what do you guys pay for insurance? is it every six months or yearly? i found a 2003 GSXR 600 for 5300 but im thinking of not getting it because of the cost of insurance. what do you guys think?

here is some Pics of it.
my road runner account is moving real slow, i dont kno why

http://home.nc.rr.com/sfont/100_0577.JPG

http://home.nc.rr.com/sfont/100_0578.JPG

 

pics didn't work.

pay it all off so you don't have to get collision. That crap is expensive! Full coverage for me was going to be over $2k a year, but I just got liability and uninsured motorist for $500/yr from Progressive. You can get a quote from Progressive.com on the spot and adjust things right there to see how it affects the price, it's pretty cool.

 

ok the pictures are working now

 

What do I think:
You could probably talk that price down to about 4500 - 4800. From the looks of the rash the owners confidence is probably tarnished. He/She will sell for less if that is the case. For that price range you can find a 600cc bike with no damage. Shop around. And BTW get it inspected by a mechanic before purchasing.

Insurance:
I have 50/100/50 C&C and liability and it is running me about 65 bones a month on a 12 month policy. It will be cheaper when I turn in my motorcycle safety course paperwork. I'm with Farmost Insurance (a Farmers subsidiary).

 

hey knight rider the person i was trying to buy the bike from bought it from the person who crashed it. he wanted 5800 for it and i got him down to 5300. but i will have to wait until next year got get my bike. which is a good thing because its already getting cold here.

 

$12 / month on my XJ600. No collision... any crash bad enought to eat up the deductible I'll probably be dead or paralyzed anyways.

 

That's cool, but I still think you can find a more intact bike for the money. BTW, when it gets cold that is the best time to buy a bike. The only thing about that is waiting for the weather to change will eat you up because you'll want to play with your new toy so bad.

 

im 22 and paying 456 every six months for full coverage under the 'rents, not too bad

 

well i have bad news, i cant get the bike because my bank want full coverage and no insurance company want to give it to me. i went to nationwide ans they told me they cover sports bike at all. i was showed the list. then i tried kemper and i was told i need to have a driving record of 8 year to get full coverage. and the funny thing is that im one year shy of that. this shit sucks!!!

 

did you try progressive?

 

If possible just get your license and try to buy a bike in full like Danny was saying. That way you can just get liability.......also, don't buy a kyptonite lock....check out my local bike forum...
www.bayarearidersforum.com

 

i'm 28 and i pay about $450 a year thru progressive on my 2001 cbr 600 f4i.. when i got a quote on a 2004 R1 it was basically one of those we don't want to insure you quotes that are like $4000 a year or something ridiculous..