Sad day for my TL
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The insurance is leaning towards a total loss. They claim that it would cost them $6500 to replace the hood, radiator, condensor?, coolant reservoir, two headlights, hood lock/release and front pass fender.. I really dont think it would cost so much. I do not want to lose my TL..plus i did the clutch, flywheel, timing belt water pump, drive belt, tires, brakes like 6K miles ago and i have 89000 on my car...and i also have the 2013 navi dvd in it....
Guys... What do you suggest? Should i battle with the insurance to get it fixed? What are my possible options? Any advice would be helpful..
Guys... What do you suggest? Should i battle with the insurance to get it fixed? What are my possible options? Any advice would be helpful..
My car was worse and it cost around 5k, almost 6. That was 3 years ago. If they say its totaled, see how much they'll give you for it and buy it back from them and get it fixed. Its really only worth it though if you have connections with someone who does bodywork.
Joined: Sep 2008
Posts: 78,249
Likes: 20,202
Total loss is not 1 for 1...it's a percentage threshold where the insurance company feels that it's not worth putting x amount of dollars into x amount of rolling collateral.
So it may be something like a 65% cut off...so repair cannot cost more than 65% of the car's fair market value. In an extreme example...$6500 on a repair for a car that is worth $10001 dollars would get fixed, but not if it's worth $9999. In a lot of instances the insurance company will give you the option to choose which way it swings since it's a matter of a couple hundred bucks. They did with my EP3...I said FK NOOOO...total it. I was upside down $6k on previous trade in and had gap insurance. $100 deductible swallowed that up and put me in an RSX-S for $20 more a month payment. Win. Winning.
So it may be something like a 65% cut off...so repair cannot cost more than 65% of the car's fair market value. In an extreme example...$6500 on a repair for a car that is worth $10001 dollars would get fixed, but not if it's worth $9999. In a lot of instances the insurance company will give you the option to choose which way it swings since it's a matter of a couple hundred bucks. They did with my EP3...I said FK NOOOO...total it. I was upside down $6k on previous trade in and had gap insurance. $100 deductible swallowed that up and put me in an RSX-S for $20 more a month payment. Win. Winning.
The insurance is leaning towards a total loss. They claim that it would cost them $6500 to replace the hood, radiator, condensor?, coolant reservoir, two headlights, hood lock/release and front pass fender.. I really dont think it would cost so much. I do not want to lose my TL..plus i did the clutch, flywheel, timing belt water pump, drive belt, tires, brakes like 6K miles ago and i have 89000 on my car...and i also have the 2013 navi dvd in it....
Guys... What do you suggest? Should i battle with the insurance to get it fixed? What are my possible options? Any advice would be helpful..
Guys... What do you suggest? Should i battle with the insurance to get it fixed? What are my possible options? Any advice would be helpful..

I agree with assessment but the valuation is crazy, which is fucking fantastic. Take the $6500 check and repair it yourself.
Finally got a word from the insurance that they are going to fix it and not declare a total loss. The repair estimate now says $5900..But I am a little concerned about are the whole lot of aftermarket replacements in the estimate and not Acura parts-
10 A/M Bumper cover Part No.: AC1000149 Price: $251.00
61 A/M Trim molding Part No.: AC1235101 Price: $50.00
TED BRITT AFTERMARKET PARTS (703)218-4666
11165 FAIRFAX BLVD. (703)218-4618
FAIRFAX, VA 22030
19 A/M Bumper cover clip Part No.: 19233 Price: $19.80
AUVECO (800)354-9816
100 HOMAN DRIVE (859)341-6450
COLD SPRING, KY 41076
21 A/M Grille standard Part No.: A0518 Price: $15.00
48 A/M CAPA Hood (HSS) Part No.: A0505 Price: $418.46
63 A/M CAPA RT Fender Part No.: A5641 Price: $220.00
78 A/M RT Fender liner Part No.: A0611 Price: $28.00
EMPIRE AUTO PARTS - MD (888)700-8074
8870 GREENWOOD PLACE (240)554-1300
SAVAGE, MD 20763
24 A/M Molding Part No.: AC1210107 Price: $43.00
27 A/M AQRP RT Headlamp assy Part No.: AC2519109 Price: $501.00
43 A/M Shroud Part No.: AC3113107 Price: $138.00
KEYSTONE AUTO (877)708-4700
MARKET AT JEFFERSON ST. (856)829-4700
PALMYRA, NJ 08065
KEYSTONE - COMPLETE (800)390-4600
822 CENTRAL AVENUE (410)636-4600
LINTHICUM, MD 21090
KEYSTONE - COMPLETE (800)524-4349
275 CROSS FARM LANE (717)843-8927
YORK, PA 17406
KEYSTONE - COMPLETE (877)708-4700
MARKET AT JEFFERSON ST. (856)829-4700
PALMYRA, NJ 08065
40 A/M Radiator assy Part No.: 103020 Price: $155.00
44 A/M Condenser Part No.: 3089 Price: $155.00
1-800 RADIATOR (NATIONAL) (800)723-4286
FREE USA SHIPPING
NATIONAL SHIPPING, CA
Does anyone know the structural integrity of the CAPA hoods and Bumpers? Also, I really hope the headlights match as they are only replacing one.
10 A/M Bumper cover Part No.: AC1000149 Price: $251.00
61 A/M Trim molding Part No.: AC1235101 Price: $50.00
TED BRITT AFTERMARKET PARTS (703)218-4666
11165 FAIRFAX BLVD. (703)218-4618
FAIRFAX, VA 22030
19 A/M Bumper cover clip Part No.: 19233 Price: $19.80
AUVECO (800)354-9816
100 HOMAN DRIVE (859)341-6450
COLD SPRING, KY 41076
21 A/M Grille standard Part No.: A0518 Price: $15.00
48 A/M CAPA Hood (HSS) Part No.: A0505 Price: $418.46
63 A/M CAPA RT Fender Part No.: A5641 Price: $220.00
78 A/M RT Fender liner Part No.: A0611 Price: $28.00
EMPIRE AUTO PARTS - MD (888)700-8074
8870 GREENWOOD PLACE (240)554-1300
SAVAGE, MD 20763
24 A/M Molding Part No.: AC1210107 Price: $43.00
27 A/M AQRP RT Headlamp assy Part No.: AC2519109 Price: $501.00
43 A/M Shroud Part No.: AC3113107 Price: $138.00
KEYSTONE AUTO (877)708-4700
MARKET AT JEFFERSON ST. (856)829-4700
PALMYRA, NJ 08065
KEYSTONE - COMPLETE (800)390-4600
822 CENTRAL AVENUE (410)636-4600
LINTHICUM, MD 21090
KEYSTONE - COMPLETE (800)524-4349
275 CROSS FARM LANE (717)843-8927
YORK, PA 17406
KEYSTONE - COMPLETE (877)708-4700
MARKET AT JEFFERSON ST. (856)829-4700
PALMYRA, NJ 08065
40 A/M Radiator assy Part No.: 103020 Price: $155.00
44 A/M Condenser Part No.: 3089 Price: $155.00
1-800 RADIATOR (NATIONAL) (800)723-4286
FREE USA SHIPPING
NATIONAL SHIPPING, CA
Does anyone know the structural integrity of the CAPA hoods and Bumpers? Also, I really hope the headlights match as they are only replacing one.
who do you have for insurance? i know some will only use aftermarket parts for repairs, while others will let you request OEM parts if you get quoted aftermarket. i know for a fact that State Farm will cover the costs of OEM parts.






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