Accident advice
11-25-2011 | 01:41 PM
#1
Accident advice
So I was in an accident yesterday. Not my fault...guy tries to make a left turn when I was driving straight and we collide. I had switched lanes and honked to try to avoid him or let him know to stop but he kept going...my car is totaled. My thread was posted in the 2G TSX forum but I need advice.
https://acurazine.com/forums/showthr...1#post13384450
Wrote this in a later post:
HeavyDuty gave me some advice but I figure more advice is better. Been calling the police precinct but they're not picking up so hopefully later or tomorrow?
https://acurazine.com/forums/showthr...1#post13384450
Wrote this in a later post:
In any case, I'm not sure what to do now...I need to get the case number from the police but they're not answering right now...the tow yard is closed till Monday. I still have stuff to get from my trunk and glove/middle compartments. Does anyone know what happens to all the extra stuff you had on the car...like upgraded wheels, window visors, etc? Would I be able to take those off the car after the insurance is done examining it? Also, do I even want those wheels back? Pretty sure the front two might be bent and if not bent they'd be messed up. I can't really tell from the pictures. Any info on how to approach this whole situation is appreciated. I haven't known anyone who's gotten into an accident of this magnitude so I really have no one to ask except my azine bros. PMs are welcome or you can post here...
Also, what happens in the event that the guy's insurance doesn't have enough coverage to cover the value of the car? Do I just get the maximum allowed by his insurance and sue for the rest?
Also, what happens in the event that the guy's insurance doesn't have enough coverage to cover the value of the car? Do I just get the maximum allowed by his insurance and sue for the rest?
11-25-2011 | 01:48 PM
#2
Senior Moderator
Joined: Jan 2001
Posts: 34,937
Likes: 638
From: Chicago Burbs
Personally, I would go to the police station and try to get the police report. Then call your insurance company and explain what had happened.
They should be able to go after the other guys insurance company regardless. Its what you pay them for.
They should be able to go after the other guys insurance company regardless. Its what you pay them for.
11-25-2011 | 05:57 PM
#3
i had a similar situation back in July. I was nailed by a new Tahoe, but she only carried the lowest insurance you're allowed to carry. damages to my car were close to 8k, but her insurance would only pay for 5k. State Farm said they would deal with the insurance/other party for the rest.
11-25-2011 | 06:32 PM
#4
Pinky all stinky
Joined: Jul 2003
Posts: 20,665
Likes: 191
police reports take up to a week, depending on the municipality. also if you give your insurance co the info they can call the police dept and get the police report themselves. you can ask them to then fax you a copy of it.
11-25-2011 | 09:09 PM
#6
Thanks. I do have full coverage. Went to the police station today...they only had reports up to the 22nd of Nov. Told me to come back tomorrow where they hopefully would have it done. Just talked to the insurance company to get things started. Gave them whatever info I had and once I get the reports I'll be sure to keep them updated.
Do I need to get an attorney asap? That's what some people told me to do. Just feel like I can't do much even with an attorney without the police report or something at least. Couldn't even get the guy's insurance info cuz I was in the ambulance.
Do I need to get an attorney asap? That's what some people told me to do. Just feel like I can't do much even with an attorney without the police report or something at least. Couldn't even get the guy's insurance info cuz I was in the ambulance.
11-25-2011 | 09:21 PM
#7
takin care of Business in
iTrader: (5)
Joined: Jan 2008
Posts: 30,994
Likes: 4,732
From: Kansas City, MO
POLICE REPORTS DECIDE WHOSE FAULT IT IS
I was in a scenario where the guy hit me and I swerved out of lane...the report said I was switching lanes and the guy was in my blind spot...the rest is history....my insurance of course said its not my fault (after hearing from me what happened)...his insurance said it was my fault....lucky enough he didnt claim insurance (it was a little side swipe)....mine kinda sorta buffed out....
in short....the report decides whose fault it is....make sure the report has no inconsistencies...fax it to yours and his insurance company....talk to his insurance company and send him the bill (since you went to the hospital include that...also if you missed work they should cover that as well)....
I was in a scenario where the guy hit me and I swerved out of lane...the report said I was switching lanes and the guy was in my blind spot...the rest is history....my insurance of course said its not my fault (after hearing from me what happened)...his insurance said it was my fault....lucky enough he didnt claim insurance (it was a little side swipe)....mine kinda sorta buffed out....
in short....the report decides whose fault it is....make sure the report has no inconsistencies...fax it to yours and his insurance company....talk to his insurance company and send him the bill (since you went to the hospital include that...also if you missed work they should cover that as well)....
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11-26-2011 | 02:14 PM
#9
Yea I braked and honked but he still went for it..thus the collision. I'm not sure how fast I was going...probably 30-35? Got the case number from the police. Actual report won't be available till Monday.
11-27-2011 | 10:15 PM
#10
Nom Nom Nom Nom
Joined: Aug 2003
Posts: 11,801
Likes: 76
From: Universal City
The only deals that I have been able to make with them about getting the stuff off the car is that it has to be replaced with something. I have only been able to do this with a stereo as well. They won't let you piece the car apart after they do their appraisal..
11-27-2011 | 11:19 PM
#11
intelligentsia
Joined: Nov 2003
Posts: 4,376
Likes: 0
From: Land of cheap vodka, hot girls, and great nightlife
That's weird. When I got in an accident I immediately called the Police I think I called 911. They were there investigated the accident. The insurance company determined I was not at fault within a week and gave me a check for my car that was totaled. Best of luck being in an accident sucks.
11-28-2011 | 12:08 AM
#12
Senior Moderator
Joined: May 2000
Posts: 17,085
Likes: 740
From: Brooklyn, NY USA
Which Precinct? 061? I think they take like 72 hours for the report to be processed, and they don't do squat on the weekend. You'll most likely be able to get it tomorrow or Tuesday the latest. You'll have to wait for your insurance company to look at the car before they determine if it's a total loss or not, so you'll also have to wait for them to decide that before you know what the fate is of the car. Where did it happen? Looks like Y and Ocean Ave...Sorry to hear dude! Don't want to seem insensitive, but if you need help getting into a new car, let me know, I may be able to help.
11-29-2011 | 07:53 PM
#13
Which Precinct? 061? I think they take like 72 hours for the report to be processed, and they don't do squat on the weekend. You'll most likely be able to get it tomorrow or Tuesday the latest. You'll have to wait for your insurance company to look at the car before they determine if it's a total loss or not, so you'll also have to wait for them to decide that before you know what the fate is of the car. Where did it happen? Looks like Y and Ocean Ave...Sorry to hear dude! Don't want to seem insensitive, but if you need help getting into a new car, let me know, I may be able to help.
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