Keyed '04 TL
12-03-2012, 03:13 PM
#1
Advanced
Thread Starter
iTrader: (1)
Join Date: Apr 2011
Posts: 54
Likes: 0
Received 0 Likes
on
0 Posts
Keyed '04 TL
I didnt know which section to post this on (i dont post often) so i figured here was the best place. I need some advice from you guys.
I woke up this morning to an extremely keyed car. It's a 2004 acura TL with 120,000 miles with the sports package. It runs great and everything, but there is a deep key line running from above my headlight on the front right fender, across the hood, onto the driver side fender, and across both the driverside doors. I have no idea who did it and im not even going to bother pursuing it.
i know that some people would have it spot painted but i would never do that, at very lease i would have it blended (if thats possible when its down to the metal on some spots).
would it be worth the money to get it painted or should i just sell it privately and take a hit? I've been looking into buying an s2000 but now im not sure what to do.
the car has a rear end on the car fax but i think thats it, at the end of the day id like to sell the tl and buy an s2000 but should i get it painted before selling it? i appreciate the input!
(if someone tells me how to post pictures i have some of the keying)
I woke up this morning to an extremely keyed car. It's a 2004 acura TL with 120,000 miles with the sports package. It runs great and everything, but there is a deep key line running from above my headlight on the front right fender, across the hood, onto the driver side fender, and across both the driverside doors. I have no idea who did it and im not even going to bother pursuing it.
i know that some people would have it spot painted but i would never do that, at very lease i would have it blended (if thats possible when its down to the metal on some spots).
would it be worth the money to get it painted or should i just sell it privately and take a hit? I've been looking into buying an s2000 but now im not sure what to do.
the car has a rear end on the car fax but i think thats it, at the end of the day id like to sell the tl and buy an s2000 but should i get it painted before selling it? i appreciate the input!
(if someone tells me how to post pictures i have some of the keying)
12-03-2012, 03:16 PM
#2
BANNED
iTrader: (33)
nick, sorry to hear about your situation. that sucks.
call the police, file a vandalism report, take it to a body shop, get a repair estimate for a new paint job, they'll contact your insurance, insurance adjuster will likely come out and approve the repair order, insurance cuts body shop a check for damages and you pay the deductable (will come right out of the repair check)
call the police, file a vandalism report, take it to a body shop, get a repair estimate for a new paint job, they'll contact your insurance, insurance adjuster will likely come out and approve the repair order, insurance cuts body shop a check for damages and you pay the deductable (will come right out of the repair check)
12-03-2012, 03:20 PM
#3
Advanced
Thread Starter
iTrader: (1)
Join Date: Apr 2011
Posts: 54
Likes: 0
Received 0 Likes
on
0 Posts
i checked my deductible and its a grand which would still be cheaper then getting it all done out of pocket (i think) but would my premium go up? or is that something i need to contact the insurance company about?
also, a friend had hail damage on his brand new cooper s and went through insurance to get it fixed and he told me that now he has an incident report on his carfax
also, a friend had hail damage on his brand new cooper s and went through insurance to get it fixed and he told me that now he has an incident report on his carfax
12-03-2012, 03:23 PM
#4
BANNED
iTrader: (33)
wow a grand for the deductible? yikes...mine is only $100.
your premium wont go up because this is a no fault claim. it's not like you accidentally got your car vandalized, know what i mean?
i can't answer the carfax question (but it shouldn't be a red flag anyway)
your premium wont go up because this is a no fault claim. it's not like you accidentally got your car vandalized, know what i mean?
i can't answer the carfax question (but it shouldn't be a red flag anyway)
The following users liked this post:
PFloyd (12-04-2012)
12-03-2012, 03:27 PM
#5
Advanced
Thread Starter
iTrader: (1)
Join Date: Apr 2011
Posts: 54
Likes: 0
Received 0 Likes
on
0 Posts
i wish it was 100.. we usually park all our cars inside and everything so i guess my parents decided it wasnt that necessary.
