Severe hail damage - Totaled? Please help!!!

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Old 04-12-2011, 09:24 AM
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Unhappy Severe hail damage - Totaled? Please help!!!

Hey everyone,

Photos of car are here:
http://photobucket.com/kath12TSX

I've owned my 2010 TSX for about 5 months and it was significantly damaged by hail in the Carolinas over the weekend. I desperately want the car to be totaled so I can get a new TSX because this one will never be the same after all the damages are repaired. I left it parked in a lot obviously unaware that the hail was coming, so after the back windshield was busted by the baseball-sized hail it continued to rain hard and damage my interior for 3 more hours before I returned to pick up my car.

The insurance inspector is coming within the next couple of days. Do you guys have any advice on issues I need to be sure to point out in hopes of getting this totaled?

Summary of damages:
- 65 dents on hood alone
- the only external panels on entire car without damage are 2 doors
- huge loss of resale value (not that I ever want to resale, but just in case...) - hail and water damage will now be on carfax
- chrome around all side windows dented and window seals possibly compromised
- who knows what all interior damage, the floorboards in the front are still damp today (48 hours later) - electrical damage as well??
- new car smell gone
- paint chipped from hail on trunk and already starting to rust
- 2-3" of water still stood in the trunk when I opened that for the first time today (again, 48 hours later)

Thanks so much for any advice!!!
Old 04-12-2011, 10:12 AM
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Poor thing...that looks friggin BRUTAL!
I don't blame you for feeling like you want a new one but I'd be surprised if it were totalled. It has no frame damage or need for replacement of panels/fenders/suspension etc.

It's not pretty and will need a serious detail/drying out of the interior and a good diagnostic of the electronics to ensure everything is working properly, get rid of mold, moisture and smell. replace all chrome trim...replace rear window...fill all dents/paintless dent removal etc (or maybe they do need to replace some panels?!) and repaint the car.

If the car were 6 years old I'd think it's possible...but because it's almost new and still worth a lot, the repair cost will probably not be enough to get you a total loss.

Just my opinion, of course. Good luck either way! If you do have to do entire paintjob...you should stay in the white family but go with glacier frost mica from toyota...the most gorgeous white paint I've ever seen
Old 04-12-2011, 11:13 AM
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Break out the baseball bat.

That really sucks though dude! I'm glad I never hafta worry about hail down here. I agree with him (Him, up there^) that if you repaint, repaint a different shade of white!! Not PWP Haha.
Old 04-12-2011, 12:22 PM
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Will not be totaled.
Old 04-12-2011, 12:32 PM
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I saw that on the news-WOW those were some huge hail-It showed someone with a 08 PT cruiser that the owner said was declared totaled by the insurance co. It seems from what I heard on the news a lot of cars are being considered totaled. There was lots of damage to houses also.

Last edited by nj2pa2nc; 04-12-2011 at 12:36 PM.
Old 04-12-2011, 01:35 PM
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the residual value of a PT cruiser is likely a lot lower than a 2010 TSX. I think it won't be.

at least the engine/suspension will still be as they left the factory...perfect. the other stuff you can make look/feel/smell like new.
Old 04-12-2011, 01:36 PM
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damn looks bad ... the water damage if it has damaged all the electronic equipment in the car, it could possibly be totaled
Old 04-12-2011, 02:14 PM
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Originally Posted by rockstar143
the residual value of a PT cruiser is likely a lot lower than a 2010 TSX. I think it won't be.

at least the engine/suspension will still be as they left the factory...perfect. the other stuff you can make look/feel/smell like new.
the news was interviewing a owner of a body shop and they said with amount of damage done many of the cars would probably (newer cars like the tsx) be declared totaled with amount of damage. If that happened to any of my cars I would hope they would be totaled.
Old 04-14-2011, 08:49 PM
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whooa.. i just got hail damage also.. im in fort mill sc.. and i went to the mobile allstate center down in rock hill toyota.. my estimate is 2790.90.. my deductible is 500. my damage was not as bad as yours.. my windows are still here.. but have over 50 to 100 dents.. just check in with your insurance.. they probly will replace you for how much the car is worth. before the damage.. well GOOOD LUCK! i FEEL your pain... =/
Old 04-14-2011, 08:49 PM
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btw.. over 10,000 cars are making claims.. atleast with allstate
Old 04-14-2011, 09:27 PM
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Not by hail but with 13k in damage and two deployed airbags geico didn't total mine @ 7 months old.
Old 04-15-2011, 05:41 AM
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Sorry to see this.

