EL PESADO

iTrader: (5)

hi i had an accident like 3 weeks ago but the police forgot write the name of the insurance of other car in the police report i only have the policy number and the vin number guys how i can know the insurance name. only with the policy number because i want contact to the other insurance please help me

01tl4tl

try entering the policy number in a google search-
or call an insurance company like progressive and ask if its theirs or they can tell you who
Or go to a body shop- they can probably figure it out by the numbering system of the policy
every company will have its own and they have seen them all
State motor vehicles dept should know the insurer and policy number
If you report the accident they can help you
Call the police and ask them- say its not on the report- may be in their computer file but not what you got

01tl4tl

even the dealer service dept may be able to vin search and contact the owner to provide your phone info to them

RonJonTL757

9 numerical digits is USAA

princelybug

iTrader: (16)

^
If that doesn't work, call the police.

EL PESADO

iTrader: (5)

I went to the police and they told me they can't do anything they don't know how to help me

EL PESADO

iTrader: (5)

And the other problem is I live in ny and that car have illinois plates

1995hoo

Report the claim to your own insurance carrier for payment and explain all these details, including that you called the police back and got the runaround. There's a process called subrogation that they would then follow to recover the money they pay out. In a nutshell, the principle of subrogation is that when your insurance company pays money to you that someone other than the insurer is liable for, the insurer sort of takes over your right to recover from the liable party. That is—driver hits you and he owes you money. You could sue him. If you tender the claim to your insurer and they pay you, you'd get a double recovery if you then sued him (because you'd be paid twice), and your insurance carrier is entitled to reimbursement from him (or his carrier) because they paid money he properly owes you. They essentially "stand in your shoes" for purposes of the recovery.

All insurance carriers are used to subrogating and I've always found that I get better results from calling my own carrier and dealing with them instead of dealing with the other driver's carrier. But then, I've practiced insurance law in the past and so I know how to make it clear to them that I know the business. Still, I HIGHLY recommend going through your own carrier and letting them deal with the other guy's insurance. Call them up and tell them that you were in a wreck that was the other driver's fault, that you want to tender it to them for handling so that they can then send the claim to the subrogation unit, and that the police officer's report is deficient because he wrote down the other driver's policy number but not his insurance company's name and that you would be more comfortable with your own insurance carrier handling the claim because you would have to contact him to find out who his carrier is and you want to avoid that.

The one downside for you is that you'll have to pay any deductible on your own policy up front, but then when your carrier makes the demand on the other guy's insurance the demand will include your deductible and you'll eventually receive a cheque reimbursing you. You are far better off letting your carrier's claims unit deal with this sort of thing than doing it yourself. One thing to note is that if they contact him for his policy info and he blows them off, they may hire an attorney to represent you in a lawsuit and you'll have to sue the guy. You won't have to do the work and you won't have to pay for the attorney, but you would be required to cooperate with them because all insurance policies contain a clause requiring you to cooperate with them in that sort of litigation (if you don't, they can deny coverage).

RonJonTL757

^ What he said

donaldso718

You didn't get the contact number of the other driver??

01tl4tl

I know one: an older man gave his AAA road service membership!!! as his insurance info to a girl who didnt know what to do in an accident

luckily a call to aaa revealed he did have auto insurance and notified them of the accident