alright thank you, so thats no longer a concern, i guess i just have to look into the car fax thing and if i get quoted over 1000 i just go through insurance. i appreciate your help
alright thank you, so thats no longer a concern, i guess i just have to look into the car fax thing and if i get quoted over 1000 i just go through insurance. i appreciate your help
12-03-2012, 03:32 PM
#6
BANNED
iTrader: (33)
^yeah just file a report, and then contact insurance. if you need an entire respray (depending on the shop) it can be in excess of $3,000.00
i do know they take the value of your car as-is into consideration, so that may hurt you since yours is an older model with higher miles.
good luck to you tho, let us know what happens.
i do know they take the value of your car as-is into consideration, so that may hurt you since yours is an older model with higher miles.
good luck to you tho, let us know what happens.
12-03-2012, 03:35 PM
#7
Advanced
Thread Starter
iTrader: (1)
Join Date: Apr 2011
Posts: 54
Likes: 0
Received 0 Likes
on
0 Posts
good god, i think I'm gonna end up jumping ship and selling it as-is and getting a s2000, i found one with 87k miles for 8500$ and another with 33k and in immaculate condition for 15,000. ill post back here when i figure it out though.
Trending Topics
12-03-2012, 03:45 PM
#8
takin care of Business in
iTrader: (5)
Join Date: Jan 2008
Location: Kansas City, MO
Age: 40
Posts: 30,994
Received 4,732 Likes
on
4,064 Posts
Aaron, even though its a not at fault insurance i do see the premium going slightly higher since Nick's insurance company is forking out the cash....
i remember a friend of mine got his car damaged in the hail storm that we had last year and his insurance premium went up once he filed the claim and got his "golf ball" car fixed, even though its technically not his fault.....
Nick,
Aaron does speak the truff about the process....call the cops and then file a claim...if the damage is worth say $8,000 (just a random figure) and you car is worth $11,000 (again just a random figure) the insurance will just total your car and cut your a check for $11,000-you ded ($1,000) so $10K and you can use that for practically anything (downpayment for your s2k car or a night in vegas)....
either way, keep us updated
i remember a friend of mine got his car damaged in the hail storm that we had last year and his insurance premium went up once he filed the claim and got his "golf ball" car fixed, even though its technically not his fault.....
Nick,
Aaron does speak the truff about the process....call the cops and then file a claim...if the damage is worth say $8,000 (just a random figure) and you car is worth $11,000 (again just a random figure) the insurance will just total your car and cut your a check for $11,000-you ded ($1,000) so $10K and you can use that for practically anything (downpayment for your s2k car or a night in vegas)....
either way, keep us updated
12-03-2012, 03:48 PM
#9
Advanced
Thread Starter
iTrader: (1)
Join Date: Apr 2011
Posts: 54
Likes: 0
Received 0 Likes
on
0 Posts
i wish that could get me a night in vegas, but being 18 i dont think itd work out for the best! my car is worth about 9 grand if that, less with my new marks. if it costs 3 grand, you think theyll just total it out?
12-03-2012, 03:51 PM
#11
I guarantee it will be over 1000$, painting and prepping what sounds like 5 body panels if properly done would be a lot more than that. I know some really cheap body shops that Im sure cut corners and do shady work charge 250/panel and that would be 1250.
I say file a police report and report the claim. The police report will help your insurance company to believe that it wasn't your fault and that you're not trying to get one over on them.
I say file a police report and report the claim. The police report will help your insurance company to believe that it wasn't your fault and that you're not trying to get one over on them.
12-03-2012, 03:55 PM
#12
Advanced
Thread Starter
iTrader: (1)
Join Date: Apr 2011
Posts: 54
Likes: 0
Received 0 Likes
on
0 Posts
on one hand, i would kind of like it to get totaled out that way i can start with a blank canvas. how do they appraise the car and whos quote will they believe to do the body work? could i pick a shop i know well and tell them i want all the panels completely redone which would make it a higher price? even though id probably do that anyway (perfectionist)
12-03-2012, 03:58 PM
#14
BANNED
iTrader: (33)
^you can pick any shop you want.
