bored7one4

when i turned 21 (the drinking days) i was comming home from a bar and got pull over and was giving a DUI (worst day of my life- remember dont drink and drive!!!) we any wayz now im still paying for it. I got insurance from allstate yesterday for $3500 buck a year for the TL and my integra. ouch!!!

what are you guys paying?
are you a good driver?
what company are you with?

TLTrance

I got that beat... $2320 for 6 months.. And that's just for the TL, period. Obviously I'm considered to be in the highest risk category:

1. Male
2. Young
3. Inexperienced (got my license 10 days before I bought the car)
4. Lives in Bay Area, California

2005Aspec

I pay 1400 six months for the TL, with the highest coverages imaginable.

WDP-Acura TL

ha, I just pay $88-90 bucks a month for my TL. I live in Orlando, FL. M/26.

bigman606

$1500 for a year's worth of coverage on my new TL.

enigma

I pay $360 per 6 month, which is not all that bad

iamspartacus

790 a year.... good to be old

flvol77

WOW!

I am pay like 800 a year with state farm and I have the highest coverage possible.

bored7one4

Man this DUI cost me a shit load when i got it and now it still kicking me in the ass.
with 3500 i could get rim and tires and maybe even a body kit.

oh well just got to wait it out.

TLkid87

I'm 18, I've had a couple of tickets and I pay about $450 a month.

elee712

You should probably post if you have liability only or comprehensivie or somewhere in between. It makes a world of difference in price.

gcook

~$800. year , sf bay area 100/300,000 w/ 500 ded

1995hoo

Asking what people pay is not really a fair question because there are tons of variables--driving record, your age, your sex, what color you are, how many miles a year you drive, whether you have other insurance coverage placed with the same carrier, etc.

With that said, I pay about $73 a month with State Farm. I have comprehensive with no deductible, collision/$250 deductible, and the rental reimbursement (the latter is minimal cost). The limits of liability on my policy are well above the statutory minimums, but I do get discounts for having two cars on the policy and for having multiple lines of coverage (homeowner's and umbrella). Don't want to jinx myself by noting my other major discount!

2005Aspec

I'd love to see your coverage list.

Meek32v6

iTrader: (7)

well i pay about 228 month and after the next 4 months im gonna be paying 11?? every six months

DanUC

What would you consider good coverage?

Lister00169

$1333 for the year through Unitrin Direct (via insurance.com)

$100K/$300K full coverage
$500 deductible
$1K Medical Payments

Macruz19

$103 a month with progressive. 24 male.

KilroyR1

Wow, all you guys pay a lot! My insurance is through Erie and it's about $600 per year.

rbf351

102 per month from allstate

26 yrs old, perfect driving record, married, and own another car

randoum

Younger people- CALL STATE FARM !!!
Yes, State Farm has THE BEST rates in the industry for younger drivers...

I'm paying $708 every 6mo... 1416/yr with 300/300/300 coverage.

Seriously, call your local state farm agent. If they can't save you money, I'll pay your insurance premium... <haha, ya right> ;-)

wideawake

$60 a month through Travelers on my '97 TL, full coverage, 100,000/300,000 but $1000 deductible, yikes. Single rates, great driving record out of Wisconsin.

WDP-Acura TL

DAM $450 THATS ANOTHER TL CAR PAYMENT

2005Aspec

What i consider good is nothing but the best.

My curiousity would be how it compares to mine, because otherwise it means nothing.

You could be like one of my buddies that puts his car under his 75 year old dad for nothing. Only catch is the car isnt in his name.

TLkid87

Yeah I know. The car payment is right around $500.

RSA_Secure

I pay a bit over $700/6 Months for 04 TL with comprehensive coverage with 500 deductable and 90 Integra with collision coverage.

rbf351

sounds pretty stupid, 900 bucks total to own a TL. who are you trying to impress?

mdrdsr

Paying about $650 per year.

2 cars (2005 TL and 2003 Highlander)
no drivers under 21
Maryland
Full Collision/Conprehensive/Rental/Towing/etc

dooky211

iTrader: (1)

AAA $1,320 a yr

DeeW

I pay $532 every 6 mo. with USAA.

Bodily Injury (to others): $100k/$300k
Property Damage (to others): $50k
Un-insured Bodily Injury (me+pass): $100k/$300k
Bodily Injury (me+pass): $5,000/person
Comp: $350 deductable
Collision: $500 deductable
Rental Reimbursement: $30/day


... Speaking of which, I should probably look at including coverage due to uninsured motorists for property damage.

Rambo303

$4,400 a year

leasing has its downsides!

qqyy

mine is 4800 CDN per yr......21,male....in toronto

GeoffS

Also recommend Progressive for the younger crowd and those w points. Had them until I turned 25 (28 now) and they were by far the lowest I could find at the time. Currently with Amica.

Rexorg

Only pay about $600/year out here in the boondocks. Eat your hearts out!

imaginis

I pay $76/mo with Nationwide. 26 yo w/ 1 ticket.

Hugh9269

$1426.00 AAA per year, I have a couple of tickets, bummer...

aznkikaz

iTrader: (2)

i think around 3200 for 6 months... or was it 1 year.... dont know

TLover

$1000/year ... full coverage

KJSmitty

I would assume at his age (18), his folks "aren't" impressed with "their" $900 a month bill.......

Not a slam, just wouldn't happen with my kids.



I am surprised at the cost of insurance for most of you here... I have never spent over $1100 a year for any vehicle owned.. I have however always had two vehicles ever since paying for my own insurance at 18 years old... Even my Corvettes were about $1000 a year. Insurance rates are just terrible in many states/cities etc...

Phillyboi

Thats nutz! Did you look around, multiple car discounts in family???

At the age of 21 I only pay 90.00 per month with 500/deductible
No tickets "knock on wood"