I mean, how much damage $$ does it take for a car to be totaled, also if the frame is bent does that total it out? Reason I'm asking is because I was recently involved in an accident and I dont know too much about this.

 

when the damge is worth more than the car i think

 

if the chassy is bent after an accident, they would most likely right off the car.

 

depends on ur insurance company. 75% of the cars worth is usually the norm. frame damage does not always contitute a totally loss, only when the cost to repair it exceeds what ever % ur insurance denotes as a total loss.

 

Usually it's when the estimated cost of damage repair is around 70% of the car's value. But if it's a new car, then they require higher percentage, like 80-90%.

If the frame has suffered damage, then it increases the chances of being totalled; it doesn't guarantee it.


Usually when the suspension or drivetrain has suffered damage, and the cost of repair is just under the total loss limit, then you could negotiate with the adjuster/insurance company, because it most likely won't drive right and keep coming back for repairs, incurring additional repair costs. Obviously to a certain extent, the insurance companies keep that in mind, but depending on the situation, you could probably further negotiate. For instance, if your sports car suffered massive suspension damages, but the repair costs fall just short of totalling the car, then you could negotiate based on the fact that it may not drive right ever again, and such a sports car was meant to be driven and driven right. Or something like that.

Sorry to hear about the accident. Hope everything goes alright for you. Good luck.

 

Thanks, my car basically had the trunk pushed in to about half the size. I just talked to one of the bodyshop guys and he told me there was 5,000 worth of damage. I then asked him if the frame was bent and he told me my car doesnt have a frame that it has a unibody. Is that correct, I just figured like most cars that it had a frame???. I kinda dont think he knows what hes talking about, but i dont know.

 

front end or rear end damaged with bags out...the air bags can really boost the damage sky high...

 

rear, the air bags didnt come out

 

he is right it is a unibody but if it got pushed in that much its never gonna be right again

 

For the record, I got stuck in a ton of water about two months ago and the dealership didn't total out my car. The dealership replaced all the computers that run the electric and gave me a brand new interior (2 front seats, back bench, new steering wheel, new leather panels on glovebox and other places in interior) and they didn't total out the car. And yes, the airbag did come out during the incident. The damage was about $12k as well.

I think it also has to do with the dealership too, since there were 4 cars like mine that week and I am the only one that still has my car.

 

i agree with Pure Adrenaline.
thats not true at all, uni bodies can be brought back to the exact same specifications as the day it left the factory (whne done properly) thats what makes them so nice. they are esy to repair and get straight.(how do i know ive spent many years in auto body classes) in most cases the value of the damage thats atleast90% of the value of the car or greater is when insurance companies start to look at teh totaled option

 

thanks for the reply, thats exactly what I was looking for. I just wanted to make sure it can be repaired back to factory specs, and that it was in fact a unibody

 

uni bodys are designed to crumple and bend, they are also designed to be taken apart in case of a accident and put to gether incase of a accident (if done by a good shop) you will never notice.