12-03-2012, 04:00 PM
#15
Advanced
Thread Starter
iTrader: (1)
Join Date: Apr 2011
Posts: 54
Likes: 0
Received 0 Likes
on
0 Posts
alright, thanks guys. i have finals this coming week then ill be up in cleveland to get it quoted at the shop im familiar with and see whats up. i would have to decide to go through with the claim before they told me if it was totaled out or not, right?
12-03-2012, 04:05 PM
#16
Team Owner
iTrader: (2)
Join Date: Jan 2008
Location: Kansas City, MO (Overland Park, KS)
Posts: 36,545
Received 6,470 Likes
on
5,162 Posts
Sorry to hear this, Nick.
Look at it this way.....you could always paint if purple!
Look at it this way.....you could always paint if purple!
12-03-2012, 04:24 PM
#17
takin care of Business in
iTrader: (5)
Join Date: Jan 2008
Location: Kansas City, MO
Age: 40
Posts: 30,994
Received 4,732 Likes
on
4,064 Posts
Nick...why dont you take this a step at a time....
first off just get a quote from a body shop (remember to submit the highest of all the quotes you have gotten from different shops
)...say the highest quote you got is $2500
then do your search on what shop you wanna go with....then talk to the shop and tell them you dont wanna pay ded and the insurance is willing to pay around 2500....this way, if the shop you wanna go with is charging $1800, then you have to pay only $300 in ded....
now this is the scenario if they dont total the car....if they do, then u just take the check and walk away
first off just get a quote from a body shop (remember to submit the highest of all the quotes you have gotten from different shops
)...say the highest quote you got is $2500then do your search on what shop you wanna go with....then talk to the shop and tell them you dont wanna pay ded and the insurance is willing to pay around 2500....this way, if the shop you wanna go with is charging $1800, then you have to pay only $300 in ded....
now this is the scenario if they dont total the car....if they do, then u just take the check and walk away
12-03-2012, 04:46 PM
#18
Advanced
Thread Starter
iTrader: (1)
Join Date: Apr 2011
Posts: 54
Likes: 0
Received 0 Likes
on
0 Posts
sorry, its just been a rough few days and then to wake up to a keyed car just got my mind all jumbled. im definitely taking that approach though. i actually have a friend that owns a shop, ill get a quote from him for a total sand and respray and send it in, seems like a win win to me (or at least relative to the situation)!
12-03-2012, 04:51 PM
#19
Banned
Okay this may sound rude but is meant to assist in the long run. No one has stated this as of yet either. You might want to figure out who are mad or dis-like you before you repair or buy a new car or you "could" deal with this occuring to your newly painted car or s2k in which these same folks would not only key the car but would cut up the top. I owned an s2k and its funny but understandable, the insurance companies tell convertible and jeep wrangler owners its less damages to leave the top off than have them rip open the top then steal the valuables also in the car. Keep us posted on this. I'm sorry this happened to you. I dislike people with no kind of home training.
12-03-2012, 05:11 PM
#20
3G TL/2G MDX Owner
iTrader: (1)
Join Date: Oct 2006
Location: The west side of the Potomac River
Posts: 5,375
Received 978 Likes
on
803 Posts
sorry this happened. what every one has said above...i would concur with.
with regard to the carfax...it depends on the shop and the insurance company on whether incidences get reported. i have heard that it depends on the amount and or type of damage say over $1k (though i'm sure someone does know the actual amount). i know the body shop i have gone to, DO NOT report to carfax. if you sold the car privately, just be upfront with the potential buyer if you choose and let them know what happened. it could be worse, like hiding a bad tranny or major damage that may have been incurred to the vehicle. it seems like there are more people that have had their car's resprayed at some point (a panel, a bumper...the whole car-sharkie, not to mention any names).
