civicdrivr's Z3 thread
takin care of Business in
iTrader: (5)
Joined: Jan 2008
Posts: 30,994
Likes: 4,733
From: Kansas City, MO
^^^ 
funny someone on FB posted this yesterday:
A single sperm has 37.5MB of DNA Information in it. A normal ejaculation represents a data of 1587GB (which is ~1.5TB)
haha....
EDIT: I dont vouch for that person and hence the info...dont come back telling me your ejaculation only has 4MB of data....
funny someone on FB posted this yesterday:
A single sperm has 37.5MB of DNA Information in it. A normal ejaculation represents a data of 1587GB (which is ~1.5TB)
haha....
EDIT: I dont vouch for that person and hence the info...dont come back telling me your ejaculation only has 4MB of data....
Nice shots Tyler! I just wish I vacuumed the interior out. Oh well.
I really dont have any updates for the car. Its been in the garage since the 16th, Ive been driving the CL since winter finally decided to show up.
But the 16th happened to be the 7 month anniversary for the car:
No issues thus far, Im still loving it.
I've decided to do something a bit different, at least compared to the CL. I am not going to do serious mods until the car is paid off. I want to buy a house in a few years, so the quicker I can pay off the FR-S, the better. That will also provide an extra year or two for testing of turbo kits so I can see how this engine can really handle boost.
Besides, its so much fun to drive even with its low power rating.
I really dont have any updates for the car. Its been in the garage since the 16th, Ive been driving the CL since winter finally decided to show up.
But the 16th happened to be the 7 month anniversary for the car:
No issues thus far, Im still loving it.
I've decided to do something a bit different, at least compared to the CL. I am not going to do serious mods until the car is paid off. I want to buy a house in a few years, so the quicker I can pay off the FR-S, the better. That will also provide an extra year or two for testing of turbo kits so I can see how this engine can really handle boost.
Besides, its so much fun to drive even with its low power rating.
takin care of Business in
iTrader: (5)
Joined: Jan 2008
Posts: 30,994
Likes: 4,733
From: Kansas City, MO
^^^ Morgan, your car (FRS) makes me almost bring my TL back to stock and buy an FRS where I can really enjoy the handling....recently I have been talking to Matt (IHC) a lot about chassis stiffening so I can really throw her into the curves....
I think you are making the right choice with the car....depending on the interest rate of the car, I would either pay her off really quick (anything upwards of 5% APR) or just save for a house and buy a house and pay the car off per schedule....the reason I say that is because the housing market interest rates wont stay this low for the next 2-3 years....prolly for another year at the most....and if you the housing market % goes up, you will end up paying for atleast 2-3 FRS's off over the term of the mortgage....
I think you are making the right choice with the car....depending on the interest rate of the car, I would either pay her off really quick (anything upwards of 5% APR) or just save for a house and buy a house and pay the car off per schedule....the reason I say that is because the housing market interest rates wont stay this low for the next 2-3 years....prolly for another year at the most....and if you the housing market % goes up, you will end up paying for atleast 2-3 FRS's off over the term of the mortgage....
You make a good point Anil, as my interest rate is 2.4%. But, I still want to pay it down a good bit more (Ive got just about 1/2 the car paid off), that way its one less payment I have to worry about.
And tbh, I dont see the market recovering that soon, but I hope to buy in the next 5 years.
Yes. Mitzi (Tylers gf) was in the back seat last weekend
And tbh, I dont see the market recovering that soon, but I hope to buy in the next 5 years.
Yes. Mitzi (Tylers gf) was in the back seat last weekend
takin care of Business in
iTrader: (5)
Joined: Jan 2008
Posts: 30,994
Likes: 4,733
From: Kansas City, MO
You make a good point Anil, as my interest rate is 2.4%. But, I still want to pay it down a good bit more (Ive got just about 1/2 the car paid off), that way its one less payment I have to worry about.
And tbh, I dont see the market recovering that soon, but I hope to buy in the next 5 years.
