What is your occupation/how do you afford the 3G TL? MERGED THREADS
04-20-2008, 08:42 PM
#1241
Suzuka Master
iTrader: (2)
Originally Posted by Fossil_TL
My Experian score I just checked out recently shows that my Credit Score is 734 on their scale. Is it good or average or excellent?
I have 8 open credit account according to my credit report, and most of them I dont even have the credit card from them anymore, I just have Chase, Best Buy and AMEX with me now.
Now I'm only using my AMEX Plumcard for my every day charges, and I heard they don't report to the credit agencies since it is a charge card, is it true?
I wonder how it'll affect my credit score if I don't use any of my conventional revolving credit cards anymore.
I'm still waiting for the 09 TL to make my decision whether I should take the plunge.
It feels good to buy a car with one's own money, I've always relied on my parents for all of my purchases in college. =(
I have 8 open credit account according to my credit report, and most of them I dont even have the credit card from them anymore, I just have Chase, Best Buy and AMEX with me now.
Now I'm only using my AMEX Plumcard for my every day charges, and I heard they don't report to the credit agencies since it is a charge card, is it true?
I wonder how it'll affect my credit score if I don't use any of my conventional revolving credit cards anymore.
I'm still waiting for the 09 TL to make my decision whether I should take the plunge.
It feels good to buy a car with one's own money, I've always relied on my parents for all of my purchases in college. =(
04-21-2008, 07:42 AM
#1242
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Join Date: Apr 2008
Location: Philly PA
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I'm 23 with 04 TL base, I am a Bilingual Receptionists, at the Philadelphia international airport, in PA making $28k a year. The TL had 49k miles on it and I got it in April 11 for $23k. Had $4K down and payments only $398 a month and insurance is $152. Its not too bad. First post and a new member to the site.
04-25-2008, 12:54 PM
#1243
Cruisin'
Join Date: Aug 2007
Age: 37
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I'm 21, system analyst, and im making a little over 60k a year, i do not have a TL yet but i am looking to get the 09' depending the official specs and style. i guess all i can do is wait and save in the meantime to put a good down payment, i hear it comes out november...
04-25-2008, 09:20 PM
#1245
Intermediate
Join Date: Apr 2008
Age: 45
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I live in LV,NV. I'm an operating engineer, doing paving, grading, and underground. I'm union, and when i got in at 18 I made 48k my first year as an apprentice. Last year I made 95k running a rt forklift most of the year@ about 6-10
's. My girl is a paralegal and makes about 50k. That definatly helps!
's. My girl is a paralegal and makes about 50k. That definatly helps!
04-25-2008, 09:38 PM
#1246
Instructor
Retired Coast Guard pilot and currently a pilot for Fedex. '08 base with navi. Got rid of an '05 avalon for the TL. Definitely one of the better car moves I've ever done. "If you have to ask then you can't afford it." Commadore Vanderbilt on the cost of campaigning an America's Cup boat.
04-27-2008, 08:44 AM
#1249
Slow Paper> No Paper
US Marine Stationed In Northern VA. Wife is a US Navy Corpsman. I'm an E-5 and she is an E-4 for now. We both get houseing allowance so we have enough to pay our mortgage and two car payments and all other things. Pretty good life for now. 
06-29-2008, 12:46 AM
#1250
DAFRANCHISE69
Join Date: Jun 2008
Location: Manassas,VA
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Pretty cool to see alot of people in the IT field have this car. Add me to the list. But I am not a pro. Just yet. I am getting my B.S. in IT, with DBA (database administration) as my Major. I am about to buy a 04 TL for 15k Cash, Its very attainable now, with my parents having the cash. I am not the kind that asks their parents to buy them a 30k car, which my parents offered me. But I dont want them making payments for 10 years, or however it takes to pay for it. They have 15k cash, now. Im sure to find a 04 TL for 15k cash.
06-29-2008, 01:44 AM
#1252
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Join Date: Jul 2007
Location: Gainesville, FL
Age: 36
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20, Real Estate Agent/ Property Manager/ Full-time student at UF, majoring in Finance/ Real Estate... work all day study all night.... been living on 2 hours of sleep a night for a couple of month's now, I'll be done at UF next summer then another year for my MBA
06-29-2008, 01:47 AM
#1253
SC TL to RS4 to 911
I'm 28, Started off as a Computer Animation texture artist then moved to Character Rigging for several entertainment company's. While going to school for a 3rd degree (yes made school my second career) Now I work for a well known company as a Director of Software Engineering. About to get married, no kids (going to enjoy while it last) No car payment(Paid in full)
06-29-2008, 07:54 AM
#1255
Mud Man
Join Date: Nov 2005
Location: PHX, Arizona
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Originally Posted by FR4NCH1SE
Pretty cool to see alot of people in the IT field have this car. Add me to the list. But I am not a pro. Just yet. I am getting my B.S. in IT, with DBA (database administration) as my Major. I am about to buy a 04 TL for 15k Cash, Its very attainable now, with my parents having the cash. I am not the kind that asks their parents to buy them a 30k car, which my parents offered me. But I dont want them making payments for 10 years, or however it takes to pay for it. They have 15k cash, now. Im sure to find a 04 TL for 15k cash.
