quintno

I'm paying $1900 a year in Brooklyn (the highest insurance rate in the country--because our juries give the highest awards in traffic cases!!). And that's with $1000 deductible, a perfect driving record, and I'm 30 years away from being a teenager!

zornamental

1280 a year (Las Vegas, Nevada).

LoveMyTL-S

$1,027.50 per year with USAA. ( Jacksonville, FL). I have one speeding ticket. That's full coverage!!

NDLunchbox

Get a requote from Liberty when you turn 25. Liberty's young driver surcharge drops at that age. GEICO's surcharge is substantially lower, but sticks around till you're 30.

NDLunchbox

GEICO and others just dropped their rates in NY, so I decided to raise my limits. I now pay about $2,100 a year for:
300/500 BI
100 PD
10 Med Pay
100 APIP
25 OBEL
100/300 SUM
30/900 (day/max) Rental
DED: 500 coll / 250 comp

I have one seatbelt violation from 2002 (really a pleaded speeding ticket), so I lost my seatbelt use discount, but I took a defensive driving course (10% of liab).

I got another ticket last august for "unsafe start," which was bullshit... appealed, no trial date so I'm hoping it sits around in the system until the other violation comes off... otherwise I'm screwed!

PS. I used to pay $3,200 a year through Liberty Mutual!!! I took a quote a few weeks ago from the girl who does my HO policy, because I'm over 25 now it dropped to only $2,200... but the coverage didn't fit my needs as well as GEICO's.

ariawoman

Yeah i tend to agree with you on that one. Those of us not too far from the city get ripped. Rent is higher. Insurance is higher. Cost of buying houses is higher...lol.

o_nate

I'm currently paying $2400 w/ Liberty Mutual, but I just went online at Geico.com and got a quote for $900 for 6 mo., so that's what I'll be switching to when my currently policy runs out.

cheepung

2400 vs 900. First call them to confirm the number after they run your licence. Just do it RIGHT now. LM will refund your money. That was what i did to move from Prudential (1300) to Geico (650).

PaulKCK

$980 per year. USAA :Bodily Injury 300,000/500,000: Property Damage $100,000. Uninsured Motorists Bodily injury 300,000/500,000: I drive 27 miles to work one-way 5 days a week. Annual mileage is 15,000. Age 37, married.

Our 04 TL is 896 a year for same coverage except only 10,000 miles a year.

We both have clean driving records.

horsetrdr

About $650/yr. No wants or warrants. Age is definitely a factor, plus being in the Cheep South.

Dpak

muhaha 17 and i pay 1500$US... my mom only pays 500$ though... =[

progressive is ok i want geico though... as long as your family has a clean record of 5 years your insurance is pretty low.

osubuckeye98

Living in Dublin, OH; 25 years old; Single
Speeding ticket from Sept. 2002
36 Month Lease, 15,000 Miles Per Year

Policy provider: (Esurance)

Bodily Injury: ($100,000/$300,000)
Property Damage: ($50,000)
Medical Payments: (Declined)
Under/Underinsured BI: ($100,00/$300,000)

Comprehensive: ($500 deductible)
Collision: ($500 deductible)
Rental Car: ($20/$600)

12 month premium: ($1,126)

Brooks

Im 24 and pay $1824/yr full coverage on my 04 TSX. The new bike, 05 Suzuki GSX-R 750 is only $660/yr.

Axygos

Registered my TSX in NoVA (Northern Virginia).
Full coverage with comprehensive and all through State Farm.
Clean record, Multi-Policy Discount and $500 deductible...

I pay about $850 /year.

My insurance dropped significantly after age 25. I was paying like $3000+ a year when I was in high school and college.

quintno

I'm paying $1800 a year from GEICO. Horrendous price, especially since I'm an older driver with a perfect safety record. But since I live in Brooklyn, we pay an extra penalty--not because of high theft (there is that) but because our juries award the highest awards in car accident suits. Go figure.

