So i just had the timing belt, water pump and tensioner replaced. There was 126K miles on the car and everything looked real good. No leaking tensioner, no abnormal-leaking wear on the water pump (it actually looked new to me), and the only indication of wear on the belt was there was no writing on the outside of the belt. Honestly, i have to agree with the people that say its NOT necessary to replace it at 105K. If your tight on money then wait it out unless you can see wear-cracks in the belt.