an Kawasake Ninja R250 for me (17 year old, 18 soon, no accidents)

my dad wont pay for insurnace on a bike and told me i "coudln't afford it" so im curious as to how much it would run me

also, i know insurance is paid every 6 months or something, but is it possible to have a bike on insurance for just 2 months?

 

try progressive.com

 

http://www.esurance.com/

 

can you guys give me just a range of what i might expect before i even bother calling state farm?

 

I'm getting a Honda 600rr this summer, and from what I've read on some bike forums, to be insured by State Farm, you have to have your car insured with them.

Also, here's a link to thread that talks about people's insurance rates...check here and compare. (Although I'm sure your's would be high since your 17).

http://600rr.net/forums/viewtopic.ph...nsurance+rates

 

go to those sites and you can get online qoutes within few min.

 

our family of 4 has 4 cars insured under state farm and no claims in the past 10 years, though that includes me (17) and my brother (20)

 

thanks for the link oscar

 

i followed that link and i thought insurance would be in the thousands but those people said that they were only paying $20-$40 more then they would be otherwise, which means that its somewhat in reach if i can afford the bike

ill call them tomarrow see what they say

 

Typically with a bike they charge you a lot for the first year you are insured and then it drops to like 30-40% of that cost once you make it through your first year. They figure that if you don't kill yourself in the first year you'll probably be OK.

The bike you arelooking at is a responsible bike for a first time rider, however, so it may not be tood bad. Also, look into taking a safety course--the insurance companies love that.

 

Make sure you go to a Motorcycle Foundation safety course and are licensed. That gives you a break.

 

When I lived in MA, I paid ~400 for my EX-500(Ninja). Keep in mind - I could only use the bike part of the year. Here in FL, I pay 900 per year on my ZX-7R. I also have been riding for 12 years, took MSF and am over 25 but I have way more than min. coverage.

David-

 

i'm 19 with 3 points and i pay 541 a year liability only for my ducati 748

 

first take the msf course for a 10% discount then call around for quotes, it should not be too bad. the less fairings and cc's you have the cheaper it will be. Take a look over at www.tristatesportbikes.com they have alot of good info. Good Luck

 

thanks for the feedback guys

 

How much does the bike cost? how much r u financing?

 

its like $3,000 new and im sure i could pick it up for $1,500 but im not even sure im going to be able to do it because even if i can afford the insurance on the bike my parents, who are paying for my car insurance i belive $1800 a year, would pull my car insurance cause thats how badly they dont want me to have a bike

 

i'm 28 and i pay $440 a year for full coverage thru progressive for my cbr 600 f4i.. some of it depends on the area you live in also.. when i moved they reduced by premium by almost $90