Probably not going to be totalled. The hail damage is certainly extreme but dents are fixable. Water damage is not quite as much of a concern since it was through the rear window, it's not like it was submerged in a lake or something.

This is very repairable and I don't think your car has depreciated enough for them to take the totalled hit. Plus you generally eat the depreciation.
Old 04-24-2011, 09:52 PM
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You gonna tell us what happened?
Old 04-25-2011, 11:02 AM
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Update

Thanks for the comments!

Unfortunately this has been a slow process so far dealing with the insurance company and a lot of waiting since all local body shops are packed with other hail damaged cars.

An insurance inspector looked at the car over a week ago and came up with $8200 in external replacements and repairs. This included a new hood, roof skin, trunk, repairing all other panels, repairing chrome along the windows, and front and back glass.

He couldn't do an internal estimate so it was towed to the Acura dealer and has now been there for a week for their maintenance group to come up with an estimate. They weren't expecting it to take this long but also didn't initially think the damages inside were as bad as they actually are. They're supposed to be finalizing the estimate later today, but they told us the items to be replaced are the back seat, back speakers, all carpet, all trunk lining, back hand rests on doors, back panel lining, and back side airbag igniters (already started rusting when back windshield broke out), I think that's everything. If it's not totaled I'm going to push for new front seats too, because those took on some water as well and were starting to smell bad the last time I saw the car last week.

We've also lined up a body shop to take a second look at the external damages after Acura is done to see if the $8200 is fair. I'm hoping that number will bump up a bit and that the internal repairs will be close to $10K so we won't have any issues getting this thing totaled.

One additional note - my insurance policy requires OEM parts.

Thoughts??
Old 04-25-2011, 11:02 AM
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Having grown up in the Midwest the majority of my life, where t-storms, tornadoes, wind and hail are a normal occurrence, I can tell you that the likelihood your car being declared totaled, while not guaranteed, will be high...
Old 04-25-2011, 11:08 AM
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sounds bad...I hope it's totalled too. Since it will show up on carfax as damaged now.
Old 04-25-2011, 11:18 AM
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The paintless dent removal guys are pretty good, but with rain pouring inside the car, I would demand for a total loss.
Old 06-15-2011, 02:11 PM
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Talking It was totaled!

Hey everyone! I'm a happy girl - finally found out my 2010 was totaled and brought home my 2011 a couple of weeks ago. Thanks for the input!

This time I picked graphite luster metallic with taupe. A couple of pictures are here:

http://s1237.photobucket.com/albums/...rrent=Back.jpg

http://s1237.photobucket.com/albums/...t=Interior.jpg
Old 06-15-2011, 03:29 PM
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Congrats! Was gonna ask if you were able to get any spare parts off the totaled vehicle. More pictures please. Great color btw.
Old 06-15-2011, 03:32 PM
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Graphic Luster Metallic :gheywave:
Old 06-15-2011, 04:11 PM
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Love the color but way too trendy already IMHO!...

REGARDLESS of my pointless opinion... congrats on the pickup. You deserve it after having going through extensive hail damage.
Old 06-15-2011, 05:11 PM
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Happy to hear things turned out well. Enjoy the ride!
Old 06-16-2011, 11:20 AM
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CONGRATS! We actually got hail here the other day. Quarter sized, but nothing, damaging.
Old 06-16-2011, 01:15 PM
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Hey Kathy!

Woohoo! Congrats! We have the same colour combo
Enjoy your baby as i am
Old 06-16-2011, 01:25 PM
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glad everything worked out for you in the end. I thought they would total it.
Old 06-16-2011, 06:38 PM
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Originally Posted by Acura_Dude
CONGRATS! We actually got hail here the other day. Quarter sized, but nothing, damaging.


Tallahassee?
Old 06-17-2011, 10:01 AM
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Originally Posted by balla01
Tallahassee?
Nope, i'm around Pensacola. Yall get hail too?
Old 06-18-2011, 04:01 PM
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Originally Posted by Acura_Dude
Nope, i'm around Pensacola. Yall get hail too?
Ya, luckily not around me. My buddies were saying there was hail everywhere.
Old 06-18-2011, 07:51 PM
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It was. Crazy being outside trying to cover up a window (bad switch) and it starts pelting you.
Old 06-18-2011, 09:25 PM
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there is absolutely no way this is totaled
Old 06-22-2011, 11:32 AM
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I wonder what they buyback is. Damn brand new engine in the totalled vehicle.
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