What are you paying for insurance per year on your TSX?
03-04-2005, 06:23 AM
#81
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Originally Posted by lgregoir
500$ deductible on collision.
500$ deductible on fire, stealing and vandalism (called tout risque)
No replacement value (valeur a neuf) since it's a lease
FAQ 21 and 25 (free rental in case of accident)
I'm insured at "Federation" via an insurance broker.
I have 2 cars insured and a home insurance (the NSX is not covered there).
I haven't lost any points in 7 years nor had accidents.
Drop me a note if you need more info.
500$ deductible on fire, stealing and vandalism (called tout risque)
No replacement value (valeur a neuf) since it's a lease
FAQ 21 and 25 (free rental in case of accident)
I'm insured at "Federation" via an insurance broker.
I have 2 cars insured and a home insurance (the NSX is not covered there).
I haven't lost any points in 7 years nor had accidents.
Drop me a note if you need more info.
Are you the one who lives in or close to St-Jerome?
03-07-2005, 07:41 AM
#86
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Originally Posted by pawcio
damn mine is 5500 but thats because my record isnt so clean
hey Don Martin who do you get your insurance from?
hey Don Martin who do you get your insurance from?
03-07-2005, 10:24 AM
#87
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Originally Posted by pawcio
damn mine is 5500 but thats because my record isnt so clean
hey Don Martin who do you get your insurance from?
hey Don Martin who do you get your insurance from?
wow! Every 5 years you pay your car's Retail price in insurance alone.... Dude, it's time to move to Quebec. The insurance is cheaper here...
03-07-2005, 08:14 PM
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Originally Posted by Elephantman_nosefacehead
NJManufacturer rulz!
Jennifer
03-07-2005, 08:38 PM
#90
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I'm 24 living in north jersey in Hoboken. I have Geico and I pay about $2500 for the year with $750 deductibles. It is funny because I've fished for quotes from other providers like liberty mutual and metlife and they quoted about $4500 to $5000 a year? LOL. You must be crazy. Thank goodness for Geico.
I can also get NJM insurance because of where I work...but they are so strict, I'm afraid i'll get turned down. For those who signed up for NJM, one of their stipulations is to have been continuously insured for 3 years... Did they actually ask you to provide proof?
I can also get NJM insurance because of where I work...but they are so strict, I'm afraid i'll get turned down. For those who signed up for NJM, one of their stipulations is to have been continuously insured for 3 years... Did they actually ask you to provide proof?
03-07-2005, 09:55 PM
#91
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Originally Posted by NJTSXMan
I'm 24 living in north jersey in Hoboken. I have Geico and I pay about $2500 for the year with $750 deductibles. It is funny because I've fished for quotes from other providers like liberty mutual and metlife and they quoted about $4500 to $5000 a year? LOL. You must be crazy. Thank goodness for Geico.
I can also get NJM insurance because of where I work...but they are so strict, I'm afraid i'll get turned down. For those who signed up for NJM, one of their stipulations is to have been continuously insured for 3 years... Did they actually ask you to provide proof?
I can also get NJM insurance because of where I work...but they are so strict, I'm afraid i'll get turned down. For those who signed up for NJM, one of their stipulations is to have been continuously insured for 3 years... Did they actually ask you to provide proof?
Well, I applied for NJM and I got turned down. The company I work for is also affiliated with NJM. Since I have 2 tickets in the last 3 years I figured I would apply anyway. Bastards turned me down!
Now I'm paying $2300.00 a year thanks to Liberty Mutual. It's alot better than $4000.00. That's how much my previous insurance (NJ Cure) company wanted to charge me for my new TSX since I only got the car Friday (march 4). I'm 27 and NJ sucks!!!!
-Ralph-
03-08-2005, 01:15 AM
#93
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Question about rates in TO
Hey guys,
I am currently living in Austria but plan to move back to Toronto in a couple of years. Since you are talking about insurance rates I have a question. I filled out some online quote thingies and they give me more than 5500 CAD per year for a car like the TSX or TL. Now, I never owned a car myself, never got a ticket either or had any accidents. I usually drive rental cars. What would my chances be of getting a better deal? It kinda scares me to think of paying more for insurance than for the lease rate...
Thanks for your help,
Romendo
I am currently living in Austria but plan to move back to Toronto in a couple of years. Since you are talking about insurance rates I have a question. I filled out some online quote thingies and they give me more than 5500 CAD per year for a car like the TSX or TL. Now, I never owned a car myself, never got a ticket either or had any accidents. I usually drive rental cars. What would my chances be of getting a better deal? It kinda scares me to think of paying more for insurance than for the lease rate...
