WoW.....pissed off.....

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Old Jun 27, 2008 | 03:36 PM
  #1  
IlovemyAcura's Avatar
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From: Seekonk MA
Angry WoW.....pissed off.....

Ok i know some of you know i got into a hit n run and shit

so i had my insurance guy goto my body shop to get the quote (org was 1700 from the shop)

i get a letter sayin that the damage is only 800 bucks

so.....i have a 1k deb

they say i'm not gettin shit for it

HOW THE FUCK DOES 1.7K TURN INTO 800 BUCKS?

can some1 tell me how they made that happen?
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Old Jun 27, 2008 | 03:41 PM
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how did they determine it was $800?
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Old Jun 27, 2008 | 03:42 PM
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Usualy you're supposed to just let the insurance company and the body shop work it out and just stand back. It sounds like you OK'd the body shop for the work before insurance was involved and now they're unwilling to cover the work you agreed to without their consent, or some such.
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Old Jun 27, 2008 | 03:44 PM
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So, the body shop said it would cost $1700, and your insurance company estimated it at $800. That's very common. Try getting another shop to quote the repair for you. And if that doesn't work, have the shop work with the insurance adjuster. A lot of times they have ways of dealing with it.
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Old Jun 27, 2008 | 03:59 PM
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Better yet. Go through the insurance company to find the body shop. They have certain ones that they work with that do the work at the price that the insurance company tells them to do it at.
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Old Jun 27, 2008 | 05:29 PM
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Sounds like the OP went about this the wrong way.
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Old Jun 28, 2008 | 01:14 AM
  #7  
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From: Seekonk MA
what do you mean moog
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Old Jun 28, 2008 | 10:28 AM
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I personally need a more "expanded" explanation of exactly what happened.
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Old Jun 28, 2008 | 10:32 AM
  #9  
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Originally Posted by TheMirror
I personally need a more "expanded" explanation of exactly what happened.
That would certainly help me. Preferably in a coherent narrative.
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Old Jun 28, 2008 | 11:36 AM
  #10  
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From: Seekonk MA
ok sorry

some dude hit me and my destroyd my bumper and scratchd my fender and driver side light....it was 1700 in damage and i had my insurance guy go to my shop and talk to the manager to talk him into using oem parts and to argue the price...cus they low ball us all the time

better?
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Old Jun 28, 2008 | 11:53 AM
  #11  
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uh so let me get this straight, you have a 1k$ deductable and you are upset that you have to pay 800$ instead of 1k$?
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Old Jun 28, 2008 | 12:10 PM
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Originally Posted by zeroday
uh so let me get this straight, you have a 1k$ deductable and you are upset that you have to pay 800$ instead of 1k$?
+1 ... puzzled 2
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Old Jun 28, 2008 | 12:35 PM
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Originally Posted by zeroday
uh so let me get this straight, you have a 1k$ deductable and you are upset that you have to pay 800$ instead of 1k$?


OP, you do realize that you are responsible for paying deductable right....?

Regardless, I was in the same situation before (street parked, went inside, hit and run), my insurance took care of it without me paying anything for it. I just had to get a police report and fax it to the insurance company.
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Old Jun 28, 2008 | 05:26 PM
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Originally Posted by IlovemyAcura
what do you mean moog
You either did one of the following...your post is not clear at all BTW

A. You got a quote from the body shop for 1,700...you "ok'd" them to do the work.
Meanwhile the insurance company adjuster reviewed the damage and said it's only 800. Now you are out of pocket for the entire 1700 / 1000 deductible.

B. You have no idea what your policy was and are surprised you have a 1000 deductible....and are upset the damage is only at 800.

...again something is amis......you need to clarify.
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Old Jun 28, 2008 | 07:07 PM
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Originally Posted by charliemike
Preferably in a coherent narrative.
I think that was too much to ask.
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Old Jun 28, 2008 | 07:57 PM
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Just take protein. It works I dont care what anyone else says.
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Old Jun 28, 2008 | 09:04 PM
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I see. The shop is quoting $1700, but insurance says it's only $800.
Since your deductible is so high at $1K your insurance won't cover, & if you let the shop fix it they will charge you the $ they quoted.
That means that you either have another body shop look at it. Or ask insurance to recalculate the cost using all OEM parts & get it over the $1K.
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Old Jun 28, 2008 | 10:10 PM
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So in a nutshell, the bodyshop tried to charge you $1,700 for the damages, but your insurance company insists that the damage is only worth $800.

I would go to another body shop for another quote, and if your deductible is $1,000, there's no sense in even going through insurance, but i'm sure you know that.....right?
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Old Jun 28, 2008 | 11:58 PM
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Originally Posted by SwervinCL
Better yet. Go through the insurance company to find the body shop. They have certain ones that they work with that do the work at the price that the insurance company tells them to do it at.
. . . and their work is top notch too!
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Old Jun 29, 2008 | 09:05 AM
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Find out what they are doing for 800.
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