insurance for 350z

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Old 07-14-2002, 04:20 PM
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insurance for 350z

how much would it cost if im only 17?
i live in atlanta, ga. j/w thanks
Old 07-14-2002, 04:21 PM
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ALOT
Old 07-14-2002, 04:51 PM
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-unless you are gonna get it through your parents insurance then forget it

-i am 24 years old and they are still sticking it to me until i turn 25

-you are looking at 3 factors...you have only been licenced a year or so, the car is a sports car and it costs around $30K also your a guy

-good luck!!!
Old 07-14-2002, 05:20 PM
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Hmmm...

I say we all put in our BEST guess on what it'd cost for a 17 year old to be insured on a 350Z and then hotboyjamez can give his parent's insurance company a call. Then again, a no name insurance company versus someone like State Farm will have rates that will vary GREATLY.

Assuming no tickets and a clean drving record...

My guess going on someone like State Farm...

$3500.00/year.

It could be more. I remember when my Dad got his '93 Z28. I was 16 and just got my license. To insure me on that car with my Dad still as the primary was something like $1000/yr extra...
Old 07-14-2002, 06:18 PM
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3500 I wish, I am paying 5400 a year through state farm for the CLS


Originally posted by Scrib
Hmmm...

I say we all put in our BEST guess on what it'd cost for a 17 year old to be insured on a 350Z and then hotboyjamez can give his parent's insurance company a call. Then again, a no name insurance company versus someone like State Farm will have rates that will vary GREATLY.

Assuming no tickets and a clean drving record...

My guess going on someone like State Farm...

$3500.00/year.

It could be more. I remember when my Dad got his '93 Z28. I was 16 and just got my license. To insure me on that car with my Dad still as the primary was something like $1000/yr extra...
Old 07-14-2002, 06:25 PM
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Originally posted by NJ_CLS_driver
3500 I wish, I am paying 5400 a year through state farm for the CLS


$5400!!! Holy freakin' CRAP!!! I'd take the bus.

But like I said, my $3500 estimate could be higher.
Old 07-14-2002, 07:58 PM
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very very expensive... until u reach 25 years old..
Old 07-14-2002, 09:49 PM
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17 years old and male are two strikes against you in the insurance business. Having an expensive sports car is another strike. Rates don't significantly drop until you are 25.

Even self-insuring a Hyundai or Saturn will be costly.

Look into good student discouts (if you're a good student) or one of those high-risk fly-by-night insurers that will be happy to underinsure you for whatever they can get...Just don't get into any accidents or your ass will be sued and you'll have your wages garnished for a long, long, long time.

Drive without an accident or violation for three years and you might see a good driver discount.

You can also get married - insurance is cheaper if you have a spouse (I'm not joking).

You should call a couple insurance companies and ask for a sample quote. Insurers are more then happy to give people quotes in hope of getting potential business.
Old 07-14-2002, 10:35 PM
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Originally posted by NJ_CLS_driver
3500 I wish, I am paying 5400 a year through state farm for the CLS
Holy Fawking Shit! I would get a different car, and find something else to do with that $450 a month....
Old 07-15-2002, 06:51 AM
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-well i'll tell you all this...when i was 18 i had a car that i paid $750 cash for guess how much they charged me for liability insurance (this was the cheapest rate i had gotten too)

-about $200/mo. , fuck them i had to ride dirty after a few months

-you should go here:
https://buy.allstate.com/auto/GetSta...1&M=4&State=GA

and get you a quick quote, and tell us how much it says, you will change your mind real fast on a 350z
Old 07-15-2002, 07:02 AM
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A clean driving record helps big time.


For me - 23 years old, clean driving record. $900/year for my '03 CLS. Metropolitan insurance.
Old 07-15-2002, 10:03 AM
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Its obviously gonna be alot, but i say do it. Also go for broke and buy the car in red.
Old 07-15-2002, 10:26 AM
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go for broke and buy the car in red.
-
Old 07-15-2002, 01:30 PM
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i used the zip code 30303 and the following stats

Driver 1 1/1/1985 Male Single

Driving
Record Major
Violations: 0 Minor
Violations: 0 At-fault
Accidents: 0 Not-at-fault
Accidents: 0


