I went to Honda yesterday before work becuase they had a used S2000 I wanted to look at. When I got there it was already sold, but the salesman tried to sell me a new one. I told him there was no way I could afford it but he insisted on running the numbers anyways. My credit is excellent, but we ran it with putting nothing down.

$634 a month. Then the salesman acts like anybody can afford that. I can't afford it.

All of you with the brand new G35s, 350z, 03CL-S that were bought new, how do you do it? Really good jobs or really cheap rent?

 

I had my 1994 tbird for 9 years. 5 year loan. When it was paid off, I took the 300 a month and put it in a savings account. After 4 years, it adds up.

A decent downpayment did it for me...

 

Good job, I guess. But it helps that I have no loans of any kind, and I have zero credit card debt. I don't have regular habits that eat much of my cash flow - I tend to blow it all in big wads, like the CL.

 

tmi

:P

 

What did you expect the finance payment was going to be without putting any money down on a $33k car?

You sound like a good candidate for leasing (which many people happen to do).... excellent credit, very limited $ to play with out of pocket and you want reasonable payments.

People who generally finance $30k+ cars, usually come in with some $ to offset the payments.

 

The problem is with leasing is that yes you but very little or 0 down, but when all said and done the payment maybe somewhat cheaper, rememeber on a Lease you have to take out Full insurance which the Bank financing it will require. When i was looking at an 04 TL, with Purchasing Vs leasing i was only saving some where about $40-$60. Would of been alot less but Honda Finance wanted me to take out the Most expensive insurance option and thats what killed the deal as far as leasing goes.

If your looking to put 0% down thats what you can expect to on any car 30K+

 

what beltfed said.

30k+ with 0 down will be better for lease plans.