HSBCdirect 4.25%
01-04-2006, 09:04 PM
#1
The Slim Member
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01-05-2006, 12:43 AM
#2
goldeneye style
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hmm interesting.. 3rd party in the interest rate wars haha nice
hsbc def is a trustworthy bank too.. any referral bonus or signup bonuses? is the user interface as good and as easy as ing's anyone know?
hsbc def is a trustworthy bank too.. any referral bonus or signup bonuses? is the user interface as good and as easy as ing's anyone know?
01-05-2006, 08:05 AM
#4
My Garage
Originally Posted by GTKrockeTT
just like i did with emigrantdirect, i will open up an account and see how the interface is. however, it's going to be tough to pull me away from ING.
ING>*
01-05-2006, 09:22 AM
#5
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Originally Posted by CL Type Slim
I was going to open an orange account at ING, but I went with HSBC.
01-05-2006, 12:31 PM
#6
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<--- running quickly away from emigrant 
Given HSBC's reputation and establishment, I think their interface will be much much better than emigrant's. But I'll still have to wait 6-8 business days to find out
Given HSBC's reputation and establishment, I think their interface will be much much better than emigrant's. But I'll still have to wait 6-8 business days to find out
Last edited by ccannizz11; 01-05-2006 at 12:34 PM.
01-05-2006, 01:05 PM
#7
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Originally Posted by ccannizz11
<--- running quickly away from emigrant
Given HSBC's reputation and establishment, I think their interface will be much much better than emigrant's. But I'll still have to wait 6-8 business days to find out
Given HSBC's reputation and establishment, I think their interface will be much much better than emigrant's. But I'll still have to wait 6-8 business days to find out
They freaking ask you what you had for breakfast this morning. Golee, they freak me out when they threw a multiple answer questionarie at me, and they asked who my mortgage company was, the payment, and my ACURA TL loan too.
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01-05-2006, 01:22 PM
#8
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Originally Posted by mamboking
Why do you have wait 6-8 days? Mine got oppened immediately:
They freaking ask you what you had for breakfast this morning. Golee, they freak me out when they threw a multiple answer questionarie at me, and they asked who my mortgage company was, the payment, and my ACURA TL loan too.
They freaking ask you what you had for breakfast this morning. Golee, they freak me out when they threw a multiple answer questionarie at me, and they asked who my mortgage company was, the payment, and my ACURA TL loan too.
01-05-2006, 03:57 PM
#9
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Originally Posted by mamboking
Why do you have wait 6-8 days? Mine got oppened immediately:
They freaking ask you what you had for breakfast this morning. Golee, they freak me out when they threw a multiple answer questionarie at me, and they asked who my mortgage company was, the payment, and my ACURA TL loan too.
They freaking ask you what you had for breakfast this morning. Golee, they freak me out when they threw a multiple answer questionarie at me, and they asked who my mortgage company was, the payment, and my ACURA TL loan too.
Do you have any other account with them or something?
01-05-2006, 04:01 PM
#10
Team Owner
Has anyone ever called customer support for ING or HSBC? How long was the wait time?
I called Emigrant twice. Once was 15 minutes. I hung up after 25 minutes the second time.
I called Emigrant twice. Once was 15 minutes. I hung up after 25 minutes the second time.
01-05-2006, 04:02 PM
#11
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Originally Posted by ccannizz11
Ya, I got approved immediately, but I they said my username and password will be mailed separately and it could take 6 to 8 business days before I get both. Only then can I log in for the first time.
Do you have any other account with them or something?
Do you have any other account with them or something?
I thought you were talking about getting approved. Never mind.
01-05-2006, 04:05 PM
#12
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Originally Posted by doopstr
Has anyone ever called customer support for ING or HSBC? How long was the wait time?
I called Emigrant twice. Once was 15 minutes. I hung up after 25 minutes the second time.
I called Emigrant twice. Once was 15 minutes. I hung up after 25 minutes the second time.
i've called regarding some CD related question with ING, only a minute or so at most.
01-05-2006, 04:08 PM
#13
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I set up an HSBC acct 4 weeks ago by transferring some $$$ from Citi. Piece of cake and I'm damn glad I did it. My wife had a CD that doesn't pay as much as this acct does.
