Tru Q Le

Hey guys, so I got hit by a school bus last week and wondering if they'll repair my vehicle or mark it as a total loss.

Here are some pics of the vehicle, the damages etc. Not sure how I can estimate the cost because the appraiser hasn't gotten back to me yet, anyone have any ideas?

Here are pics...
View image: IMG 2575
View image: IMG 2574
View image: IMG 2573

Pretty much would need my entire left side fixed, from the bumper to the rear where the gas tank is. Thanks guys!

Bdog

It's going to depend on year and miles on vehicle but I'd say that's a good $6,000-$7,000 worth of damage by OEM repair costs. It looks just cosmetic as it didn't take a structural hit, but that's a lot to fix.

Tru Q Le

oh sorry, i forgot to mention, 145k miles 06' Acura TSX base i think...

thoiboi

how are the kids?

Tru Q Le

i'm looking at kbb value for the car, in the best condition it'd be around 7-8K. if the repair costs that much + salvage value > Actual cash value = total loss formula? not sure how to get salvage value though...

Tru Q Le

the kids are fine and i'm fine, i was at a stop because the light was yellow turning red, and the bus was in the left lane (left turn only) and i guess she sped to beat the light... sideswiped my entire left side!

thoiboi

your insurance adjuster is the only person that can give you a proper answer. good luck

Tru Q Le

figured i'd ask to see what people think dmgs would be so i could get a head start on looking for another vehicle if it's declared totaled.

SamDoe1

With these stats, I'd bet it's totaled but as was mentioned, only the adjuster can make that call.

You're looking at new front bumper, fender, both doors, repairs to the unibody, repair/replacement of front suspension, and paint for everything plus blend into older panels.

There's also potential for front subframe damage, wheel damage, and damage to any associated components that mount to the front subframe (almost everything) that may have been forcibly relocated to a less than optimal location within your engine bay.

Edit: And rear suspension too. Looks like both wheels got pushed in. Either that or you have a terrible drop with stock wheels.

Flipster23

iTrader: (15)

I'm going to say totaled. 06 with 145k miles.

I don't know what it is lately with these school buses.

oonowindoo

yah totaled.

BTW: their payout is based on the MARKET Value for your car. Not at Trade in value.

If anything, you will be getting more $$ than you sell the car yourself.

do some research on how much is it going to cost for you to buy the car at your year/mileage from dealer or whatever and that is how much you should expect from the insurance.

Tru Q Le

yeah, i've had a car that was considered totaled after a girl ran into it while it was parked outside of my house. i just wasn't sure if the damages were enough for it to be considered totaled in this scenario.

extremely unlucky with cars man...

thanks for the input guys, much appreciated!

csmeance

Above are the TSX Values. Repaint alone is going to be about 2K, then the additional parts and refinishing. I'd say about a $3500 repair all said and done.

Tru Q Le

ok, so the insurance company got back to me, they said that my car is a total loss and they will give me an offer on monday...

TacoBello

Whatever offer they give you, don't accept it right away. You more than likely can haggle for more.

YeuEmMaiMai

that is the same I would have guessed 3.5-4K


get printout of as many TSX in your area and average out the prices for cars with similar mileage...

1StGenCL

Good luck and happy car shopping!

cherubino

dayyuumm looks like it got clawed by the transformer