Vehicle(s) Year Make Model Type Primary Use
Vehicle 1 2003 NISSAN 350Z COUPE, 06 Cyl, 2 Drs Commute (15mi)


and here is the result

Based on the information you provided and certain assumptions, including some which are identified below, your six-month auto insurance premium is estimated to be $7,174.00 for the coverages, limits and deductibles shown below


i think you might want to rethink that 350
Old 07-15-2002, 02:11 PM
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Originally posted by malu
i used the zip code 30303 and the following stats

Driver 1 1/1/1985 Male Single

Driving
Record Major
Violations: 0 Minor
Violations: 0 At-fault
Accidents: 0 Not-at-fault
Accidents: 0


Vehicle(s) Year Make Model Type Primary Use
Vehicle 1 2003 NISSAN 350Z COUPE, 06 Cyl, 2 Drs Commute (15mi)


and here is the result

Based on the information you provided and certain assumptions, including some which are identified below, your six-month auto insurance premium is estimated to be $7,174.00 for the coverages, limits and deductibles shown below


i think you might want to rethink that 350



15K a year.... LMFAO
Old 07-15-2002, 03:01 PM
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That insurance calculator is bunk.

I talked to my Allstate agent to see the insurance differences b/w an in IS300, a 330Ci and an S4.

The IS300 was the cheapest around the low 300's per 6 months, the 330Ci was around mid to high 300's and the S4 was around low to mid 400's.

This was with 25/50 liability, and 250 deductibles for collision and comprehensive. I also have the multiple policy discount (home owners insurance), multiple car discount, and good credit discount (I have a 798 credit rating from TRW).

Oh yea, I'm 25 so I do get the big age discount! (That was the BEST thing about turning 25).

Back when I was under 21, I drove a POS 85' Olds hoopty with nothing but liability (no theft, no collision, no comprehensive) and with my Mom as the primary driver on her mutli-car policy my insurance was $1,800 a year!!!! That was with no tickets or accidents either!
Old 07-15-2002, 04:09 PM
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Originally posted by BNut
That insurance calculator is bunk.

I talked to my Allstate agent to see the insurance differences b/w an in IS300, a 330Ci and an S4.

The IS300 was the cheapest around the low 300's per 6 months, the 330Ci was around mid to high 300's and the S4 was around low to mid 400's.

This was with 25/50 liability, and 250 deductibles for collision and comprehensive. I also have the multiple policy discount (home owners insurance), multiple car discount, and good credit discount (I have a 798 credit rating from TRW).

Oh yea, I'm 25 so I do get the big age discount! (That was the BEST thing about turning 25).

Back when I was under 21, I drove a POS 85' Olds hoopty with nothing but liability (no theft, no collision, no comprehensive) and with my Mom as the primary driver on her mutli-car policy my insurance was $1,800 a year!!!! That was with no tickets or accidents either!
i hope so, cause 15grand a year, damn
Old 07-15-2002, 04:31 PM
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I'm 24 w/ a clean driving record, and pay $230 a month through Allstate. I lease, so I have to have everything under the sun as far a coverage is concerned. Just counting down the days 'till 25...300 give or take a few....
Old 07-15-2002, 04:39 PM
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Just counting down the days 'till 25
-yeah, me too...can't wait till November when i hit the 25
Old 07-15-2002, 04:42 PM
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im 22 with a no-fault accident on my record and im paying 195 a month for my CL-S....not too bad, but now i wonder what it will go to since my recent racing on the highway and speeding 25 over tickets....i sure hope my lawyer can clear that shit up a bit
Old 07-15-2002, 05:02 PM
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Re: insurance for 350z

Originally posted by hotboyjamez
how much would it cost if im only 17?
i live in atlanta, ga. j/w thanks
ummm... prob an ARM and a LEG... or 2

The thing insurance companies do, atleast in my experience, is they'll put the youngest male with the most expensive car. So if ur 17 and even tho the car may be under ur dad's name and say, a geo metro, under urs.. the insurance company will put the most expensive car under u. They dont care whether u drive that car or not, if ur under the same policy then thats the treatment u get.

Its flatout rip-off but true in my experience
Old 07-15-2002, 05:39 PM
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Originally posted by pyssdogg
-yeah, me too...can't wait till November when i hit the 25
9 more days till i turn 25...

WOOHOO
Old 07-15-2002, 06:04 PM
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Why not get a 300zx TT, same speed. Fraction of the cost to buy and half as much to insure.
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