Well after requesting unemployment deferments for the past 6 years, the wife's student loan company said that that was enough. Her deferments have expired and now she has to pay back on her loan. She just emailed me complaining about how she hates loans. I'm not sure how much it was but due to all the interest she has to pay a lot more now, eventhough the total is only $6600.

Boohoo, I have been paying on my Student loan since 2000 and mine was $20,000; its down to $14,000 now. Right now I am paying $180/month and she is complaining about the following payments:

24 months @ $31.97
72 months @ $72.01
24 months @ $31.10

I guess when you don't want to WORK and dont have any money, that can seem like a lot. Can you believe she just filed for an "economic hardship" defferement now? Hmmm maybe the easiest thing to do would be to get a JOB.

Maybe now she'll get off her lazy ass and get a job, I refuse to pay for that, she'll be 27 next month and hasn't had a job since we've been married. Time for her to grow up and stop sitting at home on her ass all day doing absolutely nothing.

Am I wrong for not paying it?

 

LOL. Sound like my ex. Since we divorced 5+ years ago, she has had a kid (2.5 y/o) and has not worked at any substantial job. Her family is all pissed at her decisions in life and her not working. Sad in a way when family even does not offer support.


So you are married to her. Will all this impact your credit?

 

Not wrong at all. If you were wrong in anything, its being married to such a lazy money grubbin ____.

 

I'm not sure. Since my name isn't on it, I am thinking it won't. Her name is not on the mortgage, or my auto loan either.

I do have her as an authorized user on a couple of my credit cards, but the accounts are still in my name only. They will only come after her in the event that I don't pay. They didn't even check her credit when I signed her up for the authorized user.

The only thing that we are "joint" on is the homeowners insurance an auto insurance, which was unavoidable since I had to put her on my auto insurance.

 

Tell her no more sex until she gets a job.....

 

^

 

No, you cannot be held legally responsible. I wouldn't pay one dime on her student loans. Tell that bitch to stop being a drain on society and get a job.

 

 

I believe it depends on what state you're in but the general rule of thumb is if you marry someone, you marry they're debt too. My wife is legally responsible for my student debt if I default on them, same thing if she defaults on her car loan. And yes, since you're MARRIED, your debt is her debt, vice versa, and that WILL affect your credit score. I would check on that if I were you.

 

why hasnt she worked in all this time?

 

she needs a solid kick in the arse

 

LAZY

 

In GA he is NOT responsible for her loans...IF she defaults it wont hurt is credit and they won't come after him.

 

IMO, I don't think your marriage will last. Was she this way before you marry her?

 

Ok, Dr. Phil....

 

Yeah I should have researched that first. Sorry.

Now if she were to have student loans started after or other debt after they got married, that would be a different story right? I heard on Suze Orman that the creditors or government can come after you if your wife defaults on any loans you either co-sign or loans she takes on and defaults on after you get married.

 

Well, yes, if he co-signed. However, if you don't sign anything and your wife takes out loan only in her name, the creditors still cannot come after you.

 

That'll be $450 for the session.....

 

do you seriously love her? there must be some other reason you stay with her...
blows my mind....
how could anyone tolerate someone so lazy? are you going to support her for the REST OF YOUR LIFE and you're fine with that?

edit: from the way it sounds though, i could see her crack the alimony whip hard if you left her....

 

Don't worry, she will find this site and berate you in good time......

 

child involved. Definetely not looking forward to supporting her for the rest of my life, but what other choice do I have?

 

Was she like this before you got married? Where there signs that you missed that you should have noticed?

 

Maybe once, I remember she had to do this non-paid internship at a nursing home in order to get her degree, but after two weeks she decided to quit because she didn't like the job eventhough that meant she wouldn't get her degree. Other than that, no other signs.

I guess this answers my question on whether or not we will have another baby, that she has been pressuring me for the past 3 months. The answer is "no way". Regardless of what she thinks about it.

 

Do you happen to be related to another member on here with the first name "water"?

 

Man, what a lazy biznatch.

 

See Water-S

 

Fuck Suze Orman she knows nothing.....other than to open her hole

 

ohh crap....you have a kid together...she'll probably take you to cleaners before she'll let you leave her..sorry to hear that...

anyway, yeah if it won't impact you credit, let her fuck herself over for the rest of her life by defaulting on student loans..

 

so you are staying with a lazy bitch that complains, doesn't work, and you don't even like?

Get the divorce, bite the bullet and pay her off, and move on.

 

I know someone that has a non-working wife and 3 kids. Non-working means exactly that non-working. She doesn't cook, clean, never had a job, sit the kids etc. The husband is responsible for everything...including leaving his job at the beck and call of any issues that arises from the homefront or school...to the point of losing his own 10/hr job.

I can't understand it...I hope you can do better than this guy.

 

Get custody of the kid and kick her to the curb. No child support that way, and you can ensure your child gets taught correctly.

 

She wants another kid and has been pressuring me for the past few months. I'm going to tell her no once and for all. My mom doesn't think she could possibly get custody being that she doesn't work, doesn't want to work, and doesn't pay for ANYTHING. I'm not sure though, GA hates fathers, I think they would give a crack addict mother custody before they give it to the father.

 

^^ the only way you are going to avoid having a kid if she wants one is to:
a. never have sex with her again
b. go see a doctor and get snipped.

If she wants a kid that bad, she will probably:
a. stop taking any birth control she is on
b. poke holes in any condoms you have
c. screw some other dude and make you think he kis is yours
d. all of the above.

Get out while you still can.

 

going to start doing a.

She says she wants to start trying in June, so this is my last month.

I am also considering b.

she will do a. and possibly c.

 

That's a pretty damn big sign though, throwing away years of study because she didn't want to suck it up and do an internship for a few months. Good luck though, sounds like you'll need it to put up with her.

 

and then you will do....?

a. kick her to the curb
b. raise the illegitmate child because you cant see a kid goto waste
c. pay for baby-daddy in addition to lazy-cheating-baby-mamma

 

I wouldn't take any chances. She may just be saying that, but is actually trying now. Wrap it before you tap it.

 

a. yep
b. Hell no, im not raising some else's kid
c. HELL NO

 

It's tough to leave a situation like that but sometimes it's for the best. Even if it won't make you happy in the short term it's much better for you in the long term.

 

are you dating my wife j/k man.
but seriously I'm going through the same shit you are.
my wife can't hold a job longer than 6-7 months because she "gets tired of the job " or she doesn't show up for it because she'll want to sleep all day or she just doesn't do what she's suppose to and gets fired.

so Derek aka Water-S has to have 2.5 jobs and pull up the slack. My wife has 25000 in student loans. When I threw her out of the house I said "I swear to god I'm sending you every bill for your damn student loans." she said "fine." now she's on welfare I don't know what she's doing because I think she has to pay in the 300 buck range(300 or 350) and welfare gives you jack shit.

So probaly any day now they'll probably repo her shitty Ford Contour that I wrenched on forever. she had the bright idea of buying the neighbor's car that he sold to us for 100 bucks(because he was in a heavy accident damage while DUIing(it's his 3rd DUI) it didn't total it but damn close) so it took me 6 months to rebuild it. now keep in mind 6 months is a long time but keep in mind I was working full time plus running semis for dad. pretty much when the the semis were down or we were slow I'd go wrench on the Contour. plus I paid for all the parts on that contour it was OVER (I know ) 5 grand. I know you're saying why didn't you go get something else. #1. she liked the color #2. it got decent mileage according to my drunk neighbor #3. you can find contour parts almost like 350s in junkyards.