Rockstar21

iTrader: (1)

question for the NSX owners here on the board.

what do you pay monthly/annually for full coverage on the NSX.

i'll be looking to pick up an early-mid 90's model within a year or so and wanted to get an idea of what people are paying for them.

the car will most likely be bought cash so i will only have an insurance note....
i know it varies from state to state and age..

just feeling it out...
im pretty set on owning one, im just waiting on my other half to graduate and have an income before doing any serious seaching...


any advice/help is appreciated.

CCColtsicehockey

I probably would wait till you turn 25 to persue this for insurance savings. And unfortunately it would probably be more beneficial to just call a couple companies and get some quotes.

justnspace

iTrader: (1)

Just call your insurance company. they will give you a better idea than acurazine (variables).

there is just too many variables to get an idea for you personally.

Moog-Type-S

^^ Well, there's always that option...

Rockstar21

iTrader: (1)

i called my current insurance company this morning and the lady said she didnt have the right information to quote me on an "exotic car" at the moment.. she's supposed to call me back.

i figured i'd give it a shot on here.. i knew it wouldnt be my actual note.. just curious..
im bored at work... forgive me.

justnspace

iTrader: (1)

call another. and another. and another.

synth19

No one can answer this for you. Obviously rates depend on age/history/car/etc. etc. Call your insurance and ask.

CCColtsicehockey

No biggy. I was actually considering an NSX + a CPO base civic together instead of the F originally. However my unfortunate love of speed and an average of 1 ticket every 1.5 years has my insurance cost for 3 cars at a rediculous price. So I chose to go with the fun and practical rolled in to one for the time being till I am over 25 and hopefully going to try to start slowing down and go maybe 2 years without a ticket is my current goal to start with. Will revisit the NSX idea around 28-30 again.

CLpower

progressive.com

Rockstar21

iTrader: (1)

she just got back to me.

they quoted me $140 a month with a $500 deductible... on a 94'

CCColtsicehockey

gotta say they gave me my highest possible quote. personally nation wide gave me my best one.

CCColtsicehockey

you sir obviously have a much better record than I do.

onebadna1nsx

I asked my aunt this last year... sell my 01 RL and get in a 91 NSX..
Turns out it would only cost $10 more every half year... wtff!?!?!?!

Rockstar21

iTrader: (1)

pretty squeaky clean... one small wreck when i was 16 and a speeding ticket that same year.... its been nearly 7 years since i've gotten anything on my record...

the price of the NSX quote is only $30 more a month than my Lude.
which is certainly doable...

now, i just have to have some patience and start looking for one in about 9 months...

Crazy Bimmer

NSX was cheaper to insure than the S2k was for me. Go figure.

Rockstar21

iTrader: (1)

well, glad that is out of the way.

i was terrified that my insurance would double..

if i didnt like the older body so much, i'd shoot for a newer model...

AMUA6

iTrader: (7)

That's actually not bad at all. Is that liabilty or full coverage? I pay about $90 a month full coverage on my 05 TL. But, it has went up $10 from a ticket I recently got. And is gonna go up a little more because I have had another since

Rockstar21

iTrader: (1)

full coverage...

and louisiana has the highest insurance rates.. so im sure it would be even cheaper everywhere else.

2K2SilverTL-S

haha....yea right Louisiana with the highest insurance rate. An NSX for someone in New Jersey in their mid/early 20s is uninsurable.

I have mine insured as a collector car. Dirt cheap compared to the a** rape it would have been to insure normally in NJ.

Rockstar21

iTrader: (1)

thats not a joke...

jersey has a higher average rate... ($1,180) compared to Louisiana's ($960)

and you guys make tons more money.. therefor cost of living takes the cake here...

when you compare income - Insurance rates.. we rape jersey....
our average income is what jersey's was over 10 years ago.

to put it in perspective... my co-worker is from arkansas... he uses the same company for his insurance... but he's insured through a location in arkansas... he pays $50 a month for full coverage on a 2005 vehicle... i pay $118 on a 98'..

The Dougler

iTrader: (1)

Get an Uplander, took care of all my speeding problems.

Ken1997TL

My '91 Prelude was more to insure than the RL or my TL.

I'm going to assume there are far more incidents of theft, vandalism and hooliganism with S2K drivers than NSX drivers. It's all statistics.

WILLDOGS

I live in NY City and was paying $165/mo Full coverage for my 2001 CL

Now that I dropped it down to LIability only, I pay $90/mo

The damn car has 155,000 Miles.

I have ZERO speeding tickets and just one accident (Which everyone knows about )

Crazy Bimmer

It seems NY/NJ have some of the highest rates i seen on these forums.

2K2SilverTL-S

haha.....it is f-in ridiculous in NJ/NYC. I used to have my TL and C6 on the same policy. I was paying $1600 for the TL and $2200/yr on the Vette as a secondary/low mile. I was 29 with an excellent driving record. It is crazy. I have a good friend that put his 03 TL-S also on just liability because of these crazy rates.

Im looking forward to insure the C6 and NSX in Texas. I paid the rest of the year in NJ back in July (another way these guys try to screw you). I know it should be a *little* better once I renew.

Rockstar21

iTrader: (1)

i would pay more then that....

edit: $1,025 for 6 months.

justnspace

iTrader: (1)

pissing contest?

Rockstar21

iTrader: (1)

possibly...

i just drank 2 gatorades

Nothing to be proud of though.. Its pretty shitty how bad our rates get..

asianspec

iTrader: (1)

Apperently rates in Florida are higher than Cali. they say there are more uninsured driver here than there.

juniorbean

iTrader: (5)

https://acurazine.com/forums/1g-nsx-1990-2005-165/

Rockstar21

iTrader: (1)

Thought about that lol.. But im guessing the car talk area gets more attention than the nsx section does these days.. Even from nsx drivers

Sly Raskal

iTrader: (1)

or it's an insurance company nobody has heard of.

Eoanou

$140 a mo/ for an NSX or $840 for 6 mos. is rather inexpensive.



Also for those who want to participate in the highest Insurance E-peen. I have you all beat. I have a perfect driving record and I pay $8000 a year for four cars. I'm actually lucky I switched to progressive last year because that yielded me savings of $1000+ a year.

Eoanou

That's cheap. Try paying $1700 for a Volkswagen Jetta or $1850 for a Civic Si.

Eoanou

Oh and I forgot to mention that's with a $1000 deductible.

MaxMike93

Tell me about it. I went to progressive to quote my 3.0CL before I got it, and for a new 17 year old driver, they wanted 14k+ a year! Then I went onto my parents' and im down to <$1500 a year

Rockstar21

iTrader: (1)

or maybe the largest insurance company in the nation

state farm

Eoanou

I tried to get an insurance quote from State Farm. It was damn near impossible. I sent an e-mail to a local agent since you have to go through agents as opposed to an online site. They never got back to me, .

stogie1020

?call the General?

Eoanou

Lol, those commercials have been recently popping up, it appears to be a low budget insurance company.

Although a funny story about auto insurance; A few years ago I was in my dorm watching T.V., the dorm was located in a very poverty stricken area. On the cable T.V. aired a commercial for auto insurance.

The way they marketed was just hilarious: "Stay Legal For Less" ;

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Here is another:

<object width="480" height="385"><param name="movie" value="http://www.youtube.com/v/T98IHU_XE2c?fs=1&amp;hl=en_US"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/T98IHU_XE2c?fs=1&amp;hl=en_US" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="480" height="385"></embed></object>