DIY window etching for insurance discount?
05-08-2006, 10:08 AM
#1
DIY window etching for insurance discount?
Has anyone done this? I just realized that there are DIY window etching kits out there for like $30.... (makes you wonder how dealers can charge your $200+ for what cost them $10 
). I want to get it for insurance discount, which is on avg a 5% discount that easily makes up for the cost of it...
Here's one site:
http://www.vinguard.org/
Supposedly you just do it and send the certificate to your insurance company and they'll apply the discount.
). I want to get it for insurance discount, which is on avg a 5% discount that easily makes up for the cost of it...Here's one site:
http://www.vinguard.org/
Supposedly you just do it and send the certificate to your insurance company and they'll apply the discount.
05-08-2006, 10:22 AM
#2
No car insurance co I ever had gave a discount for window etching? I always thought it was a dealer scam to make more $$. I mean really if someone steals you car the windows would likely get broken anyway & the VIN is stamped on most major parts of the car already.
05-08-2006, 10:59 AM
#3
Well, the idea of window etching is to make it harder for the theifs to resell the stolen car as a whole or for parts, at least they would have to go through the risk of getting caught if they don't replace the windows... It doesn't add too much security IMO, but it is somewhat effective.
I think you only get a discount towards comprehensive coverage
I think you only get a discount towards comprehensive coverage
05-08-2006, 11:14 AM
#4
'Big Daddy Diggler'
Originally Posted by supraken
Well, the idea of window etching is to make it harder for the theifs to resell the stolen car as a whole or for parts, at least they would have to go through the risk of getting caught if they don't replace the windows... It doesn't add too much security IMO, but it is somewhat effective.
I think you only get a discount towards comprehensive coverage
I think you only get a discount towards comprehensive coverage
05-08-2006, 12:11 PM
#5
yeah i'm bored.
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my dealer threw it in for free, but i believe i did get an additional discount from state farm for having it...not a bad deal for a $30 investment, as long as you don't shatter your glass
just call your insurance company and have them verify accepting this for a discount before you go messing around
just call your insurance company and have them verify accepting this for a discount before you go messing around
05-08-2006, 02:39 PM
#6
Originally Posted by bigman
Please, all they have to do is get the $10 window etching kit from an arts and crafts store and etch over the factory vin. If done good, it would look like a blank rectangular etched block. Window etching is stupid and doesnt deter anything.
I think if you were going to buy a car and see a blank rectangular etched block on the car window, you would get suspicious, wouldn't you?? anyway, that was the IDEA of the thing anyway, whether it works or not I don't think any of us know for sure... It's like a car alarm, most car alarms are easy to disable.... just pull out the fender liner, release the hood cable, open hood, disconnect battery and it's silent. but is a car alarm effective, I think yes.... it reduces the likelihood of your car getting touched, thiefs would rather go for a car without these things in place. Why go through the trouble of taking the chance and go through the extra trouble when you can go to the next car without a car alarm or window etching to deal with?
Furthermore, for $20, you get a little added 'security' (really just another thing to give more trouble to potential theives), and some insurance discount...why not
Actually, I think I found out that you can take it to a NYC precinct that participates in the crime watch programs and get the window etching for free....I'm trying to find out for sure if this is true...
05-08-2006, 03:35 PM
#7
What Would Don Draper Do?
Originally Posted by agean
my dealer threw it in for free, but i believe i did get an additional discount from state farm for having it...not a bad deal for a $30 investment, as long as you don't shatter your glass
just call your insurance company and have them verify accepting this for a discount before you go messing around
just call your insurance company and have them verify accepting this for a discount before you go messing around
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05-09-2006, 12:26 AM
#8
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Originally Posted by bigman
Please, all they have to do is get the $10 window etching kit from an arts and crafts store and etch over the factory vin. If done good, it would look like a blank rectangular etched block. Window etching is stupid and doesnt deter anything.
I've never heard of any car thief who passed up breaking into/stealing a car because it had window etching. Waste of time and money.
05-09-2006, 10:27 AM
#9
go like hell
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my wife has it on her 98 Contour.(only reason she has is because she has 9 or 10 points on her record so she does anything the insurance company says to save money since her rates are crazy). If it was me and the Insurance company offered 5% off coverage I'd go ahead and do it. Also spring the extra bucks and have either a body shop or dealer do it. we had a body shop do hers. it was like 25 bucks. 
05-09-2006, 10:37 AM
#10
Senior Moderator
Originally Posted by fuzzy02CLS
No car insurance co I ever had gave a discount for window etching? I always thought it was a dealer scam to make more $$. I mean really if someone steals you car the windows would likely get broken anyway & the VIN is stamped on most major parts of the car already.
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