Bearcat94

We don't mind re-using/recyling. We're 'green' that way.

ep3kid914

2004 tl base ..21 maintance worker at school full time college student and parent and umm make decent money cant complain

bonnhew

23yrs single working as a respiratory Care Practitioner at a hospital. making about 60g.
glad i went to school. lol

MattB07TL

Union baker making about 55k a year, Wife's in school for one more year and she will make about the same when shes done. Then I can have more free money for car mods

Trunk Monkey

iTrader: (1)

Graduating this semester with a B.S. in Petroleum Geology. Already been working for an oil company for 2 years and got offered the job today. He told me to think about what my starting salary should be, etc....lets hope it's 6 figures or close! $80K+ at 24 isn't too shabby

losiglow

iTrader: (1)

Microbiologist making 60K. But that's only enough for living expenses and mortgage. I build and service PC's on the side which makes about 30K which is what pays the payment, fuel and mods. Never could have bought it if it weren't for my side business.

BLEU TSX ON DECK

I'm 27, currently a college Student majoring in Accountancy or might switch over to civil Engineering. I make ok money but not nearly enough as I should. I've been blessed to be able to maintain. I paid for my TL cash, 07 15k.

i_love_cars

iTrader: (1)

Neat thread, glad someone found this. I love the guy who posted back in 2003 about how the "shakeout" in IT got all of the "overnight Sr. Web Developers" back to answering phones and bagging groceries where they belong. Lol, so true.

28 years old, wife + 2 kids, make about 150k in software development for an investment firm.

Sold my other TL, put the money towards my Type-S, and took out a 12 month term paying $800/mo. with a few months left to go at this point.

Most of my cash goes to investment properties, one of which I live in and got for next to nothing - rehabbed in sweat equity with my partner, so my mortgage is only $400/mo.

I travel pretty light. Don't carry other debt.

wall e

US Marine! OORAH!

Trunk Monkey

iTrader: (1)

Too many people buying stuff & usually stuff they don't need and go into debt. Which in the long run just hurts everyone else and this country.

P1zzaman

iTrader: (1)

Software engineer making $140k and I paid off the TL in a year brand new. Can't complain about life.

Healingduck

At the risk of sounding spoiled....
I will be 18 in April
2007 TL Type-S
$107/month for insurance

$320/month payments for the next 5 years. But I am paying more and it will be payed off in 3 years or less. I'm also transferring the loan into my name with my parent as a co-signer when I turn 18 with the same payments.(or less if I go through a different bank)


Part-time Student/Work part-time. Paying it off with the child support I get every month, which I will get until I am 21 if I stay in school. Paying for school with money from work and financial aid through my college. Currently work at a hospital part-time delivering food to patients and helping in the kitchen. Not bad for $9/hr.

Plan to finish out my associates in Criminal Justice and become a police officer or maybe work in corrections at 21.(minimum age to work in those fields) Then later on in life get my Bachelors which most departments will pay for you to do.

I paid $4k for a '97 Maxima a year ago, so needless to say it's a nice upgrade. I'm very happy with my TL. I'm very fortunate that my parents have good credit, and not only that, but this will seriously help build my credit by the time it is paid off. But truth be told I only did it because of the child support. I wouldn't have if I only worked because if I was to be laid off for some reason I would be screwed. Not a risk I would be willing to take.

truonghthe

holly crap everyone here make $50k+ a year. I am working for Alcoa as Finishing Tech (NDT FPI and QC inspector) regular income is about $32k a year with OT $55k is possible. I bought the TL with my save up money and I can afford the payment because the down payment is worth 70% over all value of the car.

1black_seven

iTrader: (2)

If you're not referring to parole/probation, I personally would not recommend becoming a Corrections Officer in a state jail or prison. It's extremely mundane and you are easily replaceable unless you are a sergeant or higher. Unless that is your aspiration, a good CJ student would benefit better in field or office work. Not to mention you WILL deal with a lot of crap in a correctional dept. Possibly even literally at some point.