you're essentially gonna end up repsraying half the car to correct the vandelizing punk's damage the right way. it'll be more than $1k. a bumper respray alone is anywhere from $300-500. it's all in the prep as we all know.
good luck in whatever you end up doing. let us know how it turns out.
with regard to the carfax...it depends on the shop and the insurance company on whether incidences get reported. i have heard that it depends on the amount and or type of damage say over $1k (though i'm sure someone does know the actual amount). i know the body shop i have gone to, DO NOT report to carfax. if you sold the car privately, just be upfront with the potential buyer if you choose and let them know what happened. it could be worse, like hiding a bad tranny or major damage that may have been incurred to the vehicle. it seems like there are more people that have had their car's resprayed at some point (a panel, a bumper...the whole car-sharkie, not to mention any names).
you're essentially gonna end up repsraying half the car to correct the vandelizing punk's damage the right way. it'll be more than $1k. a bumper respray alone is anywhere from $300-500. it's all in the prep as we all know.
good luck in whatever you end up doing. let us know how it turns out.
12-03-2012, 05:13 PM
#21
I was in you're position a little over a year ago and it was an ordeal. Here's my thread and you can see what I went through. Goodluck bud! https://acurazine.com/forums/3g-tl-2004-2008-93/05-tl-vandalized-825934/
12-03-2012, 05:47 PM
#22
Suzuka Master
iTrader: (2)
i wish it was 100.. we usually park all our cars inside and everything so i guess my parents decided it wasnt that necessary.
alright thank you, so thats no longer a concern, i guess i just have to look into the car fax thing and if i get quoted over 1000 i just go through insurance. i appreciate your help
alright thank you, so thats no longer a concern, i guess i just have to look into the car fax thing and if i get quoted over 1000 i just go through insurance. i appreciate your help
And good luck with whatever you decide to do. S2K is a fun car.
12-03-2012, 07:11 PM
#23
Advanced
Thread Starter
iTrader: (1)
Join Date: Apr 2011
Posts: 54
Likes: 0
Received 0 Likes
on
0 Posts
all the responses are greatly appreciated! i did try to think who had anything against me but i came up blank. it turns out, this campus has a thing for keying cars and screwing with them (i didnt know this, ignorant freshmen) and there was another car near by with bashed mirrors so it was most likely drunk douchebags. if theres one thing you just dont mess with, its a mans car.
im definitely going to get it quoted as a full quality respray and see what insurance will do and if itll go on car fax. I think i found a s2k i like so once this silliness is figured out im going to try to acquire that.
im absolutely looking into lowering my deductible and lilsid, as mean as this sounds, that thread did make me feel a little better!
im definitely going to get it quoted as a full quality respray and see what insurance will do and if itll go on car fax. I think i found a s2k i like so once this silliness is figured out im going to try to acquire that.
im absolutely looking into lowering my deductible and lilsid, as mean as this sounds, that thread did make me feel a little better!
12-03-2012, 07:24 PM
#25
Believe it or not, this things didnt show up on my carfax. When I went to trade my car in, told them its never been repainted or anything. They even checked carfax and nothing came up! After seeing that I wouldnt trust carfax to much if I do decide to ever buy a used car.
Last edited by lilsid112; 12-03-2012 at 07:27 PM.
12-03-2012, 11:02 PM
#27
Drifting
Okay this may sound rude but is meant to assist in the long run. No one has stated this as of yet either. You might want to figure out who are mad or dis-like you before you repair or buy a new car or you "could" deal with this occuring to your newly painted car or s2k in which these same folks would not only key the car but would cut up the top. I owned an s2k and its funny but understandable, the insurance companies tell convertible and jeep wrangler owners its less damages to leave the top off than have them rip open the top then steal the valuables also in the car. Keep us posted on this. I'm sorry this happened to you. I dislike people with no kind of home training.
