tonyatkayak

I just put down a $500 deposit on a 2007 Acura TL Type S WDP Six speed manual with 48k miles on it. It's listed at 26888. The milige is quite high for a 2007 and the price is a lot more than the automatic TL-S. I'm not sure if this is the best deal out there. I'm from california and the car is in arizona. I still need to go check it out. Any AZers in Tucson wanna help me out?

What do you guys think?

piggydog

that's a decent deal IMO. 50k on an acura is nothing

AnthraciteAspec

iTrader: (6)

How about this one. It has lower miles and its cheaper. 24,000 miles and its selling for $25,500

http://www.autotrader.com/fyc/vdp.js...standard=false

tonyatkayak

I already talked to him. He owes 26.5k on his loan and he is selling it for 25.5k. So he has to pay down his loan and then I can purchase it. It's harder to get a loan to buy from a private party from what my banker told me from Wells Fargo. I need about a 20k loan. My first choice was that car but I still need to find a bank that will lend me 20k.

6spdtl-s

iTrader: (1)

not a great deal, but 6mt is a bit hard to find. good color as well.

JTS97Z28

iTrader: (4)

God I hate Wells Fargo. First off he is wrong about it being harder to get loans on a private sale vehicle. Its simple infact you could probably have the loan on thar car within 2 days if you wanted to. Try www.thinkbank.com they will get you that amount easily at 3.99% for 60 months check overnighted to you. Their service is top notch and they have some of the best rates.

That autotrader one looks nice but why did he list it if he cant even sell it? Makes no sense. Tell him your ready to buy it if not then tell him to take it off autotrader.
Seriosuly though try think bank its worth it!

tonyatkayak

That car was my first choice but it seemed like I had to jump through hoops to get it and it was unsafe. He said he can pay down the loan once I can find the money. So let's dig into this deeper because I know nothing about this. So if thinkbank can over the check to me. Do I deposit the money? then call up acura financial and be like I want to pay that guys' loan off but send me the title? Then i take the title and send it to thinkbank. Then wait until i get the title and then hit up the DMV? or do I go to the DMV first with the bill of sale while I already paid off his car loan?
Thank you in advance for helping me. I'm just a noob right now at this.

that's the process where i'm not sure about. I just don't want to get F over by some internet scams. There are crazy greedy folks out there.

AnthraciteAspec

iTrader: (6)

When I bought my TL the guy owed money on it still also. I went to my bank and got a cashiers check for the balance owed (purchase price). Went to his bank and paid off his loan, signed the title over into my name all at once, the bank had all the necessary paperwork. The bank then mailed me the title a few days later. It was really easy.

218TL

Yessssss! Get it!

Steven Bell

iTrader: (2)

Finish the deal Tony.

tonyatkayak

I will. just working on the loans right now. going to decide on either thinkbank.com, credit union, acura financial, or capital one auto or whatever is the best option.

JTS97Z28

iTrader: (4)

OK if for example you were to use www.thinkbank.com this is what will happen.
You give think bank all the info they need regarding the vehicle such as vin # etc etc then they will approve you for most likely that entire amount. They will overnight you a check which will either be written out to the current owners name OR the current owners bank that holds the title. If he is upside down in the car (meaning he owes more than its worth) that is completely his responsibility and will be coming out of his pocket. If you get the car for $25,000 and he owes $26,000 then you get him the $25,000 check from think bank and he must then fork out another $1,000 to pay the vehicle off. Once that happens the bank will send you or think bank the title. As far as the DMV thats just where you go to register the vehicle. To pay the vehicle taxes you would usually do that at the currency exchange I believe. These are both things you can do after you purchase the vehicle.

The above info was if you were to buy a vehicle from a PRIVATE PARTY.

If your getting the car from a dealership then you can either get financing through that dealership or get your own. If you do go through the selling dealership expect the rate to be higher than what it would be if you got it on your own.

If you get your own financing and buy the vehicle from that dealership its very simple. Once again get them the info they need on the vehicle you want they will cut you a check and bring it to the dealer and your done. All taxes and fees are done at the dealership

Hope all this info helps,
James

BigJack75

How do you figure 3.99% for 60 months? I just checked out the site and rate for a 60 month loan is 4.29. Still pretty good.

BigJack75

I wouldn't worry about the mileage too much if the car has been maintained properly. I would try to talk them down a little though. I am not sure if 6-speeds go for more than autos but I got my 07 TL-S AT for 22k with 47k miles.

mmade22

6-speeds are a rare find so yes supply and demand will increase the price on this great car. Buy it! Worth every penny. I have a 6mt with 162,000 miles on it and it's as strong as ever!

Ramrodthrusterpuppy

That's impressive!

Do you find it's still relatively tight as from Day 1?

JTS97Z28

iTrader: (4)

Oh ok well I guess it went up just recently. It used to be 3.99% for 60 months and even lower for the shorter terms!!

James

tonyatkayak

alright. I guess my credit isn't that good. I have a 708 credit score and missed the 4.9% acura was having on the CPO TLs. They approved it @ 6.9% thru acura financial.

so i'm almost there.

mmade22

Second owner, owned it with 30k.....The car is spot on from the day I got it. I ordered motor monts last week and will change them soon but everything else is general maintence....Check out my thread.....https://acurazine.com/forums/3g-tl-2004-2008-93/my-110-000-mile-journey-cost-issues-beyond-704808/


Back on topic....OP, buy the car!

shooter

Keep us posted & SJ has another type-s now ... almost ... LOL

tonyatkayak

hahah sweet. how does your TL look like?

nfnsquared

708 didn't get the 4.9 rate? That kind of surprises me (but I've been out of the loan business for a while). What was the cutoff, did they tell you?

Also, just because they didn't approve you for their lowest rate, doesn't mean another lender won't. If I remember correctly, Acura has always been more strict than other lenders.

tommy8321

Is the car certified at least? I've come across a few 6MT TL Type-S for around 27-28K with a lot less mileage. Check Autotrader. I'm still in the market for mine...I am looking for one with less than 30K miles and I'm wanting to pay no more than 27.5K which is possible but the interiors are not up to snuff for me. Maybe you can talk them down to 25.8K or 25.5K since the mileage is kind of high...also, beware, I've heard of horror stories where people didn't get that $500 back when they backed out of the deal.

tonyatkayak

Yes, the car is certified so that's probably the only plus out of this deal. They won't go lower than 26888 so i might have to settle with since there are only 2 WDP 6 speed manuals in the western region that is not private party. I only want this combo it's so just harder. if everything goes well, i will pick it up in a week. My loan and everything is approved. I just want them to lower the damn price. i'm tempted to say fuck it and walk away but yeah..

tommy8321

I forgot...but there is a NBP 6MT TL Type-S with 39K miles out at Airport Marina Honda. I think it's located in Los Angeles, CA. The asking price is 26,990 but the guy has been emailing me telling me he would give an extra $800 off so a grand total of 26,290. I bet he would take $26K even. You should check it out if you are close enough. I looked at the interior from pictures he sent and it's in pretty good shape. I don't want it because the mileage is high for me and it's not certified. Food for thought for ya!