sifuacura

iTrader: (1)

hi guys
i was wondering what is the requirement for loaner car?

Do i need my name on the insurance policy? Or it is not require? The car has insurance but my name is not on it.

stillhere153

iTrader: (1)

last I checked they needed a mastercard or visa, they photocopy it, you sign the paper, visually inspect the loaner with a service guy, and you are on ur way my friend

MustBeTL

Wouldn't a loaner be insured by the dealer directly? Just a guess.

Bearcat94

I had to provide License and current Insurance Card.

I assume the insurance has to list the name of the person driving the loaner, but not sure about that. I figure they are trying to make sure that the loaner and driver are covered, not the car in for service.

Maybe just call them and ask?



Well, yeah, they are insured, but they don't actually want to use their own insurance if the need arises. They want your insurance to pay if you crash the thing.

08WDP

you need to be age of 25 to be driven a loaner's car or rented car btw seeing that you are 22.

01tl4tl

states vary- some allow 21
the dealer has insurance on the car- theirs would be primary and yours secondary

dudechewy

no u dont have to be 25.........i got a loaner the last time i was at the dealer and i was only 23 at the time.

sifuacura

iTrader: (1)

yeah in texas its only over 21

the reason i ask is because im getting my recall done tomorrow and i need a car to go to work when i drop it off...

01tl4tl

as long as they have a car available- you get one
they are provided by th edealer- not acura- so they are eating the cost of it.
Another reason I take a box of donuts in with me- I would like a clean nice loaner please

stillhere153

iTrader: (1)

I've gotten a loaner on previous occasions and they treat those cars similar to a rental car company... ie. 4 dollar car washes

SodaLuvr

I think in CA you have to be 25, correct me if I'm wrong 01tl4tl.

chillout24

I think that's only for rental companies like Hertz, Enterprise etc. Most car dealers you only have to be 21, at least all the ones that I've been to while living in CA. All they needed to see was my license and I think my insurance card, or maybe just needed to know what insurance company I was with.

stillhere153

iTrader: (1)

in other states such as in new york... if you are under 25 you can rent a car no problem... but the problem is you can only rent the compact/economy cars... so I was rolling in a chevy aveo hatchback

06 Acura TL A-Spec

nope. ive got a loaner car when i first purchase my car when i was 21 and also got a loaner car from infiniti when i was 18.

TL2498

Liscense & Proof of insurance, with your name on it.

You sign a contract which is basically a rental agreement.

vinnier6

iTrader: (1)

why arent you on the insurance....cant afford it?

have your parents drop the car off and get the loaner and then you can drive that....

fsttyms1

Its not a law, its up to the dealer. It all depends on what their insurance company wants. If you havent asked for a rental when you bring the car in already you shouldnt just assume they will give you one. You should verify that they have one and will give it to you

sifuacura

iTrader: (1)

with all the mods i put on the car, i could use it to buy insurance for a long time..but u see..family pays for it so i dont have to waste money and save it for car payments =)

they gave me a loaner today. Got an 08 Antracite (sp) TL with Navi...one thing i noticed was the huge side mirrors compare to my 05 tl...

sixsixfour

South COast Acura just needed a copy of my driver license and proof of insurance and off i was.

lusid

Age differs by every dealership, the MN dealership in Brooklyn Park is 25.

But you need a drivers license & insurance.

Rounder

License, insurance card and credit card (in case you don't put gas in the car).

rajunwild

A loaner is covered for 30 days under your current insurance policy. That is why they take that information along with other and make copies. To protect you and them.

santana11981

wait....I tried to get a loaner last time when i went in for service and I was told no because i didnt buy the car from that dealership.

Is this normal or was the guy being a dick.

1StGenCL

I have gotten loaners well before i was 21 and all they took was my insurance. The guy usually tells me not to bother filling it up either "Hey there is a full tank of gas, just make sure there is enough left that we can make it to the station to fill it up again"

GUMP

I know they always take my credit card and license number. I don't think they need my insurance card. I always make an appt at least a week in advance and always get a loaner for the day. My dealer provides a shuttle to work, but it always seems no one works or lives near me, so I'm always dropped off last which sometimes takes an hour. I've had work done on a Friday twice and I was able to take the car for the weekend. They had to order parts and they wouldn't arrive until Monday morning. As long as I put the gas back in, I was free to do with it what I wanted.

timmahh

At Niello Acura you have to be 25; since i'm 24 I get shuttled over to Enterprise, they cover $35/day... everything else comes out of pocket. The $35 gets you a Nissan Sentra or Focus, etc. - which in my opinion is not appropriate if I have my TL in for service, I should get a similar car, so I pay $15 out of pocket per day for a G35.

Tomorrow is day #4 for the rental. Sucks, but atleast it's fun.

vinnier6

iTrader: (1)

well arent we special....

Bearcat94

They were/are dicks.

PolishPete

In IL...bought TL at 20 and also received a loaner at 20.

Insurance does not have to be in your name...my wasn't then, still isn't now, but can still get a loaner.

Insurance follows a vehicle and not a person. Anyone driving a car is insured if they have permission to drive it. (that's why you don't let friends drive your car, if they crash, its on you and your insurance, not theirs).

I'm insured in my household, and although the vehicle is in my name, the policy has my mother as the primary. Even if I was primary, the cards would still have her name on it, because thats how the billing system name is setup. Every car in the household has her name on it.

(I work for an insurance company, the above is not illegal in anyway, just setup to have the lowest rates on each car...again because the cars are covered, not people specifically)

jguerra23

You got an 08 Polished Metal Mettalic.....there is no such thing as and Anthracite 08 buddy.

Soccer_playa1579

hey are u goin to goodson, vandergriff or mcdavid?

FastInFairway

At my dealer in KC they only required my insurance and DL the first time I went in... I get a loaner for any work done to my car other than oil changes. Each time after the first all they asked for was a signature and what insurance carrier I have... don't even ask to see proof.

They also don't have an age limit... at least to my knowledge. I bought my car when I was 23 and my dad has an MDX that I've taken in for him when I was 21 and they gave me a car for his too.

sifuacura

iTrader: (1)

vandergriff. talk to james.

jvinhj240

i think its the other way around.


You pay ur insurance first. Just like you borrown your friend car.

SLAYER6669

I guess it's really up to the dealer. I bought my car in PA but back in December I called to make an appointment with the closest dealer and requested a loaner and when she realized I didn't buy the car there she still gave me one but said I shouldn't be surprised if I'm denied them in the future. Today I just made an appointment again and I'm pretty sure it was the service manager who took my info and he offered the loaner himself, which is what I was hoping for

dejavecu

Some dealers simply do not have enough inventory and do not offer loaners. Some who don't will arrange something if you are incredibly valuable customer e.g. you bought a car from them.

santana11981

Thats what I figured...thanks.