Hello all.
#1
7th Gear
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Location: new jersey
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Hello all.
First off i like to say hello. I have a 03 accord v6 and love the new TL. I like to know if you guys can help me out. I have a 03 accord paying 260 at 10% intrest on 11grand. I talk to the dealer they said they can get me in a 04 exv6 for 340 at 3.9 intrest on 16grand. I love my 03 but has some wear on it alot of little hood nicks and really want to get the clear bra and xm. Will i make out paying less intrest but a more car payment. Any info would help.
Thanks joe
Thanks joe
#2
The 2004 Accord is a GREAT car with excellent fit and finish, great interior and exterior styling, good resale, etc etc etc. There is no wonder why it's been on 18 of the last 21 C&D 10 Best lists.
But given you already have a 2003 V6 Accord and there have been no significant changes for 2004...you could always just have your hood reshot and save the money. Wait another year.
You have to ask YOURSELF this question. Regardless of payment and interest combo...
Do you think the exact car you're looking at is worth $340/mo for however many months plus the down payment (since you aren't getting a new Accord EX V6 for $16K) to YOU?
Yes, buy it.
No, don't buy it.
But given you already have a 2003 V6 Accord and there have been no significant changes for 2004...you could always just have your hood reshot and save the money. Wait another year.
You have to ask YOURSELF this question. Regardless of payment and interest combo...
Do you think the exact car you're looking at is worth $340/mo for however many months plus the down payment (since you aren't getting a new Accord EX V6 for $16K) to YOU?
Yes, buy it.
No, don't buy it.
#3
7th Gear
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I'm just trying to save money on the intrest. 10% is alot. It will be knock down to 3.9. Some people say it will work out cheaper if i get the new car?
#4
Re: Hello all.
Originally posted by issues
First off i like to say hello. I have a 03 accord v6 and love the new TL. I like to know if you guys can help me out. I have a 03 accord paying 260 at 10% intrest on 11grand. I talk to the dealer they said they can get me in a 04 exv6 for 340 at 3.9 intrest on 16grand. I love my 03 but has some wear on it alot of little hood nicks and really want to get the clear bra and xm. Will i make out paying less intrest but a more car payment. Any info would help.
Thanks joe
First off i like to say hello. I have a 03 accord v6 and love the new TL. I like to know if you guys can help me out. I have a 03 accord paying 260 at 10% intrest on 11grand. I talk to the dealer they said they can get me in a 04 exv6 for 340 at 3.9 intrest on 16grand. I love my 03 but has some wear on it alot of little hood nicks and really want to get the clear bra and xm. Will i make out paying less intrest but a more car payment. Any info would help.
Thanks joe
You could also consider refinancing the car you have then get the hood repainted.
#5
Originally posted by issues
I'm just trying to save money on the intrest. 10% is alot. It will be knock down to 3.9. Some people say it will work out cheaper if i get the new car?
I'm just trying to save money on the intrest. 10% is alot. It will be knock down to 3.9. Some people say it will work out cheaper if i get the new car?
#6
7th Gear
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Right now 2003 accord i still have to pay 11 grand and it's my car
2004 accord will be about 5 grand more which will be 16 grand. Hopes that helps. I have been paying for 8 payments so far. I'm getting the new car for 400 under invoice which is about 23,700
2004 accord will be about 5 grand more which will be 16 grand. Hopes that helps. I have been paying for 8 payments so far. I'm getting the new car for 400 under invoice which is about 23,700
#7
Refinance the $11,000. As for the 2004...how are you getting the 2004 for $16K. What's sticker, what's your trade? If it's your 2003, then you have WAY more than enough equity to refinance the 2003.
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#10
Stay Out Of the Left Lane
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I agree with skeedatl -
You should try and refinance your current note. 10% is high even for a used car. How is your credit??
You should try and refinance your current note. 10% is high even for a used car. How is your credit??
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