One of my friends wrecked her TSX and is getting herself a TL. So she goes to the dealership and is psyched as she tells me this on the phone that she is comin home with one definitely. Either way, I get a call 10 mins later with her screaming and crying. I freaked out and redialed her number and little do I know, she was on a test drive and got into an accident. The car was totaled and she decided not to share the drtails with me of what happened. She thankfully was not hurt and only had a few scratches and bruises on her.

What will happen now as far as she, the insurance company, and the car is concerned?

 

wreck 2 great acura?! my god!! she's better not driving again from now on.

 

and i guess her insurance rate will be crazy

 

OMG! This is why the dealer requests your insurance information BEFORE you test drive. Her ins. will cover the wrecked car, then will either boost her rates or boot her as a customer, having wrecked two cars in a short time. No offense meant, but what is wrong with her? Bad luck? Bad karma? Ataxia (unsteadiness of limbs that is a medical problem)?

 

whoa...i've always been afraid of that to happen to me. but as far as insurance goes, i think neuronbob covered it pretty well. i hope nothing too bad happens and that she isnt traumatized

 

Depends on whether or not she was at fault for each collision, if there were any injuries, and what the insurance laws in her state specify. On top of all that, each insurance company deals with claims/customers differently. If HER insurance company has a policy that after 2 collisions a customer is dropped, that's what'll happen. Also, her driving record (traffic citations, etc.) can/will play a roll. Each insurance company is different, so there's no way to say for certain.

Additionally, depending on the DMV laws in her state and her past driving record, she could possibly have her license suspended or revoked.

The best thing to do is ask the insurance company and the DMV directly.

 

That is so sad. I hope it was not her fault. If it is, insurance premium will be hell lot than what she was paying.

 

It depends. Unless she signed something, or was given prior disclosure of her liability, she migfht walk away with zero accountability, or partial. I test drove a red E36 M3, signed nothing, and my friend took the wheel and hit 3rd instead of 5th at redline! He spun the engine. So they call me up and ask for $14k, and I said for what? I was given no disclosure, and was not driving. They said they would sue me - I said bring it! They ate it - I had also called the GM and told them I had bought the black one, and was he in the habit of suing his customers. I don't know if my friend's insurance got slammed, but I paid zero, zip, nada.

 

She's been out of the country for a week now and so i havent got in touch with her to see wha has happened. She's a good driver with no points, none of I know at least. The TSX was her fault and I don't know bout the TL..oh wells..keep ya updated..

 

No, her insurance will not respond. The dealer would have coverage for this sort of thing.

 

holy bad luck batman