How much do you pay for insurance on the TL?
#1
Instructor
Thread Starter
How much do you pay for insurance on the TL?
whats up guys my renewal came up iv been with AAA for 5+ years this is actually my first payment with the tl and i think i am getting raped..
age 25
CBP! tls
insurance company AAA
coverage Full
price 2681 2617 after my dividends lol
points on record 1 bad day in the mr2
age 25
CBP! tls
insurance company AAA
coverage Full
price 2681 2617 after my dividends lol
points on record 1 bad day in the mr2
Last edited by tl_from_hell; 04-12-2012 at 02:38 AM. Reason: stoned lol
#3
Burning Brakes
Me and my wife pay 113 a month both full coverage we have 1 speeding ticket for 25 over and 2 crashes (both were totaled). She is 22 and I'm 23, I have my 04 6spd tl she has her 05 Volvo s40 t5 fwd. We have esurence and have been with them for about 3 yrs.
#4
Suzuka Master
iTrader: (1)
As an example in Jersey, the Basic mandatory coverage:
Bodily Injury Liability-None
Property Damage Liability-$5,000 per accident
Personal Injury protection-$15,000 per person, per accident
Uninsured/Underinsured Motorist-None
Comprehensive-None
Collision-None
This could probably be had for about $500/year, but if one were to elect the “No threshold”, add a million dollar limit along with the addition of Comp and Collision as I have, the cost rises rapidly. One must compare policies to guarantee exact coverage as the full coverage critera in meaningless without listing all the bells an whistles.
Doesn’t hurt to call various companies to receive a quote, but make certain each company is supplying a quote for the exact same coverage that you’re requesting.
Last edited by Turbonut; 04-12-2012 at 05:55 AM.
#5
24 yrs old no points or tickets within 7 years. $60/month, maximum liability only, uninsured motorist and personal injury. we will see what happens when i turn 25 in 4 months it dropped a little for this 6 months hopefully more for the next
#7
Pro
Geico. 2007 TL-S, age 29. About $47/month for 100,000/300,000. (Does any one know if TL-S and TL rates are different? I'm curious!)
Kind of depressed, when I "added" to my Corolla plan it was only $39/month extra. I had no idea when I dropped the Corolla (sold it) the rate for the TL-S would jump up to $47
Never busted by police before
Kind of depressed, when I "added" to my Corolla plan it was only $39/month extra. I had no idea when I dropped the Corolla (sold it) the rate for the TL-S would jump up to $47
Never busted by police before
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#8
Wow that is awesome rate. Mine is super high, probably given where I live (NYC).
Age: 24
Insurance: Geico, full coverage
No tickets/points
$216 monthly
#9
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I'm 18, my mom and dad are drivers, we have my TL (full), mom's Suburban (full), and my dad's 2 S10s. (not full). It's close to $600 a month. When I drove the S10 and then TL wasn't on the policy it was $350. [Yes, adding the TL made it go up $250 more per month.]
Edit: Insurance through Progressive, my dad has a few tickets and I got one but went through the online stuff to keep the points off my license.
Edit: Insurance through Progressive, my dad has a few tickets and I got one but went through the online stuff to keep the points off my license.
Last edited by Undying Dreams; 04-12-2012 at 08:14 AM. Reason: Forgot to add the ins company
#10
Drifting
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Pay about an even $100/month w/ USAA for two vehicles, '06 TL, '02 Sienna, comprehensive/collision on both, $100k/$300k, $500 deductible. Rental reimbursement, towing, yadda yadda. I live in a little town in Utah where I think the most severe crime was some kids egging a house or something. My wife thinks I'm a little paranoid that I'm always locking doors and windows. Grew up in socal. Old habits die hard.
#11
I have Progressive been there for 2 years.
i'm 30 n have my gf on there also she is 25
TL-S full with 0$ Glass n have a 01 nissan pathfinder full ..paid 849 6 month
Last edited by Azndjay; 04-12-2012 at 08:35 AM.
