Newbie here.
Great website. i've been lurking for about a year and finally going to get one. i got an eloan check at 4.69% ($25K, 60 mos). what's the rate people are getting for 60 mos thru honda/acura financing?

also (totally different topic): why don't people like the redondo red? is it harder to keep clean, like the black?

 

I too had financing lined up, but the dealer wound up with a better rate through Chase. I was very surprised.

So, let the dealerships financial people take a stab at it. If they don't make you happy, use your eloan check.

As for redondo red, I don't know. When we were shopping, my wifes two top choice were red/black and blue/quartz. The dealers had a hard time finding red/black/navi, but a fairly easy time with ABP/Quartz/Navi so we got the blue.

It could just be that they don't make a lot of them.

 

or maybe that they don't make a lot of them b/c not many people like that color? you know, chicken/egg deal.

 

I found the best financing rates through Costco/Capital One (through costcoauto.com). They offer a .25 point discount for costco members over their normal rates / an additional .10 for executive members and an additional .10 if you have excellent credit. Current rate for up to 60 months financing on a new car is 4.30 (not including both .10 discounts). BTW, got my dealer to match these rates.

 

Our dealer did not accept eloan, he said that eloan was taking too long to pay and it was becoming a problem.

We got the same rate from the dealer, they used Bank of America.

 

i already posted this before, but back in july, my dealer quoted some outragous rate, high 4's. i got a loan from my credit union at 3.99% and took that check in with me. i was ready to use my check, when the financial officer offered my a "july 4th" special of 3.65%. always go in with something. honda will usually beat because they still make money on your loan no matter how little the rate.

 

Nov. 2004 3.99 Honda Finance through dealer 60 months.

 

thanks for the replies above.
now if i can get the dealers down to around 33K i'll be writing about my new ride next week!
btw, do you think it's worth waiting until b/w Christmas and New Years for that "best time of year" deal?

 

i went with my brother 2 years ago to buy an accord. we went on december 22 or 23rd, i don't remember. they were doing just about anything to get him to buy the car right there and then. just my experience. good luck.