ViEtNiGGiE

I'm getting ripped from my insurance company. I'm paying $4300 per year of coverage on my TSX. =(

burnett_ryan

I'm paying about $900/year from Geico in So Cal. But being married and 32 help.
Damn I can't believe whoever is paying 4300. Crazy. I could have two TSX's for that/month (My wife would love that).

wiz

27 years old in Georgia. Not the best driving record around, but also not the worst.

$1800/year with Geico. This should go down this fall when I get married.

farside73

I'm 27 in South Florida, married. We have Progressive with my TSX and my wife's Saturn SC2 and we pay about 1900/year for both cars for 300 CSL.

wiz

Also, a little background. Before recently, my insurance on the TSX was about $2700 a year. Geico sent me a little note one day last year saying that I have been a good member with them for over 5 years now so they were giving me a break on my rates (this was also after I got 2 speeding tickets, but neither were for points). So they dropped it to $1800 a year for being with them for over 5 years.

Now, here is a little history on my driving record (not sure which one of these counts towards my insurance):

Tickets:
16 years old - Speeding 60 in a 35
18 years old - Running a stop sign
18 years old - Not wearing seat belt
22 years old - Speeding 88 in a 55 (this was the big one)
23 years old - Totaled my 1986 Jeep CJ7 (I got a ticket but it was thrown out of court since it was a single car accident)
24 years old - Speeding 81 in a 70 (South Carolina)
25 years old - Speeding 88 in a 70 (cop wrote it for 75 in a 70 though, so no points he said)
25 years old - Speeding 60 in a 45 (cop was a high scholl friend, write it for 59 in a 45 so he said I would not get any points).

So theoretically I have not had a ticket in over 5 years since that big one back in the day. The 2 tickets when I was 25 was the summer after I bought the TSX...the damn thing was just too much fun to drive!

DCyamaha

I'm thinking around $600-700 per year wiht a $250 deductible for the Acura

25, married, house, multi-car discount, multi-policy discount.

NightShredder

I pay just <$2000 a year with State Farm with a perfect driving record (no tickets or accidents ever). Liability 300,000/500,000; full glass comprehensive with $500 ded; $500 ded collision; uninsured motorist. I live in Denver and we used to have one of the highest insurance rates in the U.S. (except N.Y. of course) since our insurance was a no-fault system. Since we changed to a tort system in January two years ago it has gone down a little, but for some reason we pay out the A$$ in Denver.

For all those with geico you should really shop around. I have found that geico is a high risk insurer and tend to charge higher rates and when you switch from geico, your new company will also charge you a higher rate because you were with geico. It seems that geico writes policies for people that get denied from other companies and for that reason you will pay more $. If you have a clean record and good credit the larger lower risk insurers like State Farm and Allstate are really the best way to go.

NopiGirl

My insurance for full coverage on the TSX is about 1500/ year. That is with Progressive.

My bike, 2001 CBR F4i (600 cc) is about $1500/year also for full coverage.

BigTSX

Here in Canada, I pay $1580.00 per year and $600.00 for my motorcycle (2000 R6), full converage. That is with State Farm

Savio

I just got the deal from Geico!


for 6 months is $473.72

Types of Coverage

Coverage Limits
2005 Acura TSX
Bodily Injury Liability(BI) $100,000 / $300,000 $98.30
Property Damage Liability(PD) $50,000 $80.40
Medical Payments(MED) $2,000 $13.30
Uninsured Motorist Bodily Injury $30,000 / $60,000 not provided
Uninsured & Underinsured Motorist $100,000 / $300,000 $19.00
Uninsured Motorist Property Damage $50,000 $1.50
Comprehensive(COMP) $500 deductible $47.00
Collision(COLL) $500 deductible $184.00
Emergency Road Service(ERS) NO not provided
Rental Reimbursement(RR) NO not provided
Mechanical Breakdown Insurance NO not provided

LuxuriousRuski

A whopping $4750 a year!!

I just turned 17 nd this price is unbelieveable. Its so hard to pay. I have never done anything wrong either or stopped by the law.

TSX.Fury

21, male in NoVA...

Geico

1818.00 a year