Thanks for your help,
Romendo
03-08-2005, 02:47 AM
#94
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$960/year with $300 deductible and 50k/100k coverage.
I recomend switching to Wawanesa insurance. They dont advertise very much and get 90% of their business from referrals. I called around a bunch of places and Wawanesa was $500/yr cheaper than anywhere I could find. I have already made two claims with them and my rates never went up...they were very minor claims though.
I recomend switching to Wawanesa insurance. They dont advertise very much and get 90% of their business from referrals. I called around a bunch of places and Wawanesa was $500/yr cheaper than anywhere I could find. I have already made two claims with them and my rates never went up...they were very minor claims though.
03-08-2005, 06:03 AM
#96
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Originally Posted by lgregoir
wow! Every 5 years you pay your car's Retail price in insurance alone.... Dude, it's time to move to Quebec. The insurance is cheaper here...
if it was that easy I would have been there already but I doubt that it would have made a huge difference with two minor and one major tickets on my record.
03-08-2005, 09:39 AM
#97
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I'm paying $2,340/year in Philadelphia area. Mind you it was $2,940 in December cause I was uninsured. I'm over 25 with one non fault accident and 1 speeding ticket. Geico
03-08-2005, 10:11 AM
#98
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Originally Posted by CGTSX2004
'cuz I'm young and live in an area where car insurance tends to be fairly expensive.
I'm young (22) and live in nova and pay 1200 a year... 1800 sounds like a lot!
03-09-2005, 08:29 AM
#108
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Originally Posted by CGTSX2004
Who's your provider? I didn't get a single quote even close to that with the limits and deductibles I'm at.
I'm 23, perfect record, and I pay $1700 w/ Geico. Are you under your parent's plan, not driving a TSX, anything else, etc? I want to know how you're getting $1200.
03-10-2005, 09:05 AM
#109
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Originally Posted by xizor
I'm 23, perfect record, and I pay $1700 w/ Geico. Are you under your parent's plan, not driving a TSX, anything else, etc? I want to know how you're getting $1200.
03-10-2005, 09:09 AM
#110
Bye TSX, hello domestic?
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Originally Posted by cloredo
State Farm, i'm not under my parents plan, however even though i've graduated from college, they are giving me the student discount, but i can't imagine that makes that much of difference? but i don't know. I had state farm when i was still under my insurance and when i went to get my own, i got quotes from Gieco and other places and they were all much higher than state farm for some reason
What part of NOVA are you from?
03-10-2005, 09:36 AM
#112
$2136 a year for a 2001 CL-s 
, 22 y/o w/ one ticket when I was 17y/o.....and I have USAA....but live in Wash D.C. 
Looking to get a TSX.....sorry to see I won't get a break on insurance
, 22 y/o w/ one ticket when I was 17y/o.....and I have USAA....but live in Wash D.C. Looking to get a TSX.....sorry to see I won't get a break on insurance
03-11-2005, 07:08 AM
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Originally Posted by ariawoman
I've got NJM as well and I'm paying 1482 for 2 cars, a 98 civic ex and an 05 tsx. I'm 30 with a clean record. (the TSX is 1036 and the civic 446 a year). Without the civic added on, my insurance was going to be 1245.
Jennifer
Jennifer
This sounds a lot more like NJ rates than some other people have been claiming. I pay ~$1500 for my TSX with NJM, but I'm also 5 years younger. We also get a check in the mail at the end of the year from NJM! I think the people who claim to pay $500 a year in NJ must live in deep south jersey.
03-11-2005, 08:08 AM
#117
Bye TSX, hello domestic?
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Originally Posted by CGTSX2004
Hmm...I can't imagine there's that much of a difference between Loudoun and Fairfax or Arlington...
03-11-2005, 11:07 AM
#119
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We pay CAD$2500/yr for 3 vehicles. $500 deductible, $2 mil liability. Full collision & comp on 2 cars, liability only on the third (winter beater). I have a clean record and no claims, my wife - ummm.... doesn't. 
03-11-2005, 05:24 PM
#120
Drives With Hands
Worcester (city) Massachusetts here. $1500 a year, and I'm a 9 point safe driver, which is the safest you can go in this state.
If I lived outside of Worcester I would pay about $1000/year.
This is through AAA, who uses Commerce Insurance Co. up here.
If I lived outside of Worcester I would pay about $1000/year.
This is through AAA, who uses Commerce Insurance Co. up here.