06-29-2008, 09:34 AM
#1256
26, formerly a project manager and in sales for a luxury home builder in the DC area, now in commercial account sales for a large insurance company. Just bought a townhouse here in Charlotte in February and fell into a TL-S purchase after some assholes ran a red light and totalled my Lexus 
07-12-2008, 01:47 AM
#1260
No Limitz!
Join Date: May 2008
Location: Chamblee, GA
Age: 39
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23, Real Estate Agent, Full-time student at SPSU, & Part Time Fine Dining Server. Pulling in about 50K/Yr. I'm majoring in Business Management & Information Systems... school all day, work at night.... I've owned a Nissan Maxima, Mercury Cougar, Honda Accord, & Toyota MR2.
07-13-2008, 12:33 AM
#1261
Intermediate
Join Date: Jul 2008
Age: 50
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Originally Posted by frebay
just out of curiousity, what are all your occupations? or how did you afford to pay for the tl? it's just suprising w/ the economy doing so bad that there are a lot of people buying luxury cars. i'm trying to figure out if i can afford a 500 a month car payment plus 150 insurance on top of my mortage, and want to know who you all do it.
here's my info:
23, IT director in southern ca about 60k annually. i plan to down 15k, and pay 500 a month for 4 years.
here's my info:
23, IT director in southern ca about 60k annually. i plan to down 15k, and pay 500 a month for 4 years.
IT director and making 60k annually in CA?
You are way way under pay buddy. You should make double that.
07-21-2008, 05:09 PM
#1262
Florida Boy!
Engineer...Live In Florida.
Economy sucks, salary sucks......but I LOVE MY RIDE!
'04 NBP, 6-speed, non type-s.....bought direct at FL auto auction in 2006 with 30k miles for $20k
Just discovered this website and i'm hooked...starting to plan mods because of sick rides i've seen here....Keep it up!
Economy sucks, salary sucks......but I LOVE MY RIDE!
'04 NBP, 6-speed, non type-s.....bought direct at FL auto auction in 2006 with 30k miles for $20k
Just discovered this website and i'm hooked...starting to plan mods because of sick rides i've seen here....Keep it up!
07-21-2008, 06:06 PM
#1265
Instructor
Join Date: Jun 2008
Location: Seattle, WA
Age: 41
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Originally Posted by sqa4life
IT director and making 60k annually in CA?
You are way way under pay buddy. You should make double that.
You are way way under pay buddy. You should make double that.
08-02-2008, 07:08 PM
#1268
WDP is sexy!!
Join Date: Dec 2006
Location: Oakland
Age: 38
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I dont remember posting on this thread so here it goes.. Just turned 22.. going on 5th year working at the YMCA as a senior customer rep. and a dispatcher for both OAK and SFO airport raking in 55k before taxes. Finishing up on my degree in business admin- accounting/finance at SF state.(1 year left) Then hopefully getting that CPA lic. so I can make the big $$$!!!
Financed used 03 tls 4 yrs ago- white diamond/ebony- put 2 grand down- paying $475/month at 5 years. ALL ON MY OWN!! WOOHOO almost paid off.
Financed used 03 tls 4 yrs ago- white diamond/ebony- put 2 grand down- paying $475/month at 5 years. ALL ON MY OWN!! WOOHOO almost paid off.
08-02-2008, 07:54 PM
#1269
Pro
Join Date: Dec 2007
Age: 36
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well i just turned 20, i made 39k (not much compared to most of you guys) last year selling phones! AT&T. LOL! anyway im trying to work my way up. NO GIRLFRIEND EITHER! so i can pay my car i just think i shouldnt have purchased it. i should have bought myself a use 94-98 integra GSR.