And tbh, I dont see the market recovering that soon, but I hope to buy in the next 5 years.
we closed at 3.375% (I think that was flat bottom that the market was sitting at and we just got lucky)....now the same rates are constant between 3.5 and 3.75%.....
just to put things in perspective:
Loan of 200,000 @ 3.375% for 30 years = $884.19/month and total of $318,308.4
Loan of 200,000 @ 3.75% for 30 years = $926.23/month and total of $333,442.8
Loan of 200,000 @ 4.25% for 30 years = $1475.82/month and total of $531,295.2
even if you lock in 3.75%, you are paying 15K more over the term....that the price for a body kit and a turbo
i know you know your financial situation better than I do, but I just wanted to give you a friendly push towards buying a house
. If I were you, I would pay minimum payment to the car as that is a fantastic rate, start saving up and do some house hunting and close in 6-7 months....you might still get a rate around 3.5%-3.75%, hoping they wont go up (...and judging by your interest rate on the car, you will qualify for a very good interest rate on your mortgage)
Fahrvergnügen'd
Joined: Mar 2001
Posts: 13,494
Likes: 1,569
From: Maryland
I don't know how old Morgan is but I can say if we are not 100% on an area then don't buy a house. I mean 100% locked in, never gonna move.
Because once you sign on the line for the house you don't know if you will ever be able to sell it when you want to take advantage of another opportunity.
Because once you sign on the line for the house you don't know if you will ever be able to sell it when you want to take advantage of another opportunity.
And Im still trying to air the funk out. I don't know how old Morgan is but I can say if we are not 100% on an area then don't buy a house. I mean 100% locked in, never gonna move.
Because once you sign on the line for the house you don't know if you will ever be able to sell it when you want to take advantage of another opportunity.
Because once you sign on the line for the house you don't know if you will ever be able to sell it when you want to take advantage of another opportunity.
I was ready to sign two years ago on a house I fell in love with. But my father, who has been in four cities in 15 years, buying a house in each, talked me out of. Truth is, Im not 100% set on staying in VA. Because of that and the thought of possibly changing careers, I dont want to saddle myself with a mortgage payment and lock myself in. Im afraid of commitment enough as it is
PS - the age listed is accurate.
My hair is migrating south for the winter
Great news! The CL will be for sale soon
Thank you btw. I should post this in the CL thread, but I looked at an Accord today. Ill be taking a look at another one tomorrow hopefully, Id love to get one by the weekend.
Great news! The CL will be for sale soon
Thank you btw. I should post this in the CL thread, but I looked at an Accord today. Ill be taking a look at another one tomorrow hopefully, Id love to get one by the weekend.
Suzuka Master
Joined: Jan 2009
Posts: 9,012
Likes: 439
From: SoCal
I don't know how old Morgan is but I can say if we are not 100% on an area then don't buy a house. I mean 100% locked in, never gonna move.
Because once you sign on the line for the house you don't know if you will ever be able to sell it when you want to take advantage of another opportunity.
Because once you sign on the line for the house you don't know if you will ever be able to sell it when you want to take advantage of another opportunity.
The redeeming factor about the area Im in is there are many military bases near by so I could always rent out to a military family. But again, I didnt want to bank on it.
takin care of Business in
iTrader: (5)
Joined: Jan 2008
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From: Kansas City, MO
I agree with the above response....get a house where you are sure to settle down....but then again, when the market gets better (4-5 years) you might get more for the house and will be able to sell it quickly....
/home talk
am eager to see the accord you pick....is it an Automatic
/home talk
am eager to see the accord you pick....is it an Automatic
takin care of Business in
iTrader: (5)
Joined: Jan 2008
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From: Kansas City, MO
Joined: Sep 2008
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HUH?
I was kidding. I thought that all my posts in your house thread about how much I wish I could have a house like that would have made it abundantly clear. Guess not?
I was kidding. I thought that all my posts in your house thread about how much I wish I could have a house like that would have made it abundantly clear. Guess not?