Yumcha

I believe "Nammer" is a Canuckian term for Vietnamese.



Phuc Dat Bich!

Majofo

yep.. altho it was supposed to happen already..
I stuffed my cash into Asian industrial shit waiting for it..
I still got 25% return, but still.. missed out on bigger return here.

Majofo

phuc da bich nga!!!!!

Yumcha

I have about ~$25K in cash if I need it in a hurry. The rest are tied up in the Canuckian version of 401Ks...RRSPs and etc. With Little Cha, there are also savings accounts/education funds you can stash $$$ into.

I should just cash out his education fund and buy that new wagon I whine about. He doesn't need skoo.

Majofo

gon cak is my cock!!!

justnspace

iTrader: (1)

waiting for perfect conditions. sub-prime auto loans, leases coming off, rise of inflation, house defaults, student loan defaults, YAY PEFRECT HOUSE FOR JUSTIN!

Majofo

I grew up with Vietcong and Khmer.. put me up on game. Du mai mei!

TacoBello

you're doing it all wrong. Buy high, sell low!!!

Yumcha

I don't know the exact spelling, but my FiL calls Little Cha: "Gu Tai".


Which...translated according to the wife is: "Little Peepee"...it's apparently a Vietnamese-term of endearment???

Yumcha

Sell bankrupt!

TacoBello

Hey, my wife calls me Little Peepee!! She must really love me!!

Yumcha

Even in Canada, there are dumb@$$es. Clearly, this is a Trump-type voter if there was one in Canada: Woman demands ?white doctor? who ?speaks English? at clinic in Ontario | Globalnews.ca

Majofo

Bruh.. if I can finance myself through school and work while in school.. so can my kids.
Wife is like.. we need to save to pay for them.
Currently Nevada 529s for boys..
I tried convincing going into casual fund.. but no.



If wife gets house, I told her caveat was 50k cash (don't touch motherfather! gon cak!!!). Shiett...
She wants best schools for kids.. I'm like..
If I can go to some fucked up schools and do alright, so can they! Shiett..



Where we're at now isn't terrible but she wants 10/10 great schools ratings.
I'm talking same high school as Drew Brees where that banging hot teacher got caught sucking dick
Also my commute is over 20 miles and takes 2 hrs of my life everyfuckingday.. I don't mind it.. it's the fucktards I mind.

I could do the commute and be perfectly happy if the casa I came home to was right on top of the lake..
Currently a central home to good schools is either +700k or ~500k for a 800 sq ft shack
...from 1940s by the railroad, underneath a major highway.. not updated.
For 500k, can get palace by the lake.



If we were still in Hawaii.. would live in shack and have boys go to Punahou (school where Obama went, top in nation)
I had a gf go there, dad was head of radiology, she was cray cray.. stage 5 clinger..
She probably a cdocktor somewhere.. rich AF.. probably picture of me on stand with kids drawn in.. probably..

Anyways.. home price is minor.. Property taxes are no joke here.
It's mostly to the school district, so better school is usually mo $$
It's around 3 +/- 0.5% in the areas we're looking..
We want to keep current house.. probably make 500-600 / mo off it after paying mortgage and tax
But before tax man sticks his hands down my pants..




So.. 500k (660k CAD) house is almost 4k/mo after insurance, pmi, tax. Du mai mei!!!
I'm fine if kids are actually in school we're paying for.. but still in daycare (2500/mo).. shiett.
Our loan officer actually approved us for a lot, even if we keep house.. #humblebrag
But I'm like.. does the pantry magically fill up?!? What about my gas tank.. stupid motherfather.
I guess we can live with lawn furniture in the living room, if we steal lawn furniture from neighbors



I'm trying to just be lowkey and save more money wait til kids actually in school.
Wife is 50/50 bc rates so low, but prices so high (probably not coming back to earth).
Probably end up living in a shitty vanhouse down by the river.
We've upped our savings significantly each week to see what it do (paul wall).
Plus a car search..



I'm just going to live in teh V (should have gotten a vagon).

Yumcha

Growing up isn't much fun, is it?


Yeah...responsibilities and some decisions to make, M. Do your homework, talk it over with the wife...and cross your fingers that you did your best.


I'm guessing your industry is pretty secure over there and so, job should be stable and have a nice steady stream of income to keep the lights on and continue to chip away at the mortgage and adding to your savings. All you can do.




Mind you, I think you should also buy robots. That's generally liquid and you can beat people with them.

Yumcha

My next year and a half will be telling on what I will be doing for my car situation. The property tax in this neck of the woods is higher and I'm already bent over with the goddarn socialistic system up here in Canada.

Majofo

No it's not!
It's badass right now.. just throwing money around.
But as soon as teh economy turns.. setting that bitch on fire and collecting a check.

Semicon industry is a tide..
One of us might keep a job.. but with just one income.. shit will be tight.

Majofo

lets talk about that banging teacher..



dumb bitches mang..
I'm telling you.. the transcript of her hike in the woods.. I still have wood off that.

justnspace

iTrader: (1)

was that really a text transcript? bitches be dumb, mang! "no, i wont show my friendS" first thing i do is show my friends

Majofo

werd.. but only after smashing
those fuccbois dumb af.. never snitch on some pussy
bum ass dickholes.. I bet the dads be offering her a job
shiett..

justnspace

iTrader: (1)

i cant say that I wouldnt brag. "bruh, miss Alexis, I'm smashing that"

Majofo

it's like flashing cash on the gram after robbing a bank
don't ruin a good thing aaaaron.

justnspace

iTrader: (1)

fuck do i know, i was a dork in HS

justnspace

iTrader: (1)

one can argue that i'm still a dork

Yumcha

K...going to watch some TV. A bit of R&R for the day now.

Damn bug.

TacoBello

As you type that to her, you're already drafting the text to your homies

Yumcha

And that teacher can "school" me...anyday.

TacoBello

She is sexy though

TacoBello

She has them "fuck me" eyes

Yumcha

Did Haeli's raunchy images ever leak out?

Yumcha

Oh snap...just remember she was a MAFF teacher!

thoiboi

she was HAWTTT

Majofo

Umm.. yeah.. there's pics of her.

Majofo

They appeared on "reddit" but have since been pruned

TacoBello

But you saved them, right? I'm waiting for the PM!!!

Majofo

Nope.. maybe in the chan archives..

Yumcha

Pics?

Majofo

kurt lurking.. weirdo

Majofo

probably didn't do shit again today.. probably

Majofo

get loost

kurtatx

I just sit here hitting F5 over and over