01-05-2006, 08:31 PM
#15
My Garage
Originally Posted by doopstr
Has anyone ever called customer support for ING or HSBC? How long was the wait time?
I called Emigrant twice. Once was 15 minutes. I hung up after 25 minutes the second time.
I called Emigrant twice. Once was 15 minutes. I hung up after 25 minutes the second time.
01-05-2006, 08:54 PM
#16
is learning to moonwalk i
Originally Posted by synth19
any minimal amount required? Any penalties for withdrawl?
What is the Minimum Balance to open/to earn interest?
The minimum balance required to open this account and earn interest is $1.
What is the Maximum balance?
The bank reserves the right, with notice, to transfer to any other HSBC deposit account you have, the amount of any transaction, excluding interest, that causes your Online Savings accounts(s) to exceed an aggregate balance of $2,000,000.
The minimum balance required to open this account and earn interest is $1.
What is the Maximum balance?
The bank reserves the right, with notice, to transfer to any other HSBC deposit account you have, the amount of any transaction, excluding interest, that causes your Online Savings accounts(s) to exceed an aggregate balance of $2,000,000.
01-06-2006, 08:25 AM
#18
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I was interested in getting a 6-month CD from my local bank, but now I'm thinking that I should open one of these online accounts. What is the better choice?
01-06-2006, 08:58 AM
#19
My Garage
Originally Posted by applesplatter
I was interested in getting a 6-month CD from my local bank, but now I'm thinking that I should open one of these online accounts. What is the better choice?
01-06-2006, 09:31 AM
#20
Originally Posted by applesplatter
I was interested in getting a 6-month CD from my local bank, but now I'm thinking that I should open one of these online accounts. What is the better choice?
01-06-2006, 10:41 AM
#21
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Originally Posted by VTEC11
Online accounts are great and convient. I doubt your bank would offer 4%+ yields on CD's in the 6-12 month range. I would go for the online account, either emigrant or this HSBC thing.
i'm gonna go online! thanks for the tip guys
01-06-2006, 11:56 AM
#23
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Originally Posted by applesplatter
2.75% with a 10,000 dollar minimum from the bank
You may want to try another bank.
01-06-2006, 01:04 PM
#24
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Originally Posted by GTKrockeTT
that maximum balance is low...looks like i'll have to take my money elsewhere.
Oh and ING Customer Service = HSBC Customer Service =
so faremigrant customer service = called them once and never talked to anyone
02-06-2006, 04:50 PM
#29
Team Owner
Originally Posted by ccannizz11
HSBC is now @ 4.80% through April 30 
02-06-2006, 04:54 PM
#30
is learning to moonwalk i
Dammit. With these guys always trying to one up each other, I'll never make a decision on where to sign up and my money will stay at the bank making a whopping 0.6%.
02-06-2006, 05:15 PM
#33
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Originally Posted by moeronn
Dammit. With these guys always trying to one up each other, I'll never make a decision on where to sign up and my money will stay at the bank making a whopping 0.6%.
02-07-2006, 08:15 AM
#35
Team Owner
Originally Posted by GTKrockeTT
emigrantdirect better raise the bar.
They claim right on their website that they have the highest interest rate in the US. Which is now BS.
02-08-2006, 01:46 PM
#37
Banned
Originally Posted by GTKrockeTT
i've got an account with all 3.
02-08-2006, 01:48 PM
#38
Banned
Originally Posted by doopstr
They claim right on their website that they have the highest interest rate in the US. Which is now BS.
02-13-2006, 03:18 PM
#39
Burning Brakes
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I was just reading the fine prints Terms and Disclosures of HSBC Direct, boy, they charge $15 for every fund transfer-in and $30 for every fund transfer-out!!!! 
Damn!!! That is a ripoff.
Anyone here with a HSBC Direct can verify that?
Damn!!! That is a ripoff.
Anyone here with a HSBC Direct can verify that?
02-13-2006, 03:41 PM
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Originally Posted by uu
I was just reading the fine prints Terms and Disclosures of HSBC Direct, boy, they charge $15 for every fund transfer-in and $30 for every fund transfer-out!!!!
Damn!!! That is a ripoff.
Anyone here with a HSBC Direct can verify that?
Damn!!! That is a ripoff.
Anyone here with a HSBC Direct can verify that?
