I wanted to know the details.

because of bad credit?
or shitty deal at dealership?

 

That's nice man! I did the same, paid off my car and enjoying no payments. Now not getting tempting and pulling the trigger on something new, that's a whole other story!

 

Maybe dealership is owned by vossen
And they got tired of his rants
And charged him higher rates

Lol

 

oh poor jon.

 

Paying my shit off in 2 weeks... It's good to know that it's a good feeling once you do it.

 

Oh what a feeling

 

Sent my last payment of $675.85 yesterday a.m.

 

Not hard to believe at all. I was in the same boat and had to refinance sometime later.

I managed to secure the title by refinancing. Sucks you have this loan that's not really attached to anything, but at the same time, it's nice to have the title.

 

2 months left here.......

just put new tires on, 255/40-17

Next week,
Full Timing belt kit + 'recommends' (cam seals, crank seal, etc)
Spark Plugs
New motor mounts
Serp Belt and Tensioner
Valve Adjustment

After that and being paid off, with the 400 a month i'm saving, i figure i can put half of it away every month for mods, right?

 

Congrats man! Must be nice saving all that money!!

I still have $19k~ left, but that's because I purchased mine last Thursday

 

Jon, where dafuq are yoU!?
i want to know details of your loan.

with new cars, such as the ILX, you can secure an APR of 0%
even used cars, 1.75% APR is attainable.

so, if you're refinancing this EARLY, you got screwed on either the deal or your credit score isnt where it needs to be.

I want to know!

 

^LOL

Back in 2008/9, a local credit union ran a promotion to refinance a new car within the first 4 months of ownership. This would allow a buyer to capitalize on the manufacturer financing-linked incentives and then go to the CU for the better rate or terms.

 

Is he at the Vossen dealer ordering new wheels, or at rent to buy wheel store?

 

wow, that's awesome!

my mom refinanced her vehicle 4 months in only because the finance guy at the dealership screwed the numbers.

she went to the local CU to get that 0% or close to it.

 

I'm sure he got a good deal.

I mean look at all the work he put into researching Vossen. I'm sure he researched his numbers before making the deal..

 

Maybe he's talking about refinancing his legit Vossen wheels

 

Refinance to buy Vossen wheels.

 

i paid my car off early.

car = $23k OTD
put $5k down and took out a $18k loan with 4.25% APR at 60 months.

took care of it in 3 years.

 

Paying my car off next week.

I believe I put down 3k at 2.x% 60 months back in May 2013.

Shit, I would have to go find the contract.

 

Our local CU almost always beats the local dealerships. The only stipulation they have is that you cannot refinance with them again for a year. Have paid off all of our loans early with them as they do payroll deduction (13 payments a year) and I always add extra principle on top of the base P&I payment.

 

Maybe he is getting the picture of the Vossen VIA/JWL certification tattood on?

 

No he is around. I told him Justn is looking for him.

 

 

In a couple of weeks I'll be celebrating with you guys as well lol

 

^^
CONGRATS!!

Maturity was 2018, but you paid off it early? Awesome

 

Wow - congrats 40 months early!!

 

Just joined the club too, had two more months and was like Why? So title is in the mail to me. 2010 literally turned 80,000 on the day I paid it off. Still just a baby.

 

Congrats

 

congrats. cant wait to have that feeling

 

Not sure that'll work, cause the bank will come after him and report his credit history. If it goes to court he will eventually have to pay it back with interest anyway. Just because there is no collateral doesn't mean that he doesn't owe anything. I'm no financial genius but this seems logical to me.

 

It absolutely makes sense but like I said, it would be interesting to read the contract he signed. Either way someone made a mistake somewhere as he shouldn't have the title if he theoretically hasn't complied with the terms of the finance contract (your point).

 

Title arrived today! It's mine, ALL MINE!!! lol. And my loan was at .9% was a pretty sweet time to finance in 2010. Thanks AFS.

 

Congrats again