Paid Off!

Thread Tools
 
Search this Thread
 
Old 04-28-2015 | 10:50 AM
  #1  
fallacy's Avatar
Thread Starter
Instructor
 
Joined: Jun 2010
Posts: 154
Likes: 4
Paid Off!

Made my last payment of $718 today for my 2010 TSX!!! With only 38k miles on it I'm hoping for at least 5+ years of no car payments.. Sorry if it's a lame post I was excited... I assume the bank will contact me with my title?


Extra $400 a month will be nice!
The following 2 users liked this post by fallacy:
Comfy (05-31-2015), justnspace (04-28-2015)
Old 04-28-2015 | 10:52 AM
  #2  
justnspace's Avatar
Moderator
iTrader: (1)
 
Joined: Feb 2010
Posts: 86,295
Likes: 16,270
yep, Bank usually sends title in the mail.
Old 04-28-2015 | 10:53 AM
  #3  
justnspace's Avatar
Moderator
iTrader: (1)
 
Joined: Feb 2010
Posts: 86,295
Likes: 16,270
and CONGRATS!!!
Old 04-28-2015 | 10:59 AM
  #4  
dave_88's Avatar
Dude
 
Joined: Sep 2004
Posts: 365
Likes: 50
From: Philadelphia, PA
Congrats!

I got my car with a 60 months term but i'm more than half way done with just 6 months into it. hoping to pay it off in the next few months.

I'm going to pay this off then buy a toy car (turbo brz/s2000?)
Old 04-28-2015 | 11:05 AM
  #5  
opboarding's Avatar
Everyday I'm rofling
 
Joined: Jul 2011
Posts: 4,755
Likes: 1,788
From: Dallas, TX
I always knew you could do it!
Old 04-28-2015 | 11:20 AM
  #6  
xtcnrice's Avatar
VTEC just kicked in, yo!
 
Joined: Jan 2014
Posts: 4,361
Likes: 1,112
From: Toronto, ON
Congrats!
Old 04-28-2015 | 12:21 PM
  #7  
iSeeYouTwo's Avatar
Drifting
 
Joined: Jun 2012
Posts: 2,969
Likes: 657
From: City of Champs, MA
Must be a huge weight off your shoulders. Can't wait 'til I finish!
Old 04-28-2015 | 12:23 PM
  #8  
PICA's Avatar
Instructor
 
Joined: Mar 2015
Posts: 112
Likes: 14
From: Wisconsin
Nice! I can't wait either, oh right, I just started...I received the title already & under lien holders it says: NONE
Old 04-28-2015 | 12:56 PM
  #9  
fbt's Avatar
fbt
Racer
 
Joined: Mar 2014
Posts: 273
Likes: 31
Don't forget to contact your insurance to let them you now own the car.
Old 04-28-2015 | 01:03 PM
  #10  
fallacy's Avatar
Thread Starter
Instructor
 
Joined: Jun 2010
Posts: 154
Likes: 4
Originally Posted by fbt
Don't forget to contact your insurance to let them you now own the car.
Really? I never heard of that. Will my rates go down?
Old 04-28-2015 | 01:07 PM
  #11  
fbt's Avatar
fbt
Racer
 
Joined: Mar 2014
Posts: 273
Likes: 31
Originally Posted by fallacy
Really? I never heard of that. Will my rates go down?
No but it makes it go smoother if you file a claim, especially if God forbid your car is totaled.
Old 04-28-2015 | 01:15 PM
  #12  
robpp's Avatar
Graphite Ghost
iTrader: (2)
 
Joined: Feb 2012
Posts: 2,238
Likes: 405
From: Here
they will want a copy of the title without the lein holder. they dont just take your word for it. it will remove them as owner.


btw....good job on the payoff. I owe about 9K UGH
Old 04-28-2015 | 01:21 PM
  #13  
NBP04TL4ME's Avatar
Stay Out Of the Left Lane
 
Joined: Oct 2003
Posts: 9,028
Likes: 1,251
From: SE Mass --- > Central VA --- > SE Mass
Originally Posted by fallacy
Made my last payment of $718 today for my 2010 TSX!!! With only 38k miles on it I'm hoping for at least 5+ years of no car payments.. Sorry if it's a lame post I was excited... I assume the bank will contact me with my title?


Extra $400 a month will be nice!
Congrats!!! And yes the bank will send you the released title in the mail in a couple of weeks.

Originally Posted by PICA
Nice! I can't wait either, oh right, I just started...I received the title already & under lien holders it says: NONE
So you either paid cash or someone somewhere made a big mistake.