You need a COMPREHENSIVE insurance option in order to make a claim with your insurance. I made many claims back when I was a kid when my car was getting broken into every other month- no real increases in coverage but they will eventually try to drop you- at least back then. An insurance cannot charge an accident to you for a keying- that is a completely different category and isn't part of your driver's record.
By the way, no insurance company will total a car for keying- the car still runs and holds 5 passengers safely and in comfort. You would have to suffer a break-in and get all your airbags and wheels jacked to get close to a total.
Good luck!
12-04-2012, 09:12 AM
#28
Advanced
Thread Starter
iTrader: (1)
Join Date: Apr 2011
Posts: 54
Likes: 0
Received 0 Likes
on
0 Posts
so are you saying with a 1000$ deductible im better off paying out of pocket and getting it touched up then selling the car rather than going through them and getting it perfect again?
12-04-2012, 09:15 AM
#29
BANNED
iTrader: (33)
PDR only fixes dents and the like...they won't be any good for a keyed car. you can't just "touch up" the key marks, it'll look like complete ass.
12-04-2012, 09:23 AM
#31
BANNED
iTrader: (33)
^same here 100%.
12-04-2012, 09:28 AM
#32
^ Agree with sharksbreath, PDR only for hail and dents, Im an insurance adjuster and your right, for keying and being an 04 TL they will not total it, most likely will end up with minor repair time on each panel keyed and refinish of those panels with blends possible to adjecent panels. definately get a Police report tho. The get an estimate and see where you are at, then depending on what the estimate is, you can get it fixed or take the cash(minus your ded of course. Sucks to hear tho.
12-04-2012, 10:13 AM
#33
takin care of Business in
iTrader: (5)
Join Date: Jan 2008
Location: Kansas City, MO
Age: 40
Posts: 30,994
Received 4,732 Likes
on
4,064 Posts
damn i need to talk to my insurance agent and make sure how the premium would change in an act of vandalism or damage caused by mother nature.....
12-04-2012, 12:23 PM
#34
Level: Noob
iTrader: (1)
Damn that sucks. My name is nick too, I have an 04 TL, and I had the same exact thing happen to my car. From the headlight all the way to the tail light, on the driver side, all along the accent line. First week I got the car. 
I know who it was, but have no proof so I can't do anything.
Anyways, I reported it to the police and my insurance agent, and they paid for it, no deductible, no increase in premiums, because it was vandalism.
I know who it was, but have no proof so I can't do anything. Anyways, I reported it to the police and my insurance agent, and they paid for it, no deductible, no increase in premiums, because it was vandalism.
12-04-2012, 12:41 PM
#35
Damn that sucks. My name is nick too, I have an 04 TL, and I had the same exact thing happen to my car. From the headlight all the way to the tail light, on the driver side, all along the accent line. First week I got the car. I know who it was, but have no proof so I can't do anything.
Anyways, I reported it to the police and my insurance agent, and they paid for it, no deductible, no increase in premiums, because it was vandalism.
I know who it was, but have no proof so I can't do anything. Anyways, I reported it to the police and my insurance agent, and they paid for it, no deductible, no increase in premiums, because it was vandalism.
12-04-2012, 12:44 PM
#36
BANNED
iTrader: (33)
^me thinks he means legally.
The following users liked this post:
SharksBreath (12-04-2012)
12-04-2012, 08:33 PM
#39
Intermediate
sucks to hear about your car bro. im currently going thru the samething right now. i filed a police report and filed a claim to my insurance. i just went to a shop that my insurance recommended.
12-04-2012, 09:53 PM
#40
Drifting
Just saying that a good detail guy with some decent touchup paint can do a reasonable job. I'm not saying it will be perfect but what makes you think your car won't get keyed again if nothing changes with your car's parked location? I had numerous breakins and vandalism at College and speak from experience. I wouldn't do a paint job for a 8 soon to be 9 year old car personally, but to each his own.