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medical benefit question....

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Old Dec 15, 2004 | 10:15 AM
  #1  
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medical benefit question....

OK. My ex and I are divorced but are on very good terms. I still care about her and want to help. She is not working (now a single mom) and has no insurance (her kid is under the dad's medical).

Is there anyway I can get her on my work insurance. I work for a very large Bank. What gets me is if I was gay, I could put my other half on without being married........
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Old Dec 15, 2004 | 01:16 PM
  #2  
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no...unless you get married again.


or


one of you can get a sex change, and become gay.:P
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Old Dec 15, 2004 | 01:50 PM
  #3  
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OK. My ex and I are divorced but are on very good terms. I still care about her and want to help
Why? Move on man.

But anyway, you would have to be married as stated.
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Old Dec 15, 2004 | 01:52 PM
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Ask HR . I'm sure you thought of that.

What if you declare her as a dependant? Just a thought.
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Old Dec 16, 2004 | 03:29 AM
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Originally Posted by Eggplant-EX
OK. My ex and I are divorced but are on very good terms. I still care about her and want to help. She is not working (now a single mom) and has no insurance (her kid is under the dad's medical).

Is there anyway I can get her on my work insurance. I work for a very large Bank. What gets me is if I was gay, I could put my other half on without being married........
you can sign whats called a common law agreement...you can get it in HR...just basically says that you are common law married...you don't necessarily have to be living at the same physical address to do this...then you can add her to your insurance. My ex carried me on his insurance up until just last week and wanted to add me to the new one...I declined though...anyway, my friend that works up here at the hospital with me did it for her boyfriend, who is a truck driver and it worked out well...good luck.
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Old Dec 16, 2004 | 08:38 AM
  #6  
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What gets me is if I was gay, I could put my other half on without being married........
The point of "domestic partner" benefits has less to do with being gay, and more to do with providing benefits to families who are more non-traditional. What "domestic partner" means can only be answered by your company's policy. It might very well cover your arrangement with your ex-wife, depending on living conditions, financial support, etc.
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Old Dec 16, 2004 | 12:11 PM
  #7  
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That's really nice of you dude. I hope it works out for you.

P.S. What kinda medical insurance do you have (what does it cover)? Just wondering what banks are giving.
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Old Dec 16, 2004 | 12:27 PM
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ah insurance fraud. Where would america be without it
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Old Dec 16, 2004 | 12:42 PM
  #9  
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Originally Posted by 95gt
ah insurance fraud. Where would america be without it
I see no mention of fraud in this thread. Why the beef?
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Old Dec 16, 2004 | 12:49 PM
  #10  
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Originally Posted by Slimey
I see no mention of fraud in this thread. Why the beef?

Hey he is doing the nice thing but as his wife is no longer married to him and doesn't live with him I can't see how she would be entitled to the benefits that HIS insurance offers.

Hell I would be doing the same thing if I still got along with my ex (if I ever have an ex). But still sounds like something you don't want the insurance company finding out about
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Old Dec 16, 2004 | 01:49 PM
  #11  
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May be splitting hairs, but I don't think being a dependent requires living in the same home or marriage.
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Old Dec 16, 2004 | 01:56 PM
  #12  
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Originally Posted by Slimey
May be splitting hairs, but I don't think being a dependent requires living in the same home or marriage.

But she's not a dependent. Dependents not living in the house are normally students.

Using this logic I should be able to have one of my friends that I really like on my insurance.
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Old Dec 16, 2004 | 03:04 PM
  #13  
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Originally Posted by 95gt
But she's not a dependent. Dependents not living in the house are normally students.

Using this logic I should be able to have one of my friends that I really like on my insurance.
From another thread, it sounds like there are financial issues with her and it sounds like is treating her as a dependent (at least temporarily). But I understand your point. I'm not sure at what point a dependent is defined (for benefit reasons, not tax). As stated above, it might vary by HR & an individual company policy.

I still don't think there's something fraudulent here. It sounds like Eggplant is trying to keep this legit.
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Old Dec 16, 2004 | 03:23 PM
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i dont see how it would be fraud though. he would be adding her to the insurance he is going to be paying a premium on..
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Old Dec 16, 2004 | 05:10 PM
  #15  
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thanks for all the good comments. will call HR up and see what they can do. just because my ex has shit for brains does not mean I will not step in to help whenever I can. I am always that way people who do right by me.
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Old Dec 16, 2004 | 07:45 PM
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nice thing to do but, man, youre the most pussy-whipped person on here, and ur not even hittin it anymore.