Originally Posted by fbt
No but it makes it go smoother if you file a claim, especially if God forbid your car is totaled.
It won't really matter as the OP will have the title shortly.
Old 04-28-2015 | 01:42 PM
  #14  
Comfy's Avatar
2014 RDX AWD Tech
 
Joined: Apr 2014
Posts: 4,168
Likes: 354
Congratulations dude. It was awesome. Now you own a piece of mobile property on earth.
Old 04-28-2015 | 01:45 PM
  #15  
justnspace's Avatar
Moderator
iTrader: (1)
 
Joined: Feb 2010
Posts: 86,295
Likes: 16,270
isnt it also updated in the computers to show no lien?
ive never had to tell my insurance when ever i paid my cars off
Old 04-28-2015 | 02:26 PM
  #16  
robpp's Avatar
Graphite Ghost
iTrader: (2)
 
Joined: Feb 2012
Posts: 2,238
Likes: 405
From: Here
Originally Posted by justnspace
isnt it also updated in the computers to show no lien?
ive never had to tell my insurance when ever i paid my cars off
they are notified by the lein holder. so technically YES,


i guess what I was saying was that they arent going to take a verbal from you the owner......it requires some type of notice elec paper etc.
The following users liked this post:
justnspace (04-28-2015)
Old 04-28-2015 | 03:01 PM
  #17  
mrgold35's Avatar
mrgold35
 
Joined: Jun 2006
Posts: 6,782
Likes: 1,551
From: ABQ, NM
Any plans for the TSX or purchase of another vehicle? You will be amazed how handy it is to have an extra car in the family. I kept my 06 TSX when I paid it off for my son when he turned 16 last year. I kinda wanted it back and give him the RDX for college in 2016. He loves the TSX so much, he wants to keep it during college. You are going to regret it if you get the itch and sell her in too soon.
Old 04-28-2015 | 03:10 PM
  #18  
Comfy's Avatar
2014 RDX AWD Tech
 
Joined: Apr 2014
Posts: 4,168
Likes: 354
Please leave him off the hook guys. He just finished the car payments.....
Old 04-28-2015 | 03:14 PM
  #19  
urbanstereo's Avatar
Pro
 
Joined: Dec 2013
Posts: 685
Likes: 192
congrats. i'm hoping to pay mine off early. when i got my car my aim was to pay it off in 3/3.5 years. 2 more months till a year hits
Old 04-28-2015 | 03:44 PM
  #20  
fallacy's Avatar
Thread Starter
Instructor
 
Joined: Jun 2010
Posts: 154
Likes: 4
Originally Posted by mrgold35
Any plans for the TSX or purchase of another vehicle? You will be amazed how handy it is to have an extra car in the family. I kept my 06 TSX when I paid it off for my son when he turned 16 last year. I kinda wanted it back and give him the RDX for college in 2016. He loves the TSX so much, he wants to keep it during college. You are going to regret it if you get the itch and sell her in too soon.
I need a new set of tires That's my only upgrade I have planned. I'm single with no kids, so no need for another car. I've done the 2 car deal in the past and it was a hassle.
Old 04-28-2015 | 07:22 PM
  #21  
CybrRdr's Avatar
CBP TLX
 
Joined: Jun 2008
Posts: 513
Likes: 44
From: Texas
Congrats on being payment free!

If you have moved since you purchased your car, make sure the DMV where the car was originally registered has your correct address. Acura will contact your DMV and they will send you your title to your car. I made the mistake of not letting the CA DMV know I moved to TX. They sent my title to my old CA address and not my current TX address. I had to file lots of paper work to have them send me a duplicate title to the correct address. 3 months after my last payment I finally got my title.

Last edited by CybrRdr; 04-28-2015 at 07:32 PM.
Old 04-28-2015 | 07:31 PM
  #22  
2012wagon's Avatar
Safety Car
 
Joined: Dec 2014
Posts: 4,663
Likes: 833
Congrats

I made 6 payments on my wagon . 18 more left .
Old 04-29-2015 | 12:35 PM
  #23  
risc's Avatar
Instructor
 
Joined: Jan 2009
Posts: 218
Likes: 4
Congrats! I paid mine off in 4 years, which was 2 years ago. My monthly payments were pretty high (about $500) so I definitely felt the additional "income"
Old 04-29-2015 | 12:40 PM
  #24  
1fstTL's Avatar
Instructor
iTrader: (1)
 
Joined: Apr 2009
Posts: 166
Likes: 7
I know what you mean paid off my 2007 TL-S about 3 yrs ago, what a relief. Congrats!
Old 04-29-2015 | 10:01 PM
  #25  
atsx1313's Avatar
Racer
 
Joined: Apr 2013
Posts: 422
Likes: 21
From: Los Angeles, CA
congrats!!

