Insurance prices on new TL?

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Old 10-07-2003 | 07:58 PM
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Insurance prices on new TL?

Anyone know what kind of Premium the new TL is going to cost? I was wondering what, if any, some insurance prices are on this rocket!

Thanks,
Mark
Old 10-07-2003 | 08:02 PM
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From: Los Angeles, California
yeah i wanna know if they're would be a difference for good or bad between the 2004 TL and the 2003 TL type-S in terms of insurance rates. For example would the insurance be less because they're is no more type-S notification or will the insurance be more because it does have more power with or without the type-s badging?
Old 10-08-2003 | 08:57 AM
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I just checked with my insurance company and it is going to be 2300 a year. I pay 2400 a year for a 98 lexus gs300. I pay this much because of only being 24 and totaling my 02 tl types S 1 year ago. I am anxiously waiting for a good lease option to come up o so I can dump the lex
Old 10-08-2003 | 06:26 PM
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My rate is $22 more than on my 2002 TL-P.
Old 10-08-2003 | 08:12 PM
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so do you think ur paying $22 more a month just cause it's new or because of the power increase over your 2002 TL-P?
Old 10-08-2003 | 09:29 PM
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I should clarify. I'm paying $22 more over a six-month period. It's likely because it's new. ($260 old vs. $282 new)
Old 10-08-2003 | 09:55 PM
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Originally posted by acnup00tl
I just checked with my insurance company and it is going to be 2300 a year. I pay 2400 a year for a 98 lexus gs300. I pay this much because of only being 24 and totaling my 02 tl types S 1 year ago. I am anxiously waiting for a good lease option to come up o so I can dump the lex
i wish I could pay that. Right now I have to pay 2300 for 6 month. make me want to sell my car and get an old car.
Old 10-08-2003 | 10:54 PM
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OHhhh my gawwwwd!

Man, I feel sorry for you guys!

WOW......thats alot of $$$ for insurance!

thanks for the replies !

-Mark
Old 10-09-2003 | 06:00 AM
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Cool It all depends

The amount of insurance you pay depends largely on your driving record and the safely and security features your car has. The insurance rate on a $60,000 car versus a $35,000 probably won't be much different. The key is to stay out of car crashes that are your fault.
Old 10-10-2003 | 09:48 AM
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Don't feel so bad now

My insurance is going from just under $500/6mo for my 98 Accord 4cyl EX, to $950/6mo for both, with $250,000/$500,000 liability and collision, and uninsured, and wage reimbursement ($2000/mo if home due to car wreck).

I love USAA.. I got my loan and insurance from them. 4.3% for 60mo
Old 10-11-2003 | 10:51 AM
  #11  
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insurance rates are also state sensitive NYC & NJ have the highest rates in the country, wether you drive a new or old car or if its $10K or 100K, the liability costs are outragous in these two states
Old 10-12-2003 | 04:49 PM
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Tell me abt it. I am currently paying $2400 for an s2000. I am 30, married, zero points, perfect driving record (knock on wood) for more 10 years and I have been through performance driving school training! Kills me that if I were living in say VA, i would be paying half of that! I am hoping the TL wont be more than my current car...that would be a deal breaker for sure.
Old 11-08-2003 | 04:13 AM
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I'm paying $2,000/year on the new 6MT and '97 ford Expedition. However, the expedition only has collision.
Old 11-08-2003 | 07:21 AM
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Any Canadians here willing to share their insurance rates too. I am paying about 200 more for the 2004 TL than the 2000 TL. Now approx. 2000 per year.
Old 11-08-2003 | 07:25 AM
  #15  
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From: Miami, FL
If you lease, your insurance is going to be higher. If you live in a Metropolitan area like Miami, where car thef is hot, expect to pay more. My insurance for a lease 04 TL costs around $1,300 per year from companies like SF.
Old 11-08-2003 | 07:49 AM
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Originally posted by TorontoTL
Any Canadians here willing to share their insurance rates too. I am paying about 200 more for the 2004 TL than the 2000 TL. Now approx. 2000 per year.
About the same. We might get a 10% break reduction next year if our wonderful new premier doesn't back out of a fourth promise.
Old 11-08-2003 | 08:51 AM
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Had I stuck with State Farm here in Dallas, Tx., I would've had to pay $890 or so every 6 months. I switched over to the Costco/Amex program and I'm paying $630 for the same insurance. But that's going to go up to about $670 because I noticed I only have 25/50 body injury liability.

I have had a clean record for the past 10-12 years, but I live in Dallas county which I was told was the most expensive county for auto insurance in Texas. I feel for some of you people that are paying over $1k and dang, $2k every 6 months. State Farm couldn't tell me why rates were so dang high for someone with a clean record for so long and said it would probably be better to switch to someone else. So I did.
Old 11-08-2003 | 10:34 AM
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I'm paying $654 every 6 months for both an '04 TL ($349) and '04 TSX ($305). We also have our homeowners insurance through the same company so we get a break on the cost. I was paying $289 on the '99 TL.
Old 11-08-2003 | 10:58 AM
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My insurance on the 6MT/Navi 2004 is about $720 per year through Progressive. 0 points, clean driving record. I am leasing so I carry very high covereages (100/300, etc) and I carry compreshensive on it. $100 deductible on comp $500 on collision.

Before I had a VIN to check with they ran it as a TL-S and it came up over $800 so it should be comparitively less then a TL-S.
Old 11-08-2003 | 11:02 AM
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Mine went down from my 2002 BMW 325i. However, I think that is because the insurance companies do not have the specs on the '04 TL, yet. Thus, my company (and I assume everyone else's) used the '03 TL for setting the rate (note, NOT the stype S). When they see the HP, sticker price, etc., I assume that the rates will go up.
Old 11-08-2003 | 11:04 AM
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Ya, they still don't have my VIN to check...I'm hoping that once the VIN is in their system the rate will go down. By the way, I have 0 points as well.
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