Didnt know exactly where else to put this...

So my TL was wrecked(check my previous thread) and totaled, and I have been going car shopping.

I found a possible replacement in either a 2007 nissan maxima SE or 2006 Infiniti G35. I went to a Nissan dealer this weekend, and the finance manager told me he got me approved on the 07 maxima I test drove through Infiniti at 8.9 percent. I said great, Im gonna still test drive the other car that caught my eye at the nissan dealer about 30 minutes away. Well, I did, and loved it, and want to go with that one.

Question is can I get the finance manager at the other dealership to go ahead and run me through infiniti since the first dealer already got me approved there? Will that affect me adversely at all?

 

Is the "other dealership" the Infiniti dealer?...just asking...I don't think it really matters...I would just let him do his think and see what he offers you...keep the 8.9% in your back pocket in case he offers you less...pull it out as ammo if he wants higher...I don't think anything can affect you adversely in this scenario...good luck, and enjoy the ride...

 

a little off the topic but if its a 2 door G35 test drive that baby before you make your decision. I drove a friends this past weekend(also an 06) and they are pretty sweet rides. i am looking to buy me one as a second vehicle pretty quick like.

 

8.9% yikes, dealers mark up loans. Go direct to a bank or credit union. YOu'll get a better rate, maybe even knock 3 points off that. We got a car loan at 4.75%, when the dealer wanted 7.5%.

 

Had another thought, if you can pay for the car in 15 months. Many banks are offering balance transfers with 0% interest for 15 months. We just got one, and they put the CASH in our bank account. They offered me 15K more then enough to buy a car.

 

^hey rob, that'a pretty good rates (4.75%)...here in NYC new/used is running about 5.375/6.375 from some banks...

 

IMHO anything under 6% is cheap money.

 

man I wish I had good enough credit to hit that low rate. My rate was like the original post's rates.

 

Well update the thread:

I did call my credit union during lunch break today, and they said they can get me a 7.5,on a used, and 1 percent lower(6.25) if i bought new...so thats a thought

also, the g35 is in fact a coupe. The sales rep has been callin me every hour on the hour trying to see if I wanted the maxima. I should stall both of these guys and test drive that 06 fully loaded TL with nav!

 

I would buy used at the 7.5%. Cheaper in the long run.

 

buy used and let someone else deal with the massive depreciation of a new car. And test drive the TL, those sales guys can be very pesky, but don't let them tell you what to buy. It's YOUR money so you should buy the car YOU want.

 

:ibmovetocartalkormoney&investing: