Financing aftermarket parts?
11-03-2004, 07:03 PM
#5
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I'd go w/ xizor on that one. If you have the dough, just buy what you want/ need, otherwise, while you're saving more money for more mods, put it into a CD or savings account and draw some interest on it while it's sitting around. 
I put money aside and pretty much bought all my mods at once, or at least purchased them and then installed at once. Don't rush into a project that will turn out half ass. Just my .02, but it's your money!
I put money aside and pretty much bought all my mods at once, or at least purchased them and then installed at once. Don't rush into a project that will turn out half ass. Just my .02, but it's your money!
11-03-2004, 07:10 PM
#6
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thanks, it's just that i basically have my $$ ready for the exhaust(comptech) and the install, but its just such a large chunk, but i guess it's the way to do it.
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11-03-2004, 08:10 PM
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Originally Posted by RMATIC09
Heh, id rather not, im not the hands on type of guy when it comes to the auto installs.
11-03-2004, 08:59 PM
#11
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Originally Posted by xizor
if you don't have the money, don't buy it. its not worth going into debt.
11-03-2004, 09:04 PM
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Originally Posted by xizor
gotta start somewhere, give it a shot. very easy install from what i've seen
11-03-2004, 09:05 PM
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Originally Posted by gsclifton
I learned the hard way from personal experience, DO NOT go into debt or "finance" things on plastic.
11-03-2004, 09:16 PM
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Originally Posted by jonnerd154
What is the average interest rate on carrying a balence from month to month?
11-03-2004, 09:18 PM
#15
Originally Posted by gsclifton
I learned the hard way from personal experience, DO NOT go into debt or "finance" things on plastic.
Don't start getting to debt at such young age. Don't buy anything with the plastic if you can't pay for it in full when the bill comes. As far as doing things yourself, I would recommend invest a little in somes tools, which will allow you to perform many of the normal mods without any problems. Here is a place you will find just about anything you will ever need to work on your car.
11-03-2004, 09:24 PM
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Originally Posted by gsclifton
That depends on the bank that issued the CC. Interest rates vary but I had some 20% and higher. CC are the devil, IMO
11-03-2004, 09:26 PM
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If you feel uncomfortable about dropping the amount of cash for an exhaust + labor, it shows that you have a good start to being financially aware. Listen to what JTso and cmf are saying: they have a lot of aftermarket install experience and their advice is always helpful.
11-03-2004, 09:35 PM
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Originally Posted by ricecake
If you feel uncomfortable about dropping the amount of cash for an exhaust + labor, it shows that you have a good start to being financially aware.
I paid for my car, and all of it's mods in cash. (now to cover the next question...I worked as a L2 Network Admin for about 2.5 years for a rather large company.) My point is that once you do something like that two things happen: 1. You have tremendous Pride of Ownership. and 2. You learn how fast money comes and goes...and therefore the value of it. Sorry if it sounds like I am trying to fit in with the 30 year olds but in someways, I do. 
11-03-2004, 09:37 PM
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Originally Posted by gsclifton
That depends on the bank that issued the CC. Interest rates vary but I had some 20% and higher. CC are the devil, IMO
Heh, I'd do that to my credit cards, but I won't be able to live. It's not that I overspend, I just hate carrying cash.
iamhomin, who's a bit too dependent on his plastic.
11-03-2004, 09:41 PM
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Originally Posted by iamhomin
Heh, I'd do that to my credit cards, but I won't be able to live. It's not that I overspend, I just hate carrying cash.
iamhomin, who's a bit too dependent on his plastic.
iamhomin, who's a bit too dependent on his plastic.
11-03-2004, 10:31 PM
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Originally Posted by RMATIC09
Do any companies do this?
11-03-2004, 10:53 PM
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Originally Posted by Andynolife
donno abt the states .. ~~ but in Canada Audio&Vedio let ppl finance their car audio parts .. ~~
11-03-2004, 11:34 PM
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Originally Posted by gsclifton
I hate carrying cash too. I use AMEX exclusively so I have to pay the balance off immediately when the monthly statement arrives. As for the traditional CC, all I have is a debit card. I refuse to go into debt on plastic again.
In my mind, CC companies are teh
. 
11-04-2004, 07:54 AM
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Originally Posted by iamhomin
Heh, I'd do that to my credit cards, but I won't be able to live. It's not that I overspend, I just hate carrying cash.
iamhomin, who's a bit too dependent on his plastic.
iamhomin, who's a bit too dependent on his plastic.
Use debit cards then.
11-04-2004, 08:17 AM
#26
I don't think credit cards are necessarily a bad thing, but you have to be smart about how you use them. I use credit cards when I want to defer payment for a month and I hate carrying cash (I'm one of those people who if I have cash, I'll spend it). As long as you're smart about not spending too much money (and I keep really really low credit limits on all my cards) you should be fine.
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