With that said, I'm still a student in CNS/IT.
I saved my money for 4 years and combined it with my trade in.
Only pay $168 a/month insurance $98 a/month under USAA.

alex's S

21 years old working at kraft foods.

McCollins23

Railroad conductor/Switchman here in KC. GF works for an online university and getting her MBA. I make about 80-90K doing the easiest job Ive ever had. GF's money goes directly into savings account, try to only live on my income. No house yet and no kids.

Healingduck

Yea, a lot of people have told me that. My first choice will be being a police officer. I haven't looked at many alternatives though. But being in corrections isn't particularly high on my list since I've heard some of the horror stories of that job from my dad.

JJH

iTrader: (1)

21 years old. Own an SEO/internet marketing business. Intern at internet marketing firm. Full time student majoring in business management/marketing. $100-120k/year. Varies when Google decides to screw me.

Babnik

Holy crap how are you software devs making that much money? I'm a software developer with a BSc in comp-sci and I only make 70k which I thought was decent. What do I need to do to make 140k? Do you guys have MSc degrees?

JJH

iTrader: (1)

Don't work for "the man". Start your own firm. Much more lucrative than management/executives soaking up mark ups while their devs make 50% of their profits.

Undying Dreams

iTrader: (3)

18, working in an office for family, $325 a month for 5 years. I make like $350 a week if I work 5 days.

sauceja

iTrader: (2)

Oilfield make about 100k/year or a little more and I put 15% into 401k and stock purchase.

Pay 352/month but will pay off in 2 years. insurance not sure. I pay full coverage on my car and wifes van and liability only on pickup and its just under 600.00 every 6 months paid in full for all 3.

This is a 3rd car for me and I rarely ever drive it. 2500 miles since June '11 is all she has seen.

But I get a company truck as well so I really don't need a vehicle at all except for days off.

And thats with a high school education and some college lol.

Otacon

iTrader: (1)

I'm Navy. I won't get into what I actually do but I PT a lot if that's an indication. 22 years old, my payments are $398 /month for the TL-S.

o666los

Dude u guys need to learn how to properly palletize ur products lol
We receive Kraft over here in Oakland and it. Ones in soooo f-d up lol

losiglow

iTrader: (1)

Very smart. It's less about how much dough you have coming in and more about how much is going out. You obviously know what you're doing. I live in a pretty decent neighborhood next to a structural engineer who is facing foreclosure and a lawyer that is upside down in debt because neither seem to know how to manage their finances. Both are employed with great companies and I guarentee that both make at least twice what I do (take home salary anyway). But they've gotten themselves too many payments from all this garbage that they can't afford (boats, RV's, trucks, 4-wheelers, etc.). I paid cash for all my cars up to this point. I actually saved up the cash from my side business to buy my TL but decided to pay off the business loans once I researched auto loans I found the interest rate was lower with auto than the unsecured debt I accrued to start the business. So I financed the car and paid off the business instead.

Keep to this type of thinking. Cash for just about everything short of a house and sometimes major purchases like cars and home improvements, though even those are best paid for with cash if possible.

ez12a

werd. They key is living within your means. A lot of people have a problem with this, especially with the up and coming "gen y" that think they're entitled to things. I dont make nearly as much as some people here but i still live comfortably. The way I live is stress free financially.

spaceboy

full time accountant/sales support, part time purchasing manager selling promotional products, and account manager at local moving company....

P1zzaman

iTrader: (1)

Werd

ladiesman217

Nothing new, a lot more $$ in the States than Canada, and everything here is still ridiculously priced when compared to America

phantom0325

10k a year workin and in school full time. 18 with a type s. Lovin life.

lakesh0wtime

20 year old student at University of San Francisco studying Accounting and a part-time barista at Starbucks.

