Financing
#1
Intermediate
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Location: Columbia, MD
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Financing
Newbie here.
Great website. i've been lurking for about a year and finally going to get one. i got an eloan check at 4.69% ($25K, 60 mos). what's the rate people are getting for 60 mos thru honda/acura financing?
also (totally different topic): why don't people like the redondo red? is it harder to keep clean, like the black?
Great website. i've been lurking for about a year and finally going to get one. i got an eloan check at 4.69% ($25K, 60 mos). what's the rate people are getting for 60 mos thru honda/acura financing?
also (totally different topic): why don't people like the redondo red? is it harder to keep clean, like the black?
#2
I too had financing lined up, but the dealer wound up with a better rate through Chase. I was very surprised.
So, let the dealerships financial people take a stab at it. If they don't make you happy, use your eloan check.
As for redondo red, I don't know. When we were shopping, my wifes two top choice were red/black and blue/quartz. The dealers had a hard time finding red/black/navi, but a fairly easy time with ABP/Quartz/Navi so we got the blue.
It could just be that they don't make a lot of them.
So, let the dealerships financial people take a stab at it. If they don't make you happy, use your eloan check.
As for redondo red, I don't know. When we were shopping, my wifes two top choice were red/black and blue/quartz. The dealers had a hard time finding red/black/navi, but a fairly easy time with ABP/Quartz/Navi so we got the blue.
It could just be that they don't make a lot of them.
#4
I found the best financing rates through Costco/Capital One (through costcoauto.com). They offer a .25 point discount for costco members over their normal rates / an additional .10 for executive members and an additional .10 if you have excellent credit. Current rate for up to 60 months financing on a new car is 4.30 (not including both .10 discounts). BTW, got my dealer to match these rates.
#6
GOLDEN NUGGET
Join Date: Nov 2004
Location: VALLEY FORGE, PA
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i already posted this before, but back in july, my dealer quoted some outragous rate, high 4's. i got a loan from my credit union at 3.99% and took that check in with me. i was ready to use my check, when the financial officer offered my a "july 4th" special of 3.65%. always go in with something. honda will usually beat because they still make money on your loan no matter how little the rate.
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#8
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thanks for the replies above.
now if i can get the dealers down to around 33K i'll be writing about my new ride next week!
btw, do you think it's worth waiting until b/w Christmas and New Years for that "best time of year" deal?
now if i can get the dealers down to around 33K i'll be writing about my new ride next week!
btw, do you think it's worth waiting until b/w Christmas and New Years for that "best time of year" deal?
#9
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i went with my brother 2 years ago to buy an accord. we went on december 22 or 23rd, i don't remember. they were doing just about anything to get him to buy the car right there and then. just my experience. good luck.
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