Hey guys,

I am pretty depress right now, I just got into a car accident and it was my fault. Nobody was hurt if you are wondering, the TL is built very well I came out without a scratch. My 07 TL Royal Blue is totaled with only 4700 miles on it; I was scheduling my first oil change. This was my second totaled car I n 6 months, so I am pretty mad at myself right now.

Anyway, the reason I am writing this thread is because I want your advice on my purchase of my next car. I am looking for something under $17,000 OTD with good mpg. Here are several cars that I was thinking about:

-Honda Civic LX
-Toyota Corolla
-Nissan Versa
-Scion xd (or xb)

I was considering getting another TL or another entry level luxury car like the G35 sedam or the CTS but my insurance will just be to high.

Please give me your opinion on what car to purchase next. Pros and Cons on the given cars are greatly appreciated. If you have any car in particular that you recommend, please let me know. Thank you,

PS: Sorry for the grammatical errors

 

Civic LX gets my vote and driving lessons.

 

i know, i should be more patient. i acutally went 6 years with out an accident before my 2 accidents in 6 months....

 

Sorry to hear that. Glad your ok. 2 cars in 6 months? Are you doing stupid things or just bad luck?
Out of those the civic gets my vote. But it's a small car, if you crash that one you may not walk away.

 

Given the recent streak of bad luck I'd suggest something bigger with an ample crumple zone.

I'd recommend a 2G TL. It's dirt cheap now and so long as you find a decent one should serve you trouble free for years to come. Work off your insurance rate for a few years and then get something else.

 

 

+1

 

Unless you get the AT

 

If I were you I would take the bus.

 

The Corolla might be a 2009 and this would be interesting somehow, but my pick in this class would be a Rabbit with ESP.

You might need all those airbags!

 

 

I'd get a new civic or a mazda 3 5-door. I personally prefer the mazda's styling way more than the new civics, but not sure how reliable they are compared to honda.

 

You totaled two cars in only 6 months?

 

A 2006 Legacy GT.....You'll have AWD to help you, and because its a Subie, the insurance should be cheap.

 

I think the first thing you should do is call your insurance company and beg for mercy....and some vasoline....Your next insurance bill is gonna hurt.

Then I would ask them which cars have the lowest insurance rating and work that way.

 

If you can really get ESP with the Rabbit, then I'd +1 on that suggestion.

It should help you avoid accidents in the future.

 

Honestly, wouldnt most insurance companies drop someone with two totals in 6 months?

 

haha they dropped me the second i got in my first wreck lol..

 

Civic is a very safe vehicle. thats the way to go. Honda's first priority is safety, sticj with them and thier cars will continue to protect you.

 

Buy a bicycle. Seriously.

Or, put your car cost down to $10,000...cuz you'll probably need the rest to pay your insurance premium. Oh, and don't forget about that hefty premium over the next 5 years too. Save up.

Honestly, if you're even able to find a company that will insure you (and if the high premium is even worth the cost of driving/convenience for you), I would get the vehicle that costs cheapest to insure, as NSXNEXT suggested. I wouldn't bother making your own list of what cars you want, I'd pay attention to their list.

It's going to be A LOT cheaper for you to find an alternative mode of transportation for the next few years until your rates drop.

 

How did you crash???

 

I'd take the civic.

Have you looked at the Honda Fit? It's a great car IMHO. I test drove one and it's quite fun to drive even though it does lack power.

 

the fit is a great car if you aren't looking for alot of hp.

 

Just to join the chorus here, if you're in an urban area where it's possible, take the train, light rail, bus, etc. If not, a bicycle will work-- more efficient and economical in every way, in addition to minimizing your driving issues.

Otherwise, get a USED car that your insurer's assigned/specialty risk pool will insure.

Oh, and take a high performance street driving course, or join the SCCA so you can become better acquainted with the limitations of cars and drivers. You will have fun and learn to deal with emergency situations at the same time.
G/L!

 

of the four you listed, i'd vote for the civic.

but i'd look at a used car depending on what your insurance is going to look like now.

but glad you're ok and nobody was injured.