08-02-2008, 08:28 PM
#1270
42 GUEST SERVICES meaning BELLMAN hilton at short hills. the tips are pretty good, thanks to all the great tippers out there 
$465 car payment
87 jetta gli used white
93 accord ex coupe new green
98 accord ex new green
01 accord ex new white
04 TL base new wdp
09 TL sh-awd wdp with umber interior
OCT
$465 car payment87 jetta gli used white
93 accord ex coupe new green
98 accord ex new green
01 accord ex new white
04 TL base new wdp
09 TL sh-awd wdp with umber interior
OCT
08-03-2008, 11:28 AM
#1271
Three Wheelin'
34, Virtual Infrastructure Architect with my VCP, and about 10+ years in MS engineering, networking, datacenter design, etc, I make 103k a year, put 5k down on my 06 TL (pre-cert with 100k extended warranty), got $509 payments for 6 years. I'm single, 1 daughter, mortgage, home insurance, car insurance, and the usual utility bills (cable, internet, etc. etc.)
I'm also a music producer/engineer/sound-designer on the side, doing it for 20+ years now, so that brings in extra income from time to time...
good luck dude, 60k with a director position at age 23 is a damn good start.
cheers
I'm also a music producer/engineer/sound-designer on the side, doing it for 20+ years now, so that brings in extra income from time to time...
good luck dude, 60k with a director position at age 23 is a damn good start.
cheers
08-03-2008, 11:31 AM
#1272
Three Wheelin'
oh and yea, looks like the TL is a fav for IT guys. For a long time it seemed like it was always the Audi A4, but man i've heard horror stories about long-term maintenance on those vehicles. I've had 2 close friends now sell both their A4's after sucking their wallets dry with maintenance costs on fixing stuff that was just breaking left and right. It seems the trend is those cars last great till the warranty expires, and then all hell breaks loose.
One more reason I felt great about going with the TL. Honda workmanship and longetivity simply can't be beat...
cheers.
One more reason I felt great about going with the TL. Honda workmanship and longetivity simply can't be beat...
cheers.
08-04-2008, 08:23 AM
#1273
Three Wheelin'
I'm 27, working in IT as a lot of others on the forum and making $104k. I payed for my 08 typeS 6mt cash after trading in my 01 CL typeS. House payments are going well, planning to pay it off in the next 5yrs, maybe 2 if my wife and I really push.
as far as IT people liking the TL, I think there's a few factors, #1, odds of an IT guy landing on a forum are pretty high, next the TL offers so many techy gadgets for the price. I was considering a BMW 335i, which i really love, but I couldn't see myself spending an extra $10k. Also, I personally don't find the insurance costs of the TL that high.
as far as IT people liking the TL, I think there's a few factors, #1, odds of an IT guy landing on a forum are pretty high, next the TL offers so many techy gadgets for the price. I was considering a BMW 335i, which i really love, but I couldn't see myself spending an extra $10k. Also, I personally don't find the insurance costs of the TL that high.
08-04-2008, 05:29 PM
#1274
Cruisin'
Join Date: Jul 2008
Location: Phx, Arizona
Age: 41
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Im 25 and a critical care registered nurse. A little over 80k a year so along with my mortgage and 13 other bills, i have to somewhat work my ass off to have some extra play money lol.
08-04-2008, 06:07 PM
#1276
Originally Posted by AcuraTL_driver
Wow....I feel like a kitten in this jungle full of tigers....you guys are ballers......
My work pays for my degree (all 50k of it) so I have extra money to play.. but all you others put me to shame.. damn.
*goes to yahoo hotjobs*
08-04-2008, 06:48 PM
#1277
Three Wheelin'
Originally Posted by Romeo8Juliet
I feel the same.
My work pays for my degree (all 50k of it) so I have extra money to play.. but all you others put me to shame.. damn.
*goes to yahoo hotjobs*
My work pays for my degree (all 50k of it) so I have extra money to play.. but all you others put me to shame.. damn.
*goes to yahoo hotjobs*
08-04-2008, 08:18 PM
#1279
Instructor
Join Date: May 2008
Location: Maryland
Age: 39
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23 yrs old. Physical Therapist Assistant; $60K/yr.
payments are $370/month. I bought used and still live at home
so my car insurance, car note, gas, phone and health insurance are all the bills i have.
payments are $370/month. I bought used and still live at home
so my car insurance, car note, gas, phone and health insurance are all the bills i have.
08-04-2008, 09:44 PM
#1280
IPSEC TL
Join Date: Apr 2007
Location: Chicago, IL
Age: 39
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G35
I actually sold my 04' NHB TL due to tranny problems, but can still share how I afford my 07" G35 now...
23, doing SAP security for a Fortune 500 company. Currently getting by on 62K
Chicago is a pricey town.
23, doing SAP security for a Fortune 500 company. Currently getting by on 62K
Chicago is a pricey town.