TacoBello

Is it not a requirement to have auto insurance in the US? I hear so many stories of people not having insurance down there. In Canada, you can't even have a car parked on the street without insurance. Fucking stupid if you don't require it.

Flipster23

iTrader: (15)

People get away with alot over here. Tons of people rolling around with no insurance.

thoiboi

OP is from Los Angeles, it's DEFINITELY required but yeah a lot of people run without it.. He also mentioned it had just lapsed about a week before.

TacoBello

That's crazy. The fines and repercussions for not having insurance here are pretty harsh. I don't think I've ever met anyone who willingly drove around without insurance. The amount you'd pay in just fines, not including law suits, is enough to make people think twice about doing that. I think here, first offence for no insurance is like a $2500 fine.

Flipster23

iTrader: (15)

I was pulled over and didn't have my insurance card on me. (Well I did, it was on my phone) Cop was saying it's a $1200 fine. Don't know if he was BS'n.

thoiboi

Not far from the truth: But it seems if you go to court, and prove that you had insurance, you can get the fine lowered:
How A Driver Can Avoid A $1K Fine For Not Showing Proof Of Insurance, Registration « CBS Los Angeles

polobunny

Irks? No pity from me. Do the right thing and get fucked over? I'll be nice. Do the wrong thing and get fucked over? I'll laugh my ass off.

My X-Ice 2 are almost brand new, but I'll think about it in 2 winters.


At least civil liability. Cars worth under $2K I didn't insure them both sides, if I crashed them I was prepared to pay.
That said I never got in an accident, although I did touch bumpers while backing out of a parking spot at the gym once. My car had nothing, other car had nothing either, I barely made contact. Hope I ain't jinxing myself...

TacoBello

Oh yeah. Im sure it juuuust happened to lapse

Jamie's 08 TL

Is it crazy that I would give Stevie Nicks the goods? She'll be 67 this year, but she's still an attractive woman! Gary.. Opinion?

TacoBello

I wish more provinces would follow Quebec in making winters mandatory. Such a smart idea. That being said, you can always sell your current tires and buy new ones. After the season is done, that is. Obviously you'll lose some money but it's better than having your car floating around for the next two winters.

And yeah, for cheaper cars I only had basic coverage. If the car was written off, big deal, go pick up another one for a few thousand bucks. As long as I was covered so I wasn't getting sued, all was good.

TacoBello

She's too young for Gary's liking. That's almost jailbait for him

Yumcha

You read this where she took cocaine through her hooha-parts?

Stevie Nicks' cocaine habit burned hole so big she took the drug through her privates | Daily Mail Online

Yumcha

Who is "older" that IWHI...?

Raquel Welch. Monica Bellucci. ALLLLL night long...

thoiboi

I was just being nice, that shit actually really pisses me off.

Actual CA law states you need liability insurance AT THE VERY LEAST. I had the same mentality on my last car, it was a beater, no need for comprehensive/collision if you're willing to fix it on your own.

Jamie's 08 TL

I've heard she did coc like that back in the late 70's. She can stuff coc in my butt anytime! Matter of fact, I'd love it!

Suzanne Sommers isn't bad.

rockstar143

iTrader: (6)

Jamie's 08 TL

I was waiting on someone to "fix" that.

Yumcha

And...there's that Monday :ghey: turn this thread likes to take.

We are now complete.


THANKS.

Majofo

NSFW...

Majofo

it lapsed.. 10 days isn't something to get your panties in a bunch. Hard lesson to learn but nothing to get worked up about.

Yumcha

I wear briefs. So, I get my briefs up in a bunch over things. Like reposts.

thoiboi

I wear lace thongs... not panties.

And my take is if you are knowingly driving around without insurance, you're not only putting yourself at risk (I couldn't care less if you got hurt), but you are hurting others. How would you feel if you were in an accident with someone that didn't have insurance and got shafted?

Yumcha

I miss skoo sometimes...

polobunny

Definitely a good idea. I've never had a winter car without winter tires even when it wasn't obligatory. Good winter tires are a billion times more important than summer tires and yet I see so many people cheaping out. I just wish they stay away from me.

Regarding insurance coverage, also cannot fathom driving illegally without at least civil liability. It's one of these things that can stupidly ruin your life and make you not have a license for quite a couple years. Good luck working if you live a bit remotely from the big cities. Cost is never an issue when you think of the possible negative outcomes, at least to me.

Majofo

He never said he realized it lapsed before the accident. Obviously if it was 10 fucking days, he was otherwise a responsible citizen up until that point.

How is driving without insurance hurting others? You know insurance is a 2-way street.

polobunny

Who said it hurts others?

thoiboi

I did lol...

Okay Maj, agree to disagree. Of course if I got into an accident with an uninsured motorist, my insurance will cover me under UM/UIM. True. And then I guess it's up to the insurance company to go after the other party to recoup their losses. All in all, I think it's just irresponsible to drive around without insurance more than anything. I think we can agree on that

TacoBello

Of all people, I'd expect you to be the last to believe a post like that on a public forum. Last I checked, my insurance just keeps going without end, unless I cancel it myself; I pay month-to-month because it's just easier that way. Never have to worry about a thing.

Some people pay yearly, but I'd assume it goes on perpetually until someone decides to cancel. Nonetheless, no matter how it works there, I HIGHLY doubt his insurance company didn't send out any notices saying "Hey guess what, you're about to be uninsured. Pay us by this date, or else"

They're in the business of making money, and reminding someone to pay is an insurance company's way of making sure they keep making money.

Jamie's 08 TL

Cars, insurance, snow tires
Somebody PM when the salad tossing commences.

polobunny

Yeah I definitely don't think it hurts others, it's a pretty much victim-less crime if you remove the uninsured person from the equation.

Which is why offenders should be beheaded. Clearly they don't need it, they're not using it anyway.

polobunny

We stop when you come around. I'm almost out of off-topic subjects, leave, quick!

thoiboi

holy shit... went back to that regular versus premium thread to since 2 new pages were added.. and damn.. talk about salad tossing.. it seems there's a pretty interesting divide between ones who think using 87 is okay versus... everyone else that just doesn't bother and just reads the fucking manual and follows what it says..

reminds me of American politics and the climate change debate... NO let's not listen to scientists... it's snowing here, how can the earth be warming up?!

Just tell us one of your crazy interesting stories pb..

Jamie's 08 TL

I could go for another Maj in Vegas story. That was good stuff! But, Peter Rabbit will do.

justnspace

iTrader: (1)

jamie, im trying to go to nawlins like like 2 weeks

Jamie's 08 TL

March 6,7,8!

justnspace

iTrader: (1)

^where are you staying?

Jamie's 08 TL

I've been price shopping. The Clarion Inn on Canal St. is like $165 a night. Not bad for the location. Most hotels in that area are like $300-$500 a night.

rockstar143

iTrader: (6)

Stay in Justin

rockstar143

iTrader: (6)

thoi, I ran 87 in my rsx s once...it ran weird. not bad, just didn't sound quite right.

probably all the extra placebo octane they put in the 93.

Flipster23

iTrader: (15)

The fuck????

Sales a car with tranny issues, buys another car known for tranny issues. Then he wants to sale/trade for a smaller car, older, with more miles.

https://acurazine.com/forums/third-g...d-idea-925690/