first u wanna give her lots of money, now hook her up with insurance. might as well marry her again.
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Old Dec 16, 2004 | 08:41 PM
  #17  
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Originally Posted by SilviaGTO
i dont see how it would be fraud though. he would be adding her to the insurance he is going to be paying a premium on..
there is a reason they made it so hard for gays to have that right...Otherwise i could try and get all my friends on as family or dependents? and we could all pay a cheaper premium...on that note, tho, i think it is extremely thoughtful of you to at least ask and very respectful.
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Old Dec 16, 2004 | 10:24 PM
  #18  
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you aren't married to her anymore. that's it. end of story. insurance requires you to be married in order to recieve spousal benefits. and you know what? that's a good thing, keeps costs down for premiums. otherwise, the entire country would have insurance through their friends. it doesn't work that way. if she wants insurance she can buy it or get it through a job that provides benefits.

and in order for a dependent to recieve benefits, he/she must be under 18, or under 24 (with most insurance) with proof of being a full-time student.
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Old Dec 17, 2004 | 09:40 AM
  #19  
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Originally Posted by Infamous425
nice thing to do but, man, youre the most pussy-whipped person on here, and ur not even hittin it anymore.

first u wanna give her lots of money, now hook her up with insurance. might as well marry her again.

First, you have to understand that we were married for over 16 years and were & are very good friends.

Second, after my post about giving her back the money, I decided to. Spoke with her and told her what I was going to do and again she said the Harley was a gift and she did not want the money back.

That is the sort of person she is and if there is a way I can help her I will. Cause I know if the shoe was on my foot, she would do the same.
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Old Dec 21, 2004 | 12:02 AM
  #20  
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there is no law that says ex's have to be enstranged...if he wants to help her, then he should...stop giving the guy so much grief over it....
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Old Dec 21, 2004 | 05:31 AM
  #21  
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Originally Posted by DarkSithGirl
there is no law that says ex's have to be enstranged...if he wants to help her, then he should...stop giving the guy so much grief over it....
No one is giving him grief. All think he is a standup guy but just pointing out that it looks a little on the illegal side to do this
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Old Dec 22, 2004 | 01:55 AM
  #22  
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Originally Posted by 95gt
No one is giving him grief. All think he is a standup guy but just pointing out that it looks a little on the illegal side to do this
if his company agrees to accept the common law certificate..nothing illegal about it...hope it works for ya.
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Old Dec 23, 2004 | 12:13 AM
  #23  
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checked with my Company and no can do... Oh well! Yup, I would not do anything illegal. My job is a State Certified job and my Bank does not allow anyone on their payroll that has a criminal record....

oh well!
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Old Dec 26, 2004 | 05:37 AM
  #24  
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Originally Posted by Eggplant-EX
checked with my Company and no can do... Oh well! Yup, I would not do anything illegal. My job is a State Certified job and my Bank does not allow anyone on their payroll that has a criminal record....

oh well!
sorry it didn't work out...you could always marry her and live in separate houses until she gets back on her feet...my dad did that for my mom....worked out really well.
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Old Dec 27, 2004 | 07:20 PM
  #25  
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Benefits

Originally Posted by Slimey
Ask HR . I'm sure you thought of that.

What if you declare her as a dependant? Just a thought.


... he could check into her being a Domestic Partner (most states that allow it for gays allow it for straight people, too)

Most of the laws state though that for her to be a domestic partner she has to be living with you for at least a year, over 18 of course, can't be a partner to anyone else or married to another, blah blah blah
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Old Dec 27, 2004 | 08:01 PM
  #26  
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Originally Posted by DarkSithGirl
sorry it didn't work out...you could always marry her and live in separate houses until she gets back on her feet...my dad did that for my mom....worked out really well.
thats an idea, a lot of people in the military do it to get into better housing here. It would suck if you actually did find someone you want to marry though
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Old Dec 27, 2004 | 11:47 PM
  #27  
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Originally Posted by supermegaglossy
you aren't married to her anymore. that's it. end of story. insurance requires you to be married in order to recieve spousal benefits. and you know what? that's a good thing, keeps costs down for premiums. otherwise, the entire country would have insurance through their friends. it doesn't work that way. if she wants insurance she can buy it or get it through a job that provides benefits.

and in order for a dependent to recieve benefits, he/she must be under 18, or under 24 (with most insurance) with proof of being a full-time student.
You don't need to be married, just living together (nothing wrong with that). For us, it was cheaper for me to buy my own ins., as the premium was $400/mo. to add me. FWIW, try not to sound so hostile, it's unbecoming.
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Old Dec 28, 2004 | 12:22 AM
  #28  
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Originally Posted by GeishaGirl
thats an idea, a lot of people in the military do it to get into better housing here. It would suck if you actually did find someone you want to marry though
yeah...that would definitely suck..unless you found someone that was understanding and willing to wait for things to calm down and divorce again...however, there aren't that many sensitive women out there anymore..
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