I still have 36 month left T.T
Old 04-29-2015 | 10:27 PM
  #26  
iCrap's Avatar
TSX AMG Type //M i-VVT
 
Joined: Jun 2013
Posts: 4,578
Likes: 856
1 out of 1 paid here lol
Old 04-30-2015 | 12:15 PM
  #27  
CaGui1223's Avatar
Intermediate
 
Joined: Nov 2012
Posts: 32
Likes: 5
From: Connecticut
I paid off my 2012 TSX about a week ago. Had until October of 2017 to pay it off. The monthly payments were $514. I bought it brand new, 0 miles, now it's up to 45,500 miles.
Old 04-30-2015 | 02:33 PM
  #28  
2012wagon's Avatar
Safety Car
 
Joined: Dec 2014
Posts: 4,663
Likes: 833
^^

Congrats

Mine is 1052$ a month for 24 months . Just made payment #7 today .
Old 05-01-2015 | 08:48 AM
  #29  
soupi's Avatar
Racer
 
Joined: Dec 2013
Posts: 470
Likes: 90
From: Syracuse, NY
I paid a 1000$ a month, paid it off in January, one of the best feelings!
The following users liked this post:
z643167z (05-18-2015)
Old 05-01-2015 | 08:49 AM
  #30  
2012wagon's Avatar
Safety Car
 
Joined: Dec 2014
Posts: 4,663
Likes: 833
Congrats soupi!!
Old 05-01-2015 | 09:07 AM
  #31  
mvp2765's Avatar
Racer
iTrader: (1)
 
Joined: Jun 2013
Posts: 489
Likes: 96
From: Chicago
nice! I bet that's a good feeling.
Old 05-01-2015 | 10:46 AM
  #32  
soupi's Avatar
Racer
 
Joined: Dec 2013
Posts: 470
Likes: 90
From: Syracuse, NY
thanks guys, yes it is. I think I will feel better once my college loans are paid off !
Old 05-01-2015 | 12:33 PM
  #33  
xtcnrice's Avatar
VTEC just kicked in, yo!
 
Joined: Jan 2014
Posts: 4,361
Likes: 1,112
From: Toronto, ON
^^ lol that's a tough one
Old 05-01-2015 | 12:48 PM
  #34  
NBP04TL4ME's Avatar
Stay Out Of the Left Lane
 
Joined: Oct 2003
Posts: 9,028
Likes: 1,251
From: SE Mass --- > Central VA --- > SE Mass
Yes and it's crazy to think school loans are the only ones you cannot get discharged if you file for bankruptcy. Mortgages, Credit Cards, Car loans can all be discharged. School loans are yours for life.............
Old 05-01-2015 | 01:31 PM
  #35  
PICA's Avatar
Instructor
 
Joined: Mar 2015
Posts: 112
Likes: 14
From: Wisconsin
Originally Posted by NBP04TL4ME

So you either paid cash or someone somewhere made a big mistake.
Since I didn't pay cash, I can assume mistake.
Old 05-01-2015 | 09:32 PM
  #36  
musty hustla's Avatar
Burning Brakes
 
Joined: Nov 2011
Posts: 985
Likes: 101
From: Parts Unknown
Congrats title holders!
Old 05-02-2015 | 03:28 PM
  #37  
NBP04TL4ME's Avatar
Stay Out Of the Left Lane
 
Joined: Oct 2003
Posts: 9,028
Likes: 1,251
From: SE Mass --- > Central VA --- > SE Mass
Originally Posted by PICA
Since I didn't pay cash, I can assume mistake.
Then technically you really don't need to be making payments. It would be interesting to read your financing contract. You have the title free and clear...........
Old 05-02-2015 | 03:32 PM
  #38  
usdmJON's Avatar
Suzuka Master
 
Joined: Apr 2013
Posts: 6,511
Likes: 849
Oh hell yeah! Thats an awesome feeling. I was so happy when I paid off the loan my mom took for for my first car.

Can't wait to pay off the ILX but before that I still have to refinance. :/
Old 05-04-2015 | 09:09 AM
  #39  
justnspace's Avatar
Moderator
iTrader: (1)
 
Joined: Feb 2010
Posts: 86,295
Likes: 16,270
Originally Posted by usdmJON
Can't wait to pay off the ILX but before that I still have to refinance. :/
what? why?
Old 05-04-2015 | 09:52 AM
  #40  
2012wagon's Avatar
Safety Car
 
Joined: Dec 2014
Posts: 4,663
Likes: 833
Maybe he has 5% rate and wants lower at 2% ?


Quick Reply: Paid Off!



All times are GMT -5. The time now is 10:30 PM.