So this past Monday my car was legally parked out side my house, when at about 2PM I am looking out the window and see a car make a wide turn lose control and smash into my 02 TL Type S. I ran out side and snapped a pic of the other cars plates just in case they ran, They did not and it ended up being a 17 yr old punk kid that just got his permit. He was with his mom at the time of the accident. My question is do I get my insurance company involved at all, or just let there insurance company handle the issue. I have NJM insurance which is pretty good. Please help me cause the car is totaled!!!! I just want advise on what to do. Thanks Aziners.

 

well bro sorry to hear that. his insurance gotta pay for all the damages

 

Why not get your company involved? Let them handle all the shit, that's why you pay them lol. At least that's how I look at it.

 

Thanks for the advise guys, well I'm getting a final quote on how much I'm getting for the car. My insurance company is also saying that if I keep the car I'm still going to have a clean title for the car. I also talked with a friend that has a auto body place and he told me that he can fix the car for about $4800. I am thinking about doing that cause I just rebuilt the tranny for this car about 2 months ago. I plan to use It for this winter then sell it and hope into something new. I just hate that this has happened, but hey that's how life is.

 

Yo! Sorry to hear that man! Good luck. Hope you get your $!!!

 

I wanna know how a REPORTED accident isn't going to show up on the VIN. Only way that car will have a clean title is if someone on the inside isn't doing their job. If I were you I'd pray it get totalled and get into something newer (3G/4G TL's are now cheap) if it's your only vehicle. If not and you have something else to drive for a year I'd sit on the money and wait till the 5G is revealed.

 

If a car can be repaired, insurance will pay for it to be fixed and the title will remain clean. I just bought a TL from a customer which was clean, he got his insurance money to fix (since it wasn't totaled) and he sold me the car. I fixed it and sold it to my buddy. He registered it as a clean title..

 

I'm not saying it's impossible to have a car that was in an accident and that was reported to still have a clean title but that is only because someone at DMV/INS didn't do their job, or the update hasn't hit the VIN yet. But when a car is in an accident and it is reported, it appears on the VIN.

 

Yes, it will appear, but that still doesn't make is a salvage title. If someone doesn't do there car fax report, they can be screwed over. I have seen cars not in accidents run worse than those that were in minor accidents and were fixed. The true test on a car is to check all vins/paint and how it drives..if all checks out, I wouldn't care if it was in 100 minor accidents, although the price would be significantly less since it was in an accident.

 

A clean title merely means that the car has not been declared a total loss or was a stolen recovery.

This has nothing to do with accident history or how it shows up on Carfax.

 

Ask a car dealer (used or new, large dealership or uncle joes) whether he or she considers a car involved in an accident but that wasn't declared a total loss as having a clean title.

Friend of mine is a used car dealer, buys cars at auctions all the time some local most few hundred miles away (aka online, site unseen except for some pictures). He recently bought a 2011 jag XJ (I think msrp is over 80k) which had been in a small accident (under 2k damage), the owner didn't accept the vehicle after the repairs (according to him they were unsatisfactory) and state farm payed out. The car has a salvage title; he bought it at auction for 47k w/ 8k miles. The car looks immaculate.


Blemish on the title reported to INS = no longer a clean title, whether that be stolen, flood, vandalism, accident total or not.

 

Damn sorry to hear bro! How did it turn out??....plus if you dont mind me asking, I have NJM too how much do you pay for insurance? Mine is 240 a month full coverage but im only 22. thought mine was expensive and dont know anybody else with a TL that has NJM.

 

came for the pics...

 

Yes, but that is because the owner refused the car and it went to auction which means he/she got payed out which lead the car to be a "total loss"... reconstructed title...if he or she is the original owner and it isn't declared a total loss, its still a clean title..

It will show up on carfax and such, which is why they have those commercials...someone can be sold a clean title car, but it may have been in accidents..