Second opinions needed.

Put a deposit down on a fully loaded G35 sedan (with bodykit and Nav). The problem is, this car is my second choice. My first choice is the TL. Reason why I went for the G35 is because got a better lease deal:

MSRP on G35 is about $39,000. The lease is for 39months at 10k a year.

compared to,

The TL WITHOUT Nav. 48months at 12k a year.

The G35's lease is about $30 a month less than the best deal I was offered for a TL.

So.......what would you do? Keep the deposit on the G35 or cancel the check and go back for the TL.

Thanks in advance.

 

Renegotiate your lease deal with Acura. No harm in taking the deal you got from Nissan and going after Honda finance to match it.

 

Sales manager at Acura would not budge. Just kept bashing the G35. I think the deal on the TL was awesome, just the G35's numbers were alot better.

 

get the one that makes you feel great when driving off the lot knowing you got the best deal possible and also knowing that you got the car that you really wanted without the second thoughts

 

This is exactly the problem! The best deal is the G35, by far. And what I really want is a TL (g35 my second choice though).

 

Shorten mileage on the TL lease 10k to match the G35 lease.

You realize that with a 48mo lease that you will beyond the warranty period.

You may not get back the deposit on the G35, factor that into the TL's cost

 

You cannot shorten the mileage to 10k on a TL lease, 12k is the lowest.

I plan on keeping the next car I lease, so warranty will run out regardless. Sick of leasing.

I haven't signed anything on the G35, just put a deposit. Besides, I could cancel the check.

 

I agree with D4SSWME. Seeing that you live in NJ, you also need to think of our winters here when driving a RWD car. I guess others have gotten along fine so it might not be that big-of-deal. The only thing I can say to you is that you will probably have this car for the full duration of the lease so whichever one you choose, you'll have it for more than three years. Is $30 more a month gonna make or break you? Don't know your situation but good luck anyway.

 

...this is a no brainer!............buy the car you want!!!!!! .....is it really going to be worth the 30 $ difference....when your sitting in your g35 and always wishing you had the tl. Life is short get what you want!

 

Again, this G35 is FULLY LOADED, think of a TL A-SPEC with Nav. Pretty much what this G35 is.

 

...well okay I see what your saying but.........you also mentioned it was a sedan.......now it is only my opinion but the tl is way better looking inside and out......for god sake do what it takes then and get the a-spec......trust me 5-10000 dollars difference in your lifetime is a pitance! (hopefully you will realize this sooner rather then later)....get what you want......are you hearing me...get....what..you...want! (okay I'm finished)

 

It is hard to give a second opinion as you are sort of asking us to compare apples to oranges. However, I suspect that the TL is actually more expensive than $30 a month. Since the residual drops more quickly at the beginning of a lease the 39th month lease should be more expensive than the 48 month lease. I suspect that if you compared the 48 month lease rate for the G35 with the TL the savings would be $35 or $40 a month rather than $30 a month. These savings may well stem from the fact that the G35 probably has a higher percentage residual value at the end of the same term as compared to the TL. At least that was my experience when I shopped the two in Canada.

You are really talking about paying at least $4,000 extra for the TL over 39 months. That is a lot of money. Car salesman love to get buyers or those leasing into the mindset that it is only a few bucks more a month. Those few bucks add up over the term of a lease or a finance contract.

When I was looking I figured that the G35 loaded (automotic) listed at about $6,000 Cdn more than the TL. However, the deals on the G35 were better, the residuals were better, (in Canada the Infiniti warranty was better) and lease rates were better. By the time this was all factored in the monthly cost of the TL and the G35 were very similar. So for me price was never a major consideration.

Although I loved the exterior looks and the way the G35 drove better than the TL, in every other respect the TL was a better choice. In the end, I chose the TL because I simply couldn't find a comfortable seating position in the G35 and I found the seating in the TL very comfortable.

If the G35 is a close second and there is not a negative to the G35 that would really destroy your enjoyment of the car, I would be very tempted to save the $4,000 plus and get the G35. I am assuming that 4 grand is a lot of money to you as it would be for me. However, if any negative aspect of the G35 would destroy your enjoyment of it, then I would get the TL and pay the extra $30 to $40 a month.

One other comment. I have had my TL for almost 3 months and I love the car and I have had no regrets about not getting the G35. Every time I see a G35 I do admire its looks but I know my TL is still a handsome beast on the outside and is a much better looking car on the inside and that doesn't even take into consideration all the electronic goodies in the TL.

Good luck with your decision.

 

AH JEEZ!

Apologies to all. The TL's lease is $30 less, not the other way around.

 

With the mileage/month difference factored in, both leases are about the same $'s. Based on what you've provided, the G's sticker price is about $5K more than the TL. This makes the G a better deal on paper. It's all worthless though if you don't really like the car and would really rather have a TL.

 

I do like the G35 sedan especially with the body kit. But it's not my first choice. The TL is, and the fact that it's less than 6 months old makes it more attractive.

 

Just out of curiosity, if your intention is to keep the car past the lease period, then why lease? Why not just finance the car? Will they not allow you to finance? What benefits are you hoping to gain be leasing the car?

 

Well, my plan is to lease becuase of cheaper monthly payments. At the end of the lease, I'll finance the remaining value or pay it off completely.

 

I would buy the car I really want (that I can afford) and get the best financing for my situation.

Mike

 

Decisions, decisions. *sigh*

 

How can you ask that question here? Everyone who owns a TL would tell you to cancel their G35 order and buy a TL.

 

Damn, that was your 1,000th post. Regardless of any website, opinions can be bias. Just looking for honesty. There are impartial people.

 

As an impartial person, tho I do drive a TL, I would say that you should get the car you most want. If you're going to be kicking your ass every day for the next 39 months after getting the G35, is it worth the extra $30 you save every month?

If your Acura dealership won't budge on price or leasing terms, call others and find better deals. If you're going to keep the car for longer than the 39 or 38 months, I'd say to just buy the car out right. If you can arrange financing for the car at even better terms, go for it.

As a TL owner now, I love my car. I think it's the best "value" for the price. I love the body design of the TL, I'm not crazy about the G35 itself for the "looks". my .02

 

Nah it wasn't. Was somewhere else :p

 

With leasing you essentially "RENT" a car for the lease period and then you turn it back into the lease company or "pay retail" for it at that point. If your TRUELY tired of leasing, then why lease? If the answer is "I can't afford it" then my response is "you can't afford NOT too.

 

That means buy the TL. I'm not going to try to give you financial advice; if you can't figure out what's best for your financial situation (which you should know better than anyone), and are willing to trust the financial advice of a bunch of internet car forum participants, then you probably shouldn't be dropping $35k on a car.

Mike

 

Financially, there is no problem. The thing is, the G35 is about $6,000 more in the MSRP, yet it's only $30 more in monthly payments for a lease.

 

Sorry, apparently I forgot how to multiply but since the TL monthly is cheaper it doesn't matter. I don't have a feel for residuals in the U.S. It strikes me that the TL may be the better deal as the 39 month lease would normally be more expensive than a 48 month lease.

I agree with the suggestion of purchasing the car rather than leasing. Leases are potentially advantageous if you don't want to keep the car for more than the term of the lease, don't put on excess mileage, don't want to modify the car and keep the car in pristeen condition. If these conditions don't apply, and maybe even if they do, leases are more expensive than purchases.

If you really plan to keep the car for more than the term of the lease, then you might want to consider a purchase with a longer finance period. The total interest will be higher but with an open loan you could pay it off sooner if you get a little extra cash.

Clearly the monthly cost of carrying the TL on the lease is cheaper than the G35. I think the TL is the way to go if you are going to lease. The buyout at the end of the TL lease shouldn't be much more than the G35 after 48 months.

Good luck.

 

IMHO the TL is way above the G35 sedan in looks and performance. The reason you can get one at a huge discount and almost MSRP for the TL is because a lot of car buyers feel the same way. The G35 just looks like cheap plastic, while the TL might still use plastic, but in a refined classy way!
In reading your posts I would tell you that you will regret your purchase the day you drive on the Infiniti lot. While you will not want to stop driving when you drive off the Acura lot! The other comment I would have is to the price difference between the two. If you forget about the list prices and focus on the monthly out of pocket expense you will probably not feel that the Infiniti is that much of a better deal. If you can afford it, I recommend that you purchase now rather than lease. Since you are planning to purchase at the end of the lease anyway. You should get the TL for sure if you will purchase either car at the end of the lease. After a few months of car envy you are going to wish you got the TL anyway! Besides the G35 is nothing more than a pumped up Altima for the most part. Just my $.02.

 

I don't understand why you'd consider your more expensive second choice.

Mike

 

Way better lease deal.

 

It's still more expensive, even if it's a "better" deal. MSRP is irrelevant, only what you will actually be paying for the car matters. There is no way I would lay out more cash for my second choice car.

Mike

 

Just cancelled check. TL here I come.

 

Well congrats on your decision.

I love how many people think that they're getting a better deal because they save an extra $5 on an item just because the MSRP is marked $5 higher, G35, compared to an equally great if not better product, TL.

 

Is it just me, or does anyone else get the impression that MoeMZA should not be buying a $35k car right now? Especially since, as he said in another thread, he can't afford to put any money down...

Of course, everyone tells him that he NEEDS to get the TL or get what he wants....

Moe MZA, I'd take my time on this one. Scrape together at least a small down payment and then get the TL...maybe at the model year's end. You could probably get a great deal on an '04 in September.

 

Right now, AHFC is leasing at 55% residual for a non-navi (53% navi), with a .0025 money factor since May 25, which corresponds to an APR of close to 6%. Current loans are running 3.7% or higher (Pentagon Federal, Capital one, USAA, and so on). It would make more sense to get a loan since you want to keep the car, although your strategy may be to keep payments lighter now out of necessity then hope you will be financially more secure later (otherwise, I have no idea why you want to follow your plan - you will pay more of your money to the lender/lessor as profit than with a conventional loan in the long run). In three years, you will have to fund $18000 or so if you lease now and keep the car (MSRP of a non-navi times 55% residual), which is more than what you paid in the car's depreciation for these first three years. With a 60 month loan, you will have paid off more than half by three years.
As one poster was distrusting of financial advice on this forum, you may want to consult an independent financial advisor. The couple hundred or less spent will likely be more than paid for (silly bash - some of us delve into this area deeply and are happy to share what we know - your own research can corroborate it, such as calling an Acura finance manager to confirm my AHFC numbers).
Good luck.
cnp