Heya guys,

Just wanted to announce the great news. I just got back from Motorcars Acura in Cleveland, OH with my new CBP TL-S 6mt

After MUCH research I and no luck finding a ASM/Taupe, I chose the CBP/Taupe instead.

My deal details:
MSRP $38940

I paid $33333.00

Base Price: $33333.00
Doc Fee: $269.50
Trade-in: $14,800 ('04 NBP TL 6mt Base w/52400)
Tax: $1455.68
Finance: $20258.18
Term: 60 months
Rate: 5.09% / 4.74% Chase 730+ score
Payment: $383.87

I was unable to go below invoice and get 2.9% through AHFC. Either way I think I got a great deal.

I hope this gives a guide to anyone else looking to pull Le Trigger

miiipilot

 

Congrats ... I can tell you are all excited and who wuldn't be?

 

congrats! keep it in the acura family

post up some pics when you get a chance

 

not a bad price

__________________
Kansas City/Missouri Meet!!!

 

 

Congrats....

Many people make a mistake.... They opt for $2500 instead of the 0.9% Apr.

I just booked my NBP 08 TL S 6Spd. I got it for 35489 + ttl with $500... cash back and 0.9 apr for 48 months. If u work the math there is a lot of saving on the apr than 2500 dealer cash back.... just my

Btw I financed $ 24000

 

I think you got yourself a superb deal. Good color choice - CBP is for elegance.

 

It's not a "mistake" that causes people to take the cash vs the APR. The APR is only the "possible" better deal if you intend to hold the loan to its maturity.

For example: When I purchased our Suburban I took a $6500 incentive from GM and used GMAC financing at near 7%. I could have easily received a better rate elsewhere yet I wanted the $6500 cash. I made a few payments at that APR then paid it off...

Bottom line, have a plan and take the smart path. Almost all financial gurus, given the typical car purchaser, advise you to take the cash. But, as mentioned that may not always be the solution for everyone.

 

 

congrats and nice title...made me look

 

That's the perfect color combo. Congrats on the purchase and enjoy the ride.

 

Nice deal!
Congrats!

 

Agree 100%

 

Welcome

 

The key factor is the rate & how much you can finance because a car is a depreciating asset.

So at a very low rate, with inflation either constant or increasing, it makes no sense to pay it off early. I took a zero down, zero interest deal over the $6K cash back on the 2008 4X4 Expedition EL Limited.

It listed for just over $51K & I financed $42,000 @ 0% for 60 months. I have not used one penny of my own money to buy this car. As the loan goes out over its term, due to normal inflation, each dollar repaid has less value then the current dollar.

Therefore considering the present value of the money involved vs its future value; you are much better off using the early payoff money for acquiring true appreciating investment or just sticking it in the bank at any rate better then inflation instead.

 

Congratulations...

Great Car at a Great Price.

Enjoy your ride

 

welcome and congrats

and you picked a great color, that is one of my favorites for the tl-s