HSBCdirect 4.25%
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The Slim Member
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From: Oregon
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Originally Posted by CL Type Slim
I was going to open an orange account at ING, but I went with HSBC.
My Work is Done Here
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From: Still too far from the beach
<--- running quickly away from emigrant 
Given HSBC's reputation and establishment, I think their interface will be much much better than emigrant's. But I'll still have to wait 6-8 business days to find out
Given HSBC's reputation and establishment, I think their interface will be much much better than emigrant's. But I'll still have to wait 6-8 business days to find out
Last edited by ccannizz11; Jan 5, 2006 at 12:34 PM.
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Originally Posted by ccannizz11
<--- running quickly away from emigrant
Given HSBC's reputation and establishment, I think their interface will be much much better than emigrant's. But I'll still have to wait 6-8 business days to find out
Given HSBC's reputation and establishment, I think their interface will be much much better than emigrant's. But I'll still have to wait 6-8 business days to find out
They freaking ask you what you had for breakfast this morning. Golee, they freak me out when they threw a multiple answer questionarie at me, and they asked who my mortgage company was, the payment, and my ACURA TL loan too.
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Suzuka Master
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From: SoCal
Originally Posted by mamboking
Why do you have wait 6-8 days? Mine got oppened immediately:
They freaking ask you what you had for breakfast this morning. Golee, they freak me out when they threw a multiple answer questionarie at me, and they asked who my mortgage company was, the payment, and my ACURA TL loan too.
They freaking ask you what you had for breakfast this morning. Golee, they freak me out when they threw a multiple answer questionarie at me, and they asked who my mortgage company was, the payment, and my ACURA TL loan too.
My Work is Done Here
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From: Still too far from the beach
Originally Posted by mamboking
Why do you have wait 6-8 days? Mine got oppened immediately:
They freaking ask you what you had for breakfast this morning. Golee, they freak me out when they threw a multiple answer questionarie at me, and they asked who my mortgage company was, the payment, and my ACURA TL loan too.
They freaking ask you what you had for breakfast this morning. Golee, they freak me out when they threw a multiple answer questionarie at me, and they asked who my mortgage company was, the payment, and my ACURA TL loan too.
Do you have any other account with them or something?
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Originally Posted by ccannizz11
Ya, I got approved immediately, but I they said my username and password will be mailed separately and it could take 6 to 8 business days before I get both. Only then can I log in for the first time.
Do you have any other account with them or something?
Do you have any other account with them or something?
I thought you were talking about getting approved. Never mind.
Suzuka Master
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From: SoCal
Originally Posted by doopstr
Has anyone ever called customer support for ING or HSBC? How long was the wait time?
I called Emigrant twice. Once was 15 minutes. I hung up after 25 minutes the second time.
I called Emigrant twice. Once was 15 minutes. I hung up after 25 minutes the second time.
i've called regarding some CD related question with ING, only a minute or so at most.
My Garage
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From: NY
Originally Posted by doopstr
Has anyone ever called customer support for ING or HSBC? How long was the wait time?
I called Emigrant twice. Once was 15 minutes. I hung up after 25 minutes the second time.
I called Emigrant twice. Once was 15 minutes. I hung up after 25 minutes the second time.
is learning to moonwalk i
Joined: Feb 2004
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From: SoCal
Originally Posted by synth19
any minimal amount required? Any penalties for withdrawl?
What is the Minimum Balance to open/to earn interest?
The minimum balance required to open this account and earn interest is $1.
What is the Maximum balance?
The bank reserves the right, with notice, to transfer to any other HSBC deposit account you have, the amount of any transaction, excluding interest, that causes your Online Savings accounts(s) to exceed an aggregate balance of $2,000,000.
The minimum balance required to open this account and earn interest is $1.
What is the Maximum balance?
The bank reserves the right, with notice, to transfer to any other HSBC deposit account you have, the amount of any transaction, excluding interest, that causes your Online Savings accounts(s) to exceed an aggregate balance of $2,000,000.
My Garage
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From: NY
Originally Posted by applesplatter
I was interested in getting a 6-month CD from my local bank, but now I'm thinking that I should open one of these online accounts. What is the better choice?
Drifting
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From: NJ
Originally Posted by applesplatter
I was interested in getting a 6-month CD from my local bank, but now I'm thinking that I should open one of these online accounts. What is the better choice?
Burning Brakes
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From: MoCo, MD
Originally Posted by VTEC11
Online accounts are great and convient. I doubt your bank would offer 4%+ yields on CD's in the 6-12 month range. I would go for the online account, either emigrant or this HSBC thing.
i'm gonna go online! thanks for the tip guys
Intermediate
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From: West TN
Originally Posted by applesplatter
2.75% with a 10,000 dollar minimum from the bank
You may want to try another bank.
My Work is Done Here
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From: Still too far from the beach
Originally Posted by GTKrockeTT
that maximum balance is low...looks like i'll have to take my money elsewhere.
Oh and ING Customer Service = HSBC Customer Service =
so faremigrant customer service = called them once and never talked to anyone
Suzuka Master
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From: SoCal
Originally Posted by moeronn
Dammit. With these guys always trying to one up each other, I'll never make a decision on where to sign up and my money will stay at the bank making a whopping 0.6%.
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From: Spring, TX
Originally Posted by GTKrockeTT
i've got an account with all 3.
Banned
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From: Spring, TX
Originally Posted by doopstr
They claim right on their website that they have the highest interest rate in the US. Which is now BS.
Burning Brakes
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From: New York
I was just reading the fine prints Terms and Disclosures of HSBC Direct, boy, they charge $15 for every fund transfer-in and $30 for every fund transfer-out!!!! 
Damn!!! That is a ripoff.
Anyone here with a HSBC Direct can verify that?
Damn!!! That is a ripoff.
Anyone here with a HSBC Direct can verify that?
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Originally Posted by uu
I was just reading the fine prints Terms and Disclosures of HSBC Direct, boy, they charge $15 for every fund transfer-in and $30 for every fund transfer-out!!!!
Damn!!! That is a ripoff.
Anyone here with a HSBC Direct can verify that?
Damn!!! That is a ripoff.
Anyone here with a HSBC Direct can verify that?
