Newbie here! This is a great site about a great car. I was looking at the TSX which is more in my price range but I feel the 4 banger would not be enough in the long run and the new TL is so much nicer IMHO that I would not need to upgrade in a few years. I can afford the 04 TL(well barely). Anyhow I am wondering what everyones monthly payments are, how many months and interest rate. I know there are lots of variables here but I am just trying to get a feeling. It has been a few years since I have bought a new car so the shock of a monthly car payment I need to get over. I'm lookin at $470 a month for 7 years at 3.99 with no money down and a $2000 trade in. Trade in will basically cover the Sales tax. Are these good numbers in todays market place for a car the magnitude of the TL?

BTW I know 7 years is a long time but my present car I have had 6.5 years so I dont switch cars often. Plus 7 seven years lowers my payment which most likey i would pay off early anyway.

 

Anything over 60 months is too long to finance in my IMHO. You might as well lease the car........here is a tip.....save up some cash for the down payment and finance for no more than 60 months........that way interest will not eat you up.