike
Did you forget the sarcasm tag or are you serious? I’m sincerely curious. A three-year old S550 coupe is like my unicorn.
The following users liked this post:
charliemike (07-19-2019)
Old 07-19-2019, 08:07 AM
  #19792  
Team Owner
 
Doom878's Avatar
 
Join Date: Feb 2002
Location: Miami, FL
Age: 45
Posts: 27,883
Received 1,287 Likes on 952 Posts
I was just hoping and praying to find someone to say, dude an 03 750 for $5k is totally reliable and you're way better off with that vs an ugly 7th gen sedan Accord.
Old 07-19-2019, 08:28 AM
  #19793  
Moderator
iTrader: (1)
 
justnspace's Avatar
 
Join Date: Feb 2010
Posts: 86,295
Received 16,260 Likes on 11,971 Posts
unless they are super rare models, the german cars dont really age well in terms of looks.
Old 07-19-2019, 09:18 AM
  #19794  
Team Owner
 
Doom878's Avatar
 
Join Date: Feb 2002
Location: Miami, FL
Age: 45
Posts: 27,883
Received 1,287 Likes on 952 Posts
Old 07-19-2019, 09:38 AM
  #19795  
Fahrvergnügen'd
 
charliemike's Avatar
 
Join Date: Mar 2001
Location: Maryland
Age: 52
Posts: 13,494
Received 1,568 Likes on 985 Posts
Originally Posted by Costco
Tapatalk doesn’t show red text 🤣
Old 07-19-2019, 10:28 AM
  #19796  
Moderator
 
00TL-P3.2's Avatar
 
Join Date: Aug 2010
Location: Spring, TX
Age: 38
Posts: 25,716
Received 5,298 Likes on 3,632 Posts
Originally Posted by justnspace
unless they are super rare models, the german cars dont really age well in terms of looks.

I think the W126 & W140 still look good.
The E39 & E38 still looks great today as well.
Old 07-19-2019, 10:56 AM
  #19797  
Whats up with RDX owners?
iTrader: (9)
 
civicdrivr's Avatar
 
Join Date: Jul 2008
Location: VA
Age: 35
Posts: 35,947
Received 8,145 Likes on 4,812 Posts
^ Those were timeless designs. Something like an early 2000s 7 series was not.
Old 07-19-2019, 11:06 AM
  #19798  
Your Friendly Canadian
 
Aman's Avatar
 
Join Date: Dec 2007
Location: Toronto, Ontario
Age: 31
Posts: 17,428
Received 1,484 Likes on 1,048 Posts
The good-looking old Germans outnumber the ugly Germans
The following users liked this post:
civicdrivr (07-19-2019)
Old 07-19-2019, 11:31 AM
  #19799  
Moderator
 
00TL-P3.2's Avatar
 
Join Date: Aug 2010
Location: Spring, TX
Age: 38
Posts: 25,716
Received 5,298 Likes on 3,632 Posts
Originally Posted by civicdrivr
^ Those were timeless designs. Something like an early 2000s 7 series was not.
Never liked the E65 7-series. Probably my least favorite big-body German sedan of that era.
Old 07-19-2019, 11:41 AM
  #19800  
Team Owner
 
oonowindoo's Avatar
 
Join Date: Feb 2001
Location: Los Angeles
Posts: 23,362
Received 4,273 Likes on 3,050 Posts
Originally Posted by Doom878
I was just hoping and praying to find someone to say, dude an 03 750 for $5k is totally reliable and you're way better off with that vs an ugly 7th gen sedan Accord.
well over here someone's dream car is the 7th gen accord... Haven't heard anyone's dream car is a 03 750.... So Accord 1, BMW 0
The following 4 users liked this post by oonowindoo:
00TL-P3.2 (07-19-2019), civicdrivr (07-19-2019), Costco (07-19-2019), ttribe (07-19-2019)


Quick Reply: General Car Talk Discussion Thread



All times are GMT -5. The time now is 04:12 PM.