#12
Geico. 2007 TL-S, age 29. About $47/month for 100,000/300,000. (Does any one know if TL-S and TL rates are different? I'm curious!)
Kind of depressed, when I "added" to my Corolla plan it was only $39/month extra. I had no idea when I dropped the Corolla (sold it) the rate for the TL-S would jump up to $47
Never busted by police before
Kind of depressed, when I "added" to my Corolla plan it was only $39/month extra. I had no idea when I dropped the Corolla (sold it) the rate for the TL-S would jump up to $47
Never busted by police before
I suppose you could go ram someone with one car and than walk home and ram someone with the other car.. In that case would your limits be independent of each vehicle? If not, might as well just have two policies
#14
Pro
Of course, multi-car discount.. But I have never understood this anyways.. So you have liability only, you are the sole driver(assumption) and you have two cars insured, shouldn't the rate be basically the same? You can only drive one car at a time and thus only have one wreck at a time, so why would the price almost double for two cars..
I suppose you could go ram someone with one car and than walk home and ram someone with the other car.. In that case would your limits be independent of each vehicle? If not, might as well just have two policies
I suppose you could go ram someone with one car and than walk home and ram someone with the other car.. In that case would your limits be independent of each vehicle? If not, might as well just have two policies
Oh well, sigh, the extra $60 I spent insuring the Corolla 2 extra months was waaaaay less than the $ I would have lost if I traded it in instead of selling it myself!
#15
Official word is that it is to cover the chance that I might wreck one car into the other in the parking lot! But I told them -- I swear I parked them at opposite ends of the apartment complex parking lot! I never let them come close to each other to mitigate this risk and primal urge to smash them together!
Oh well, sigh, the extra $60 I spent insuring the Corolla 2 extra months was waaaaay less than the $ I would have lost if I traded it in instead of selling it myself!
Oh well, sigh, the extra $60 I spent insuring the Corolla 2 extra months was waaaaay less than the $ I would have lost if I traded it in instead of selling it myself!
#16
'06 Acura TL
Im 24 & live in NY. I have had a totaled vehicle and a speeding ticket in my past :/
I have full coverage, rental, emergency roadside on my '06 Acura TL w/ Geico & I pay about $85/month. Not bad at all considering alot of people are older on these boards in more rural areas and are paying more for insurance!
I have full coverage, rental, emergency roadside on my '06 Acura TL w/ Geico & I pay about $85/month. Not bad at all considering alot of people are older on these boards in more rural areas and are paying more for insurance!
#17
'06 Acura TL
#18
Pro
Yeah, but even if you do wreck into the other car it makes no difference, because you only have liability so thus the hit car would be covered but not the "hitter".. This stupid logic is the sole reason I don't have a pickup truck, which I would use 1-2 times a month as needed.
#19
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Can anybody top my $535 a month?
#20
Team Owner
iTrader: (4)
Where do you live?
I pay about $1400 a year for the TL and a 2003 Pathfinder. Both fully covered. $100k/$300k, $500 deductible for Collision and $100 deductible for Comprehensive. I'm 36, my wife is older, no accidents or moving violations in a couple years. Mine is a tad bit higher because of how many miles I drive a year.
I pay about $1400 a year for the TL and a 2003 Pathfinder. Both fully covered. $100k/$300k, $500 deductible for Collision and $100 deductible for Comprehensive. I'm 36, my wife is older, no accidents or moving violations in a couple years. Mine is a tad bit higher because of how many miles I drive a year.
Last edited by RaviNJCLs; 04-12-2012 at 09:44 AM.
#21
BANNED
iTrader: (33)
26 years old, 1 point, full coverage, $500 deductible, i pay $135 a month state farm.
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#22
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I live in FL, I posted earlier (Post #9), that's with my parents, 4 cars, 2 full coverage, $500 deduct. Progressive.
#24
TL-S
iTrader: (4)
I'm 21, have a 5 points on my license (In virginia +5 is the best you can get)
I have....
1 no seatbelt ticket
1 improper driving ticket
1 speeding ticket
1 disregard highway sign ticket
Those were all at least over 1 year ago^
I pay $505 with Allstate full coverage (comprehensive and collision, 500$ Deductible), 6 months....BUT that's because my dad is a co-owner on my car and we "share" it....but really its mine
And we get a discount for having our home insurance with Allstate as well....Or something like that lol
I have....
1 no seatbelt ticket
1 improper driving ticket
1 speeding ticket
1 disregard highway sign ticket
Those were all at least over 1 year ago^
I pay $505 with Allstate full coverage (comprehensive and collision, 500$ Deductible), 6 months....BUT that's because my dad is a co-owner on my car and we "share" it....but really its mine
And we get a discount for having our home insurance with Allstate as well....Or something like that lol
Last edited by quanaman; 04-12-2012 at 10:12 AM.
#27
Ah well you have great rates especially with those high limits, but I have actually added a second car and it basically double so the argument still applies even if liability only, maybe I should try another company.
#29
Three Wheelin'
I was paying 147 when I was living in Queens.
Moved to PA a few months ago...im paying 504 annually. and thats full coverage on my TL and S4
#31
Burning Brakes
iTrader: (1)
my 6 month premium is 580, no points, $500 deductible. I'm with Farmer's insurance.
That's for my type-s, which is odd because for some reason, my '05 cost me about $660 for the 6 month premium - not sure how that costs more than a type-s but...
That's for my type-s, which is odd because for some reason, my '05 cost me about $660 for the 6 month premium - not sure how that costs more than a type-s but...
#34
Racer
age 30
ASM 2007 TL-S
insurance company State Farm
coverage Full
$50/month ($600/year), but there's discounts due to multi-car discounts and my home-owner insurance is with them also.
ASM 2007 TL-S
insurance company State Farm
coverage Full
$50/month ($600/year), but there's discounts due to multi-car discounts and my home-owner insurance is with them also.
#35
the overexplainer
24 years old, $1937/yr with AAA.
Expecting a fairly significant decrease due to the change in mileage (avg under 10k/yr) when it's time for renewal later this year. Comprehensive coverage w/ uninsured motorist and some discounts. I'm expecting ~1500.
Expecting a fairly significant decrease due to the change in mileage (avg under 10k/yr) when it's time for renewal later this year. Comprehensive coverage w/ uninsured motorist and some discounts. I'm expecting ~1500.
#36
I must be paying the most lol.
22 yrs old
Geico
4 points
1700 for 6 months. Full coverage and 500 deductible.
My parents don't drive anymore, so i dont have the multi car discount like i did a year ago. ..
come to think of it. My parents don't even drive anymore and i might be able to get it cheaper since they shouldn't be on the policy because they aren't drivers of the car lol.. on to the 15 min call i go!!
22 yrs old
Geico
4 points
1700 for 6 months. Full coverage and 500 deductible.
My parents don't drive anymore, so i dont have the multi car discount like i did a year ago. ..
come to think of it. My parents don't even drive anymore and i might be able to get it cheaper since they shouldn't be on the policy because they aren't drivers of the car lol.. on to the 15 min call i go!!
#39
Instructor
48 years old. Before I put my 16 year old son on the policy I was paying $180 a month for 3 vehicles: 2003 Chevy Avalanche, 2004 Jeep Liberty and 2006 Chrsyler 300C AWD. When I added him and traded the Jeep in for the 2006 TL it went up $70 a month (all of that was him). The TL costs me $450 a year, $1,000 deductible, high limits, 2 moving violations in the last 2 years. When he eventually gets his own car his rate will double to @$1,500 a year (still not that bad).
#40
Race Director
iTrader: (1)
More for type-s because of the wheels being stolen? Who the **** want's waffles anyways! LOL
I think mine is $120 a month. 28, no points, full coverage for an 04 6spd.
I think mine is $120 a month. 28, no points, full coverage for an 04 6spd.