Arosemore07

21 year old married full time student - biology major. About a year and a semester to go then off to enroll in a physician assistant program. ( If all goes well ) Work part time as an administrative assistant at a Radiology Center, also at an internist office as well up until recently. Had to give the benzo keys over to my parents once i said 'I do' (along with a lot of other things )so i picked up my 07 TL Type S. $466 a month but im doing it.

Jackass

Also note what part of the US they are in. The 140k in CA won't be quite that much in say the mid-west. If those guys weren't making 140k, they would barely be able to afford a small apartment in those parts.

As for myself, Security Admin for an aerospace company. My TL didn't cost me that much more than any of my prior cars since it was used. Traded my tC in which gave me close to $6k down payment (that car held it's value stupidly well) on the TL.

nivekov

I feel like a kid posting in here but here goes nothing! I'm a 21 year old full time student slanging cheesecakes at the cheesecake factory. Paid for the TL in full during late 2010 with my savings.

MattB07TL

$466 a month? are you doing like a 3 year loan or do you have a crazy high interest rate? I pay $300 a month for my 07 granted mine is a base and not a type s like you have. That's a pretty steep payment my friend.

JJH

iTrader: (1)

I pay $295/month for my 07 type-s

21 years old too. Full coverage insurance is only $575 for 6 months paid in full.

Arosemore07

how much money did you guys put down!? and when did you get it // how many miles?? i got it with my father's credit during a promotional event with 1.9% apr. 5yr. and lol i know its pretty steep . thats not including insurance. but i put a grand down.. nothing to trade. got it in aug 2010 with 39K miles.

rptls08

iTrader: (1)

21 full time student with job... run front of house ops at a big hotel here in town and im a silent partner in a few local businesses. most of my hotel work money goes into my car while and i put my investment money divided into savings and living expenses... car is paid off so i only have an insurance payment

Fastfwd

past mid-30s
I'm a database administrator and my wife is a teacher.
Mortgage was paid off a few months ago
RRSP(Canada's 401k) are maxed out
2005 MDX is paid off

We could have bought a new car but I like the design of the 3rd gen TL and more importantly the reliability of Honda. Got a used 50k km 2008 and paying it over 25 months at .25% rate. No reason to put any cash down with that special rate and they would not give me a rebate if I paid cash.

I still might get a more expensive car someday as a gift to myself for my midlife crisis. I figure something like a roadster. Right now it would be a BMW Z4 but maybe a new model of Honda's S2000 will interest me by the time I get to that age.

i_love_cars

iTrader: (1)

70k is decent as a software developer (assuming you aren't an engineer yet), and you have 3-5 years of experience. Most people doing that will make about what you're making if you are an FTE. If you are consulting and only make 70k in the year 2012, then I would be concerned.

I should clarify what I posted earlier in this thread - my base is 100k but being at an investment firm, we have enormous bonus bands - if you pull off some serious shit in any given year, you can have no problem getting a 100% bonus and essentially doubling your gross income. Bonus is taxed at about 25% here so the net income would take a hit but still a good chunk of change.

A lot really just depends on where you're located, whether or not you consult or are an FTE, and if you do consult, if it's through a staffing agency or if you independently contract. Lots of factors here, but also consider cost of living differences where people live. If I was in Chicago or Silicon Valley, my income would be nowhere near as powerful as it is where I am currently located. The number 100k+ is utterly meaningless by itself so keep it in context of where you live.

My degree is in MCS (management computer systems) and honestly I worked as a software developer/engineer for 6 years making 60k in a company heavily focused in manufacturing. Decided I was being paid way under market and got fed up, so I found a new job in about a week (the market is good right now for IT), most places where I live would pay someone with my skillsets closer to 80k. But I went financial.

The big thing is the sector - I got into the financial sector which is an entirely different world. The average financial firm IT-spend budget is around 12%, where most other sectors (retail, manufacturing, etc.) average 3%. It's just a totally different world.

You can easily pull 150k with bonus in the financial sector at the right firm, particularly with investment companies.

But do not